Buying our first house. Before seeing the contract in front of me, love the house, location, and price. But in contracting trying to find every reason not to sign and not feeling the same way as when touring the house. Is this just normal given the huge purchase or do most people feel excited and confident entering into a contract? I don’t look like any of these HTGV couples buying their new home 😛

Massive amount of my NW is in tech investments & crypto.... this is extremely painful. Like about 2 to 3 years of earnings just evaporated.

😔

Hey guys! New to FIRE and hoping to get some insight.

Anyone with a similar profile mind sharing what their goals are or if anyone has any insight how i should create a FIRE target/goal?

> 29yrs old
> Senior Consultant
> 4 YOE
> $90k BC
> $100K-110k savings / investments
> $45k student loan (pegged to inflation)
> no property

Anyone continuing to sell calls on GME? I’ve been trading call spreads since it broke 100 but unsure if it’ll continue to drop.

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

Still facing a $17k loss on PSTH. Should I cut bait? Learned my lesson already but unsure if I should continue to ride it out.

MoneyGuidePro or E-money? I currently use MGP and wonder if e-money is any better besides the client vault?

Should amortization of loan origination fees related to rental property be reported on Page 1 Other Deductions of Form 1065 or on Form 8825?

Does it make sense to prepay a car loan?

Stupid question but can we link brokerage accounts to E trade? Not a big fan of the investing interface vanguard has

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Hey, visiting Austin from the north and think I wanna move here. Looking for a house . Single family 3 bd + and 2ba + . Wondering what good affordable neighborhoods to look in! Ideas and housing advice are more than welcome !!

I joined mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX.
Mindtree says "You come under 20% slab according to the income tax calculations. When all the tax slabs are applied you will have to pay yearly tax around Rs. X amount. So that amount will be deducted in monthly basis."
Why sudden income tax deduction? Why was that not deducted in the month of Jan Feb March ?
How can i recover that 10k every month?

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

Any body use cred app to pay credit card bill above 2 lakh via cred app using debit card option?
Will it reflects immediately tomorrow is my due date for bill payment.

Which crypto trading app do you use?

Does anyone know how the federal student loan process works after you have submitted your FAFSA?

Once you have PR is there any restriction on getting a visitor or traveler visa to USA ? Will need to give up my H1B in US when I move full-time to Canada but might need to return to settle estate

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Has anyone successfully appealed property assessment on your own with the assessor? My FMV is 40% higher than my purchase price from June. Just wondering if it’s fine to appeal it without a lawyer prior to the 9/16 deadline. Chicago-based.

My partner and I are not connecting at all. It’s honestly so hard.

Would anyone be willing to connect about Qualified? Trying to learn more about the company and their work culture, especially as a QSA.

Does anyone have experience going from industry to public? I have 4 years of experience and I’m waiting on my last CPA score. Everytime I look at job postings, they seem to require public experience

Similar to DUSI, is recession going to lead to layoffs in EY GDS, BDO RISE and KPMG Global as well?

Heading to a law school reunion of sorts and anxious about the brag fest that will ensue, along with the prying questions about how well others are doing in comparison. I have not proven as successful (big law/loans paid) as some of my colleagues and I can’t avoid this event. The anxiety is creeping. How would you handle it?

Dear Santa, all I want for Christmas is for one of these end of year deals to die so I don’t have to review the documents and draft the agreements I’ve been putting off. I promise I’ll be good this year. Thanks.

Any good resources you use on a weekly basis to find trends/insights/market analysis?

I’m in data strategy but shifting from lower funnel to upper funnel work soon which requires a bit more creativity to gather data, any help appreciated!

Is it true that Accenture allows work from any of the 8 office location ?

Thoughts on meta earnings?

I’ve been practicing for 6 years in-house at a media company (was a startup when I joined and is now more established), straight out of law school. Due to the small nature of our team (3 legal members), I have been involved in all areas of our business and even advise c-suite frequently about legal risks. I received a promotion, with another title bump on the horizon this year. I have an opportunity to go to a start-up media company as the sole attorney. Anyone else have experience doing this?

Hi all, does anyone know of any good recruiters in UK that can help find junior account manager/AE roles, looking to take the next step up and influence a sales cycle.

Thank you!

3 yoe, Supply planning and Analysis, Industrial Engineering degree, proficiency in SQL, Tableau, Power BI, VBA currently in Toronto. What's my worth?

How is Citi's Work from office rules? Are we expected to be in the office every week?

What is the typical engagement like in risk advisory at big 4? Is it a lot of staff augmentation work?

I do things (late nights/weekends) that I don't think my managers/partner knows about since everything is running well - directly correlated with elected hours spent. Is it weird to bring this up?

Cyber defense lead in DC area, working for a reputed state owned organization and wants to switch... what to expect?

I recently left my organization to focus on my thesis for my master's degree at Arizona State University. I am currently in India and have been studying remotely. I have 3+ years of experience as a Data Scientist in really good start ups. Can someone refer me for roles as Applied scientist, data scientist or computer vision engineer/ deep learning engineer. Specialization : Image processing, Signal processing and tabular data.

Anyone have insight into the AWS