Best way to make money shorting the S&P 500 Go!

1.2M 30-yr fixed mortgage. Should I go with option 1 or option 2?

Option 1: Rate - 2.5% with $1,500 credit

Option 2: Rate - 2.375% but I pay $4,500 in points.

New construction townhouse @$485k near metro/city area ...
Single F 🐟 earning @$145k gross, current expense for rent @$2000+.
Really love it... eager to buy... but can't shake the feeling it's too much. 😩😩 Any advice?

Does anyone else partake in foreclosure auctions? What's your criteria when you scout out the property?

Currently live in capitol hill- love the parks and beautiful streets and restaurants but want my kids to have a big backyard etc. Trying to decide where to buy a house — we love Frederick,MD but ...

Hi Fishes,

Suppose we have pf of 100000 per year and i have 2 LIC along with it worth 70k. While investment declaration, Do i need to fill 70k as in 80C?? Where exactly pf will come into picture in 80C . Do we need to specially mention it by somewhere of it will be taken care by employers.
Can someone please let me know about this , this is first time I am coming in tax slab.

Just got to know VISA doesn't give lease breakage/First month rent/first month rent its kind of they give either relocation of stuff or one of those things (Only 1 option) which is weird to me.. I thought they are big FINTECH company..also they economy class ticket ..which is super low.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

What have y'all done with cards after you got the sign-up bonus, but it just wasn't worth spending more on the card? A few months ago, I cancelled my Marriot Bonvoy card because Bonvoy points are worthless compared to airline points on other cards. Any reason I should have kept it?

Seeking an expert in self guided/self directed Roth IRA investment and rules/regulations. Looking for a consultant who can quickly identify if there will be any red flags in this transaction (for my dad). Thank you!

If an oil company wants to buy your house, there is oil underneath

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Anyone have a private company SaaS financial model they wouldn't mind sharing to get some practice on?

Got my first decently paying job and am paying off about ~10k in debt for myself and ~20k in debt for my family.

I'm looking to invest some money (~500 per week). Any advice on where to begin? I was told to get a financial advisors and invest in index funds or etfs but im not really finance savvy. What would you reccomend?

I'm looking to buy an investment property and I currently have it under attorney review. I expected it would be vacant upon purchase but now the seller wants to add an addendum to the contract giving him the right to stay 2 months after sale and "paying my costs" while doing so...I find this unacceptable. Should I just kill the deal now and save time?

Anyone selling an investment property in the northeast? New York, PA, NJ preferred. My family and I are looking for our 1st investment property so wanted to see if anyone had good deals that Zillow doesn’t normally offer

What is your fav way to deal w/ passive aggressive colleagues?

Hi Fishes... I have around 13 YOE in SAP... What should be the Package and Deisgnation/Band I could request for in HR discussion?... What will be the variable%?

I have 5 years experience as a Senior SE working with financial services & Fortune 100 accounts in a deeply technical field. My fiancé wants to move back home to London - what sort of pay scale would I be looking at? Currently on $150K base + $50K OTE.

Hi fishes can some refer me for fraud investigation or compliance

Should an employment lawyer consider getting a PHR/SPHR certificate? Is it worthwhile?
A lot of in house opportunities seem to be looking for them

When are your offices planning on reopening?

Looking at real estate crowd funding and found a good comparison list on investorjunkie. Looking at Fundrise, RealtyMogul, and Rich Unkles. 2 questions:

I’ve recently signed a FT offer for FAANG and just received an offer for equity from the startup I am currently working for as long as I continue to provide consulting/advisory support (a few hours a week) as I have a lot of their institutional knowledge. I’m nervous that self reporting to my new company will cause issues but I’m equally nervous about doing this without them knowing. Can someone put my mind at ease and offer sound advice?

Anybody work at Apple could help with a discount?

How many real hours does it take to reach 8-10 billable hours? First year associate here wondering what a 8-10 billable hour day would look like now that I’m seeing my workload ramp up slowly but surely.

I am currently working as a telecom consultant. What should I be learning if I want to get better job opportunities in better companies.

Anyone knows how to convert a t4 contractor rate to a permanent equivalent?

Hi Fishes.
Could you pls help me with the below?

My CTC is very low . Approx = YoE (4.5).
I'm currently nominated for H1b 2023 and the process is pending with USCIS approval after lottery. Heard that the H1B process would take months to get completed. Is it worth waiting for the process to get completed or should I make a switch . Kindly pour in your suggestions 🙏

anyone recently sent their passport for copr? what was the turnaround time? i’m located in new york and will be sending the passport the the nyc vac if that makes a difference.

Any idea by when we will be receiving the hike letters? September or October?

I have offers from,
Infosys 9.4L + 1L Joining Bonus,
IBM 11L + 1L Joining Bonus,
Oracle(OFSS) 12.5 + 75k Joining Bonus,
UST 13.5 + 1L Joining Bonus and
Cognizant 14.5L + 1L Joining Bonus

I'm a Java FSD, My Exp is 3.3 years and my CCTC is 4.6L + 80k variable

All the above are fixed pay, please guide me to pick the best company in terms of knowledge, career benefits, and all. And please advise, and can I negotiate between these companies with the highest offer?

Salam all,
I know a brother who is 45 looking for someone between 35 and 43.

He is well settled male, very normalized not too religious or liberal He don’t smoke, drink or womanizing.
He Prays but can improve, and would like to do hajj. He wants to get married asap.

He has 2 kids but they live with ex.

He is willing to be flexible, and looking for someone who is understanding and like minded.

So who has also been hit with the great pingdemic?

6/8 Thread (MB):

LCA holding a special meeting on 12/18 with shareholders to approved the proposed merger with Golden Nugget

IDN up 10% today

So looks like the consensus is... MAR Put options and Im going Long on ROKU

How does everyone feel about the huge conflict of interest between market maker and hedge fund? Does anyone know what a market maker is or what they specifically do in our markets? Anyone ever realize that a market maker can also be a hedge fund? Or am I the only idiot messing with options... completely u aware the person selling me the option contracts has total@control over stock price and legally allowed to manipulate it... bc they take on “risk”.

I’m guessing the markets are all red today because the 5/10 Thread wasn’t pinned? 🤣

7/8 Thread (BC):

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Might be a good day to unload some tech before it tanks again 🙃

MMED OP here, just sold a bit more than half my positions. I think it’s still got room to go, but personal circumstances say i should reduce some of my more volatile holdings (just crossed threshhold i wanted for downpyment on a new condo).

I’d suggest keeping some, but to tread w some caution. Official tally on this sale is 880% gain

Anyone trade leaps? Trading weeklies have drained me.

6/4 Thread (BC):

Anyone starting to build a UVXY position now?