Bought a SFH where I’d barely break even given the realtors estimate of 1.1k rent. Neighbor kindly let me know going rate was actually 1.6k. Put it up for 1.5k to get a nicer long term tenant and signed in 2 weeks. First investment property and learned a lot from here/bigger pockets so feeling pretty good!

Anyone still waiting to receive their IL refund for this tax year? I have had no luck reaching them
Over the ph or on the website. Any tips on how to contact and get a status on refund?

Skip the pre-tax 401k in favor of mega Backdoor Roth? Thoughts?

Rationale is building up a tax advantaged nest egg for retirement and then using brokerage for more med term goals (5-8 years). I can afford to pay taxes now and compounding benefit is high.

Income ‘22,190k. ‘23, 295k. Age 26

I would be capturing company match with either 401k contribution. I wouldn’t be maxing out mega Backdoor, probably about 25-30k. Want to put another 50k in brokerages

Hey there, moving to NYC this summer. I have no idea where to start looking in the jungle that is the NYC real estate market... Where should I start for apts and for roommates as well?

Any one buying SNAP today ? I am thinking it will be good play to hold for few quarters.

What APP to use to track net worth

Do you keep 3 months or 6 months expenses in your HYSA? Do you keep a different amount based on a one or two income house?

I hv about 40k to invest and I am thinking of either Ameritrade or Fidelity advisors. Which ones should I go for?

Currently live in capitol hill- love the parks and beautiful streets and restaurants but want my kids to have a big backyard etc. Trying to decide where to buy a house — we love Frederick,MD but ...

Pros and Cons of ESPP in UK and tax implications if we hold long term (>3Y)

How do you make sure you’re getting a good deal when buying a property?

Please recommend online resources/books to help understand the basics of investment and personal finance for a newbie. Based out of Canada, if applicable. Thank you!

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Hey guys!
Which HYSA would you recommend? Currently have a Savings account only in BofA but I feel like I could do better. Please advise🙏

If you had to choose between $200+k in Waltham, MA and $100k in NY, which one would you choose?

Add to it the perspective and barriers faced by an international employee.

Looking to buy a home in Dallas, TX( First time home buyer) and need advice on setting right budget for 4BHK home on considerable price. Mid 30s, Family HHI of 300K with savings of 150K in cash and 250K in stocks. Don't want to go overboard and want to live below the means. What is considered a right budget for first time home buyer in suburbs of DFW like Frisco, Plano?

Looking at a job offer in the Bay Area where the total base comp for the Mrs and I would be brought up to $300k. Realistically how much do you need to make to even have a shot at buying a house in the San Jose area these days?

I’m 32 and have an aggressive 401k that leans heavily on Vanguard’s index and int’l index funds. I’ve lost a ton since Jan, but my husband says don’t touch a thing & just be patient. What are you doin

Hi fishes,

Out of topic. Regarding insurance claim

I missed adding parents in health insurance for this financial year. my father cancer surgery happened and I spend 15 lakh from savings and debt. Their is further spends in next financial year April and May for chemotherapy & radiation.

If I add parent in health insurance in April ( next financial cycle) . Will I get claim ?? Since it is existing disease. Please help me out if anyone knows

Do I need to max out my 401(k) before doing mega backdoor Roth after tax contributions? Or can I pause 401(k) and max MBR to get money into my Roth IRA asap?

Hi everyone, do any of you use or have any of you previously used Financial Edge with Blackbaud and do you know of an accounts payable software that's integrates with it well?

Thanks in advance!

I’m probably slow here but during the pandemic I could go four days without showering. I’ve finally gotten to where if I skip a day I am repulsed and it matters to me hahahaha!

Any recommended place to rent? Small house for a bachelor?

Deloitte peeps - how do i find professionally taken photos at DU last week? I was told there will be a gallery to download them from but no idea how to find where the gallery is stored. TIA

What are some good books to read if I want to learn how to better show up for the team as a manager?

Which offices are doing a return to office push in LA?

Any suggestions for middle school student planners to help students stay organized and remember to complete assignments? Is best to purchase a planner or organize a binder?

Need 11likes for DM
Please.

Hi All

I saw there multiple openings for testing profile in Harman.Can anyone refer me.

I am having 6+ yrs of experience in Testing Domain.

Referral or suggestions for any other company will also be helpful.

