Buying a house in April or the summer. Tell me why I shouldn’t just take a chance on pouring into FBGRX, even with .79% exp ratio and capital gains tax.

HYSA account won’t give me much at all…

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Posting as :
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What do you do if the market tanks and you don’t have enough for a downpayment next year?

likesmart

Since 2014…

Post Photo
like

EY1 gave you the answer to your question.

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Look at FBIOX. I invested my first 3k into this at the peak (July 2015) after massive multi year run ups. Everywhere I looked said this was the fund to buy. It took me until Trump's post presidency run up to break even and sell. Had I put it into VTI or anything, I could've been so much better off. I had contemplated apple or amazon too at this point, which have both since 5-7xed.

Anyway either put it into VTI or just keep the house money very safe.

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Putting it in VTI is no better than OPs suggestion.

Because PSLDX has done even better

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I am the one who NOKs

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Hi All,
I have 2.8 YOE on Linux Administration. My daily activities are patching, incident management, service requests, Change Management, Remediation, Server builds and Decommissions manually and also we handle 1600+ VMs, LVM partitions, User access management. I am also working with configuration tools like Ansible and Installing Mandiant, Nagios, Eracent etc. Involved in MFT project. RHCSA, AZ-900 Certified.

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What is the historical practice for EYP members getting an MBA (FT or Exec)?

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Please help! I need some good precedent!! 😂🤣😆

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Anyone have any experience of doing a job based in the US but being a Canadian resident? It would be fully remote with some travel to US and CAD. How did you learn about work visas? How did they pay USD/CAD? Did you end up paying more tax? I know we have a treaty…but struggling to know how to navigate it with my best interest at heart

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Additional Posts in Personal Investment Chatter

The general withdrawal rule for retirement is 4%. Do you think this is too low? I’ll probably still be working part-time, but will also collect social security after 62.

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Is anyone familiar with filial responsibility laws? I have major doubts that my in-laws have enough saved for retirement / it seems they are planning to rely on SS despite currently living a pretty lavish lifestyle (brand new house, luxury cars, routine spa appointments, expensive dinners, etc.). I’ve heard of cases in PA (luckily we don’t live there), but what about other states? Also, I’m assuming if things go south at the end they can rely on Medicaid for long term care?

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A family member is blaming me for them selling their stocks too early since I kept talking about how the market was going up from March and their stock didn’t change lol how should I deal with the situation. I find it childish tbh.

Don’t panic, buy the dip.

likefunny

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likeuplifting

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Is BRK-B a buy right now?

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helpful

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How do you calculate what tax bracket you will be at when you retire? Keep reading choose the option based of what tax bracket you will be at retirement but I literally have no clue

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Started my first job out of undergrad: base salary 105k. Grew up extremely privileged and have no debts of my own, but also no money of my own and I am completely financially illiterate. Any kind souls willing to help guide me on what I should be doing with all this money now? My company offers a 3% 401k match which I am maxing. Right now I’ve got a fat lump sum just sitting and wasting in savings.

like

Best investment book recommendations?

like

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