Bought a house for 785k. Bank appraised it at 1.35 mil this month. Considering getting a HELOC. Bank approved 300k @ 2%. I was considering taking out my equity and investing elsewhere. Any thoughts? Also where should I put the money?

Hi guys,

I would like to settle with my family in some abroad.

Can you guys please share me your experince and suggestions towards a best country to settle which should have good Safety, Education and Health with good living standards. Thanks In Advance.

Remember when bitcoin was close to 20k and etc was over 1000...

I missed all of the market rallies due to restrictions at my old job and personal stupidity/FOMOing into crappy investments.

But I’ve moved to a new job - any advice on capital allocation for a 24 year old who’s making 250k, with 125K in NW? Obviously still in a great spot but am definitely behind some of my peers who’ve already become millionaires…

I joined KGS 4 months back. I am taking home loan now. Do I need to inform about my home loan to any one in our company? Any one please help me with this query? Infosys KPMG Tata Consultancy Accenture PwC Wipro EY Cognizant

Thoughts on ETH? Hold or sell??

Should I open an IRA? 25m net worth ~$80k
- 401k: $30k
- robinhood: $20k (+60% all time 😎)
- cash: $25k
- random stuff like bitcoin/robos: $5k

Worked in consulting for two years > startup (laid off) > will be interning at a growth equity/VC fund starting July 6. Comp is variable, could be $70-$200

I’ve always avoided annuities but think this one from NY Life is interesting. It’s called a Variable Investment Fund and you can add an Investment Preservation Rider for a fee. The IPR guarantees your investment return will at least be the cash you put in.

Typical portfolio returns about 7.5% after all fees. The commission fee is 2%.

So you are attenuating some upside and paying a pretty hefty fee, but you are insuring agains the downside.

Thoughts?

Is it possible to have zero tax with 13.5 lpa with the following tax benfits ?
80C 1.5 lpa , 80 CCD(2) NPS 50k ,
Home loan 2 lpa.

Does anyone here have any experience getting an education loan in India? My brother will be attending grad school and seeking an education loan for ~20 lakh INR. Are there any recommended providers? What interest rates should he expect to pay?

I own a 2016 Ford Fusion, given the fact that the model will be discontinued after 2020 - how long can I keep the car before it depreciates too much? Car is in great condition and would like to know if it would be financially best if I hold or sell at the earliest

Hello Guys,
I am about to join an organisation in Bagmane Solarium Tech park.
As I am new and have no idea where to search for rent for 1Bhk, I am asking here.
I prefer to stay as close as possible to the office with decent living environment.

Hey 🐠, crowdsourcing opinions: what are your thoughts on housing prices in Toronto. Im looking to invest and was thinking of a detached home around $1M in the city. You all think its better to wait another quarter or so before pulling the trigger?

How much net worth (stocks, mutual funds, PPF, emergency funds, any other assets) corporate folks have accumulated by age 30 on their own?

Public loan forgiveness. Has anyone successfully made their 120 payment mark yet and if so did it go as planned?

Has anyone seen Liberty Mutual’s Q2 Net Loss of $343 Million? Do you think it’s related to their CEO retiring this year? Thoughts?? Just curious to hear what’s your take on this.

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

My fellow road warrior 🐠, I have 110K Hilton points and want to open Hilton honors card ($95 annual fee) that will get me to 250K points (once I spend $2K in first 3 months). Already have 6-7 credit cards and no outstanding balances. Doing it to book hotel travel with family later this year. Is it worth it to pay $100/year? What will 250K get me? TIA

Anyone have any advice on crypto/bitcoin investing? Best way to get started? Good tips for what to buy? TIA

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

Anybody here at Nixon Peabody? Is there enough WLB (real estate but looking generally as well) to offset the below market pay?

My fellow road warrior 🐠, I have 110K Hilton points and want to open Hilton honors card ($95 annual fee) that will get me to 250K points (once I spend $2K in first 3 months). Already have 6-7 credit cards and no outstanding balances. Doing it to book hotel travel with family later this year. Is it worth it to pay $100/year? What will 250K get me? TIA

Has anyone ever met someone at the gym ?

How do you navigate pronouns as nb? I'm extremely tired of being mis-pronouned as her/she. Do you suggest pronouns in email signatures?

Has anyone attempted Fractals test on Tableau ?

How much do art directors (mid level) make in Amsterdam?

Anyone have any advice on crypto/bitcoin investing? Best way to get started? Good tips for what to buy? TIA

I got power and internet back last night but I have no pressing matters so my bosses don’t need to know that 🫣🤫

An EY con committed suicide in the office last week?

Any Asian writers here?? I’m the only one at my ad school, and it’d be dope to connect

Herman Miller Aeron vs Embody. Which one do you like better? Thinking about getting one for home office.

Hey folks

I have my stack as a Java developer with Springboot profile for 3 YoE. I had recently joined a company and faked my resume to look like a data analytics one. My hiring manager said it looks good for Python and SQL+ETL but he wants me to do python scripting questions in the client interview which I am not much aware of. So need your help guys on how and what to prepare for client interview side.

What are the best automation tools for legal/compliance work that you use?

Decided to pull out of Target Date fund and put all of my 401K savings into S&P 500 index fund. Is this a dumb move?

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

Best banks to get a mortgage for a first time home buyer?

Im in 2nd year of MBA. I took out a federal loan for tuition last year and again this year, but for some reason my loan for the 2nd year has not disbursed. Im trying to figure out why but I do have savings and can pay the 2nd year tuition (with about half of savings). Should I just pay it instead of trying to get the loan?

Do employer contributions to HSA count towards annual maximum?

IRA vs Roth IRA. What y'all use and why? I'm new to the retirement account business

The broiler on my 20 year old viking range went out and the machine is making funny noises. Any advice for most cost effective way to handle this? I’d rather not buy a new $6K oven

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Should I open an IRA? 25m net worth ~$80k
- 401k: $30k
- robinhood: $20k (+60% all time 😎)
- cash: $25k
- random stuff like bitcoin/robos: $5k

Worked in consulting for two years > startup (laid off) > will be interning at a growth equity/VC fund starting July 6. Comp is variable, could be $70-$200

I own a 2016 Ford Fusion, given the fact that the model will be discontinued after 2020 - how long can I keep the car before it depreciates too much? Car is in great condition and would like to know if it would be financially best if I hold or sell at the earliest

Hi I have a series I (inflation) bond question. I have a bond that was issued on 12/1 but I don’t see any interest payments yet. I thought that they would be paid monthly. I am worried that I may have misunderstood the product. I understand the three month penalty but I figured that would be assessed when I sold the bond. Anyone have any advice?

What kind of rates are people getting for their mortgage right now? How should I find a lender without multiple checks against my credit?

I’m here fishes!!!! Tell me how to make money. $$$$

$RVP makes the syringe/needles that will administer the Covid-19 vaccine. I feel like it could be a great opp to double up.

Any reviews of Chicago Wealth Partners? They are one of the "Select Advisors" for PwC through the Brokerage Simplification Plan (BSP). Thank you!

Send kids to private school or move to a 10/10 school area? The average price of home is $1 mill in good areas... rent is $4000. Private school in my sub urban area is $1200 per month for 1 kid. I only have 1 kid right now but planning 1 more in next 2 years

Any experience with investing in pre IPO startups through angel investor clubs?