Bought OXY at $11 a pop and USO at $20 back in 2020.

Should I sell and reallocate my gains or wait? Feel like I've made enough profit already and don't see em spiking significantly more

Moving to Dallas in June, any tips on where to buy a car?

Max out my Roth IRA contributions for the previous tax year (sitting at like $4k out of $6k so far) with my stimulus check, or split it up between speculative plays I think have a ton of potential? (PLTR, CCIV, Bitcoin, and Ethereum)

Roth IRA is 100% allocated to the Vanguard Windsor fund btw. I’m 23 and think risky plays while your young are the only way you ever truly make it, but recognize the benefits of maxing Roth IRA YOY. Help!

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looking to take on a 10k loan to pay for a car. My sister makes much more income than me, offered to loan it interest free with a monthly payment plan but I feel weird borrowing a large amount from family. Bank loan has a 6.77%APR for 60 months. What is the best option?

What percentage of your monthly income goes to rent? Thinking of moving into my dream house for my mental health, even though it’s almost double my current rent.

How do you deal with 401k in the US? Can you withdraw without penalty?

How old would you say is too old to live at home? Looking to save some money...

Working on two contracts at once. How does the tax code work?

Long term picks to get invested in Meta?

I recently passed the 1 MM NW mark and originally was planning on diversifying into REI once I hit this mark. However, with the pandemic I'm a little hesitant. For those Real Estate investors out there, how has the pandemic impacted your portfolio? Have vacancies risen noticeably or rents dropped dramatically? How has the moratorium on evictions impacted you?

What would be good upcoming cities to buy houses near bay area? Somewhere around 700-800k for 3bd house.

Is Employer PF contribution is free from tax in New tax regime also?

What’s the best thing to do with my 401K when in my MBA program? Should I roll over to a traditional IRA and then do a back door conversion to a Roth IRA?

Hey Fishes,

22.5 LPA in Chennai (hometown and also remote option available) Vs 25LPA in Bangalore/Hyderabad (work from office). Which will benefit me in terms of savings?

Which new outlets do you follow for close to accurate Crypto news? Twitter/Reditt/any other? Could the FB fam point them out for the benefit of all?Tryn to get to the actual news in the midst of noise

Need advice. Best reliable and safe platform to start trading crypto? Would like a secure wallet as well. Lower fees preferred (Coinbase fees are pretty high).

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

If you leave J2 and get another (new) J2, does the first J2 show up on new J2 background check? Assuming these are w2 roles. If so, how do you explain that? 🧐

Anyone based in Canada and can refer me to your company? Happy to share my profile and talk more about my experience.

Hi Fishes, Pls help,
YOE: 13 yrs
Cctc: 13 lpa

Have cleared HCL interview. Initially they offered 23 lpa (via proposed offer letter), but i requested to reconsider it for 25 lpa.
After 5 days, they sent final offer letter of 19 lpa (stating they can offer max 50% as per L4 approval).

Queries:
1. Is this normal or rare case, reducing the offer amount from what quoted initially?
2. Should I accept or negotiate?

I don't have any other offer as of now.

Happy Friday!! What are your plans for the weekend?

I am wondering if anyone has tips to ensure students are on task while I do a small group. No busy work... must be ela standard driven.. my kiddos seem only on task a little- one hour daily

Do you ever feel in a relationship absolutely sure you’re with your soulmate or will there always be some doubts you’re not with your perfect match?

Anyone here either go to a top public school or send their kid(s) to one? I’d love to ask some questions for a project I’m working on.

How introverted are you? EVERY time I’m around a group of people I wind up exhausted. It’s almost funny. I’ve learned to be present and I can handle the room, but when I leave…100% need a nap. It’s so predictable that I even share my calendar with SO. He schedules his WFH calls to avoid that hour after my in-person meetings. Smh. Is this weird??

I've got some friends who work remote jobs, and every day I grow more jealous of them during my one-hour commute.

Ye RL aur Coach ekdam achanak se kaise badal jaate hai? System me badalne ke Baad koi notification bhi nahi aata hai.
I'm sure if we voluntarily want to change RL or coach, then it will be a hell of a process.

Any tiny space dwellers out there? I live in a 490 sqft stand alone home. We’re a block from the beach. I’ve been nesting like crazy (getting rid of stuff, ensuring stuff is space saving/multipurpose). We have one bedroom. Anyone else have similar tales to tell? Or am I the only 🤪 one?

How many law enforcement agencies are at play and how do they coordinate when trying to stage something as massive as the raid on the Trump residence?

Where's the coolest place you have traveled as a contractor?

Question for any of you in the high net worth individuals tax space, do you think CFP is worth the time to get? I passed the CPA 2 months ago and see a few partners in our group have CFP but does it actually give any value. Are there any other distinctions/licenses I should look into?

How many jobs have people changed within their first 6 years of H1. I’m on my 2nd job (1 h1 and 1 h1 transfer) and already thinking to change.

After a miscarriage and TTC to conceive naturally for about a year we have our first appointment with a fertility specialist. Any questions or things we should ask at the initial consultation? Any red flags to look out for?

Thinking of switching employers. Do you think bigger retail stores (the ones that have several locations) are easier or harder to work at than little hole-in-the-wall grocery stores (which is all I've ever done)? It seems like the larger chain stores would have more downtime, but I'm wondering if anyone could give some input.

When I’m online at 10:30 on Sunday night, that doesn’t mean I’m working and you can ping me about some BS that can wait 12 hours until we’re on the clock.

It means I’m watching the Asia open and updating my watchlist for my personal trading account.

Pls fix.

Curious to hear thoughts on how the recent rally is being perceived. Is it another of those temporary moves? Or does it reflect a view that the market bottom is behind us now?

Thoughts on BHVN?

Jim Cramer tweeted today that NOW is the time to be bullish and he’s “never been more certain of anything in my life”…sooo yea we’re going to crash hard. Hold on everyone! Or actually no sell everyone!

Long term picks to get invested in Meta?

Thoughts on when to enter amazon? It dropped $71 today. Is this the right time?

Which is a really good stock signal/alert service that you would recommend? Something that provides buy/sell price signals with very good accuracy.

Hi everyone, what growth stocks would you recommend taking a look at for 12-15 year horizon. Looking for strong financials and good growth trajectory post the likely recession. Looking at NVDA & ACN currently

Thoughts about Coinbase IPO? Though it’s stretched valuation but my long term take is people are going to invest more in crypto as faith in governments erode. Worth investing with a 2 year horizon?

Monday- recovery, crash or continued slow drop in stocks?

SPOT, why not? Almost at the bottom? Still strong subscriber numbers

What are good healthcare stocks to invest in?

I just watched DKNG go from 45 to 75 back to 45. My finance teachers would be disgusted. Pigs eat, but hogs...

was gonna just day trade, but forgot to sell my options before market closed. fml…

Where to put $100k of cash in the market? Looking for 2-3 years for down payment and has some appetite for risk. Are there any particular sectors to look at, crypto or stocks?

Are biopharma and biotech stocks the move for Q4?

What do y'all think about HMHC? With California leaning toward virtual learning. Their new Teachers Corner platform could provide a solution.

Which green economy, infrastructure stocks you are still buying or doubing down in 2021.