Thank you

Hi Fishes,

I have been working as a Data Engineer for almost 4 years now, I have a exp of 2 and half years in Google search onsite project as ETL developer with Python,SQL and internal ETL tools, I have relevant hands on on various python libraries like Numpy Pandas etc.,Currently I am serving notice period and getting package of 7.39LPA +80K bonus, Can someone please suggest better opportunities for me where I can apply with this skill set

Referrals will be appreciated 👍

Hi folks, this is my last week at my current company as I am one of many people who's been affected by laying off. that's why I am looking for new job opportunity.
I am toronto based Web Developer, mainly focused on Front-End with ReactJS and have experience of 4 years in which I got chance to work on projects from scratch and support projects. I also worked with azure and recently learned about aws and also an aws cloud practiner certified. So please let me know about any open positions.

TY

My job is so boring. I dont know what else to do with my life?

Hi,Can anyone refer me for DWH testing with 9+ years of experience. I could see openings in Deloitte,PWC,Astrazenca,IQVIA.Even after applying for specific roles in the job portal still I haven’t received a call

1/4 I’m a Technical Project Manager delivered Data Centers in Asia Pacific. I solved network bandwidth crunches in corporates and production environments without compromising security. Furthermore, I’m looking into SRE related roles, which will lead me to Enterprise Architect in the next few years.

I’m really excited by what I’ve learned so far in my 10+ years #career journey – namely, that the scene is vibrant and growing.

Continued in comments...

Hello,

Can someone give me an overview of what Internal Audit does? Received an offer for IA and currently work in External Audit. Want to know the differences between the two.

Anyone know of a good place to buy glasses in SF?

Please recommend a good/reasonably priced moving service/company in North Dallas. I am moving from the 3rd floor to the 1st floor (same building).

I have about 20k in a high yield savings account; interest rates are going down, so wondering if I should invest elsewhere? Any recommendations of a safe-ish investments or accounts to look into in the current market? Feel a bit lost and don’t want to sit on my money. I’m 24 and moderately risk adverse. Thanks in advance!

What do you guys think of amazon stock? Every day it keeps going up........ difficult to decide if I should sell or hold .......

Is is advisable to contribute the full 19.5k in 401k? I am currently investing a total of about 20k with company contributions in 401k .

For those that are landlords, where did you get the capital for your first investment? Did you buy the property outright, or take a mortgage?

Is the internet saturated with early-days FIRE blogs?

I’ve tried to find FIRE blogs in the $100-200k NW (even up to $300k NW) range and haven’t been able to find many. I’ve toyed around with starting a FIRE blog in the past and quarantine has me revisiting the idea, so curious on any input here

What American city would you choose from a FIRE perspective?

I’m deciding whether to house hack a multi family home in Miami or continue renting and buy a chalet close to a national park to put on Airbnb. This will be my first investment property. Will pull the trigger in 2023 or 2024. Which route would you go for and why?

Does anybody work a part-time job for spending money? I’m considering working one retail shift a week purely so I can have some frivolous spending money that doesn’t impact the budget. Is it crazy to kill 6 hours a week for less than $250 a month?

Anyone doubting their allocation to s&p and vti right now? Have come around to the idea that this indexation hype is wrong, and just a massive short volatility bomb to my portfolio waiting to explode

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!

Hi! Got 60k in VFIAX and 30k in VTSAX brokerage. Where should I invest my 6k for my Roth IRA?

How do you strike the right balance between spending and saving? For example, if you’re looking to buy a car, do you wait until you can pay 50% in cash? 75% in cash? Full?

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

Hi All - new to FIRE and trying to make the right decision around investing my bonus. My company works with Fidelity but I've heard so much about VTSAX. Is it worth opening up a Vanguard account for post-tax investments or are FZROX and FSKAX true alternatives? Thanks so much

Do you include the equity in your rental properties as part of your net worth? If so, what do you use to get the best estimate of the FMV of your properties? The estimates I see online can vary widely depending on the site if used so was curious if there is a good source others have used.

If I make 360K base, single with no kids. What would be the best way to invest so I can become a millionaire? I just turned 25, want to retire from corporate by 30

A car accident a couple years ago resulted in shoulder surgery. I found out this week my settlement amount would be $80K+ (take home). I’m mid 20s + debt free already with a 50% savings rate. Having an internal struggle because part of me wants to enjoy some of it because of the pain that this chapter of my life caused me but then I realize how far ahead this can get me on me FIRE journey. Thoughts?
Disclaimer:Getting into a car accident is not *lucky* and my body will never be the same.

Economics of renting a condo: between taxes, hoa fees, and replacement reserves; it seems v tough to be cash flow positive unless charging 1.5-2x the mortgage. Anyone else having similar experience? I still rent my condo, but expecting the pay day when i sell, not each month. Not sure it my thinking is off