Bought our house a year ago and was told 20% down would remove pmi. Asked again this week amount to remove pmi and was told it’s now 25%. Are they able to change that?

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

Has anyone used Gideon Strategic Partner for investing? What was your experience?

What year partner can realistically afford to have ~$4M in mortgage debt? Particularly big4

My roth 401k returns are only about 7%. This seems low. I need to change my investments, what do yall recommend?

If my bonus is added in to my salary, should I lower my 401k contribution for just that paycheck? I want to make sure I get as much of the bonus as possible.

Is it worth it to buy a multi-family home to rent out?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

I have a chanel wallet to sell but the RealReal has horrible yelp reviews in terms of selling.. it does seem convenient however. Anyone have experience with other reselling options?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

Curious about thoughts on on discount points (I think I’ve already read every article on Google). I am refinancing my personal residence (future rental) as well as a rental property. The mortgage brokers discourage me from spending a ton on points (rolled in, not up front). In some cases, it’s a 16 year break even. I get that’s a very long time to break even, but I have no intention of getting rid of the properties and doubt rates will drop much below current. Max breakeven point for you?

Was there ever a time you wanted to give up being a real estate agent?

New to the UK market(moving from the US). What are some of the best credit cards out here? Will mostly use it for travel.

What does "cost/proceeds" column represent in Orders on Bittrex? It's definitely not the .25% commission on the the subtotal price in ETH/BTC

What HYSA are y’all using ? I need to get out of HM Bradley so need to hear y’all experience with other accounts

Is anyone here based in the UK? Looking to speak to a financial advisor as I’ve come into an inheritance.

Does HSA money count towards my deductible ? Because….

It’s not counting right now 👀

People worrying today should read books on trading psychology! Not being patronizing- it will help you in the future, not just for investments but for doing better in life!

Brits! After you max out your yearly ISA where do you put your money after that?

Anyone able to refinance a jumbo 30 year VA for under 2.75%? Just got a quote for 2.75% with one point, and trying to see if there are any better options (e.g., no points or lower rate).

EY, question about utilization. If we hit 40 chargeable hours for the week, does charging time to admin/auth-proj. impact utilization in any way? I’ve only been logging chargeable hrs in GTE...

Which service based company provides more onsite opportunities?

How has introducing a customer support chatbot changed the interactions you have with customers?

Hello friends can you all please provide me with 11 likes so that I can enable DMs?

Considering new opportunities. Thoughts on Facebook, LinkedIn, Google, or startups. Any and all advice is appreciated.

Worked at a Big 3 prior to EY. 5 years of work experience in Human Capital.

I do prosecution and am looking to lateral. Does anyone have recommendations on firms to consider, or ones to avoid? I’m flexible on location.

Where on earth do people find sugar daddies and how can i get one?

What are the benefits C10 position gets in Citi??

In December, why recruiter are not more active towards hiring, is that mean they dont hire those who take interview in previous month !!??

Does anyone work for Eli Lilly? Had a few questions!

Anyone knows how to get reinvent tickets?

Can anyone share the mapping of levels to Proserve? I am a Senior Manager at Deloitte and recruiter just called me for a senior advisory consultant role but that feels like 2 levels back at least from a Deloitte perspective.

Any member here who’s the part of Associate to Consultant program?

Since HBS only has 2 rounds, is R2 as difficult as R3 at other schools?

Hwllllooooo
Female mid 20s

Need inspiration. What's the most elaborate vacation you or your partner has taken?

what kind of excuses do people use when they have to fly out for interviews and their group is highly anti-recruiting

I have an interview at Wells Fargo next week. What's are some questions I might be asked in light of recent events? (Avoid jokes please... I've heard all of them!)

Looking to move from IB to tech. Could use some advice.

What's your priority right now - gaining value/experience or getting a higher comp/better benefits/better lifestyle?

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

I interviewed with Citi 3 weeks ago (London) and haven’t heard back since. I felt the interview went well. Interviewer told me that I will hear back in a couple of weeks as the entire floor is hiring at the moment and HR is swamped. She said it in such a positive tone/way as well. I emailed HR last week and have not heard back. Is this normal? The wait is gruesome. Not sure if I’ve just been ghosted or if this is normal.

How is hitting exactly $25 on Seamless the only highlight of my day

Thoughts on CAIA? Difficulty, hours studied, study tips, overall experiences, etc.? I’ll be sitting for Level 1 in September. Currently work in the fund of funds space - moving over to my firm’s hedge fund research team soon so CAIA seemed like a perfect way to get knowledge in the area beforehand. I’m almost one year out of undergrad (econ background) so a lot of the CAIA content is new to me

🇺🇸 Live Debates Thread 🎙

Any advice on breaking into IB from commercial real estate finance? At a top 10 firm in the field and top 3 team at the co.
by volume. Attended non-target (top 30) and mediocre GPA. Taking CFA Level 1

Thankful for not being at the office today

Any insight on CAIA? Difficulty and whether it impacts salary?

Anyone know starting salaries for Insurance underwriters currently? Salary suggestions five years in ? Thank you in advance

PSA/rant: If you are sick, please stay home and do not go into the office!! Surprised that this even has to be said. Please do not try to be a martyr/hero by coming in - no one’s job is important enough to come in and get everyone sick (esp before Labor Day weekend!). And it’s so selfish to come in and risk getting everyone sick because you want face time with the boss.

I have a brother who works in tech. Curious if anyone here owns side investments in startups, real estate or other assets? (Non-public companies). If so what types?