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Is Google still hiring? I have got good feedback from phone round and on to on-site. However, it's been 3 weeks and on-site hasn't been scheduled. Recruiter sited that change in interview process is causing delays. With Facebook (Meta) hiring freeze and market not doing well got me bit concerned.
Happy Friday! Hows everyone doing
Additional Posts in FIRE Financial Independence Retire Early
VOO vs SPY?
What do you think about bonds
Personal finance book recommendations?
Pay off those loans first, starting with highest interest rate. Once those are gone, contribute to a Roth IRA up to the annual max. Once that’s done, increase 401k contributions til you max out. Once that’s done, save up enough for next years Roth IRA max so you can start maxing that out in January of each year. Once that’s done, open a taxable brokerage account and invest in a low-cost total stock market fund. Once you have that going, continue to invest in that on auto-pilot or do your homework on higher risk/higher reward investments
Very clear!
Don’t worry about investing yet, focus on paying off your student loans and getting your debt to zero. I would wipe out those private loans today with your savings, plus your mom’s 8k loan (assuming you promised your mom you would pay this one)
Living at home there's no real need to keep that much in savings, I would pay the private loans at a minimum. Also generally you want to max your Roth IRA first.
For Roth IRA, how can I set it up? Deloitte uses Vanguard so I’m inclined to stay there. Do I just go into account and open a Roth IRA and put the max (6k I think?)
Yes. I also do Vanguard (and am with Deloitte). Just ensure you’re under the income limit or you’ll have to backdoor Roth IRA through traditional IRA