Would love advice. Partner and I are spending about 125k/yr total together (all in, incl rent, health, gifts, travel, etc). Mid 30s. No kids but will in next couple years. No debt. Total income between us of 350k. High cost of living/high taxes. So total we save about 80k/yr. I’m glad we’re saving but I feel 125k is too high in these years where we should we saving for kids, future needs etc. I know theres tons of personal considerations in here so not looking for “is this too much or not” cont
Bajaj Allianz is one option
Depending on the state of health you can buy from visitorscoverage.com or Insubuy . I have heard lot of complaints about India bought insurance when it comes to claims
Are they moving here or coming to visit? If they're coming to visit, ask them to get one from India itself. Much cheaper
Yeah just visiting. Yep. I am looking for Indian travel insurance. Hence the ask.
^ I visited this site, the names were shady AF and well expensive too.
Visitorscoverage is the one I used. Cheaper than India. Also one of my friend had to use the insurance for his dad. The insurance was from India. It was a big hassle to claim. So I always buy from visitorscoverage
Buy insurance from India only if they will do cashless. Visitors coverage is a good but expensive option. None of them cover pre existing. Some high cost Visitors coverage plans do cover hospitalization to some extent.
Gid forbid if there's a hospitalization, make sure your/spouse's name does not appear anywhere as person financially responsible.
I meant to say some high cost Visitors coverage plans cover critical hospitalization for preexisting.
To some extent. Sorry for the multiple posts!
Thanks guys!
Do you know any insurance broker in India? They are vendor agnostic and can advice on the best deal. I have routinely used one for last 7-8 years with very good results
I don't actually.
HDFC has some good plans. My parents get that whenever they visit.
We used insubuy. Challenge is after 70 when coverage for acute onset of pre existing conditions I.e. A heart attack stops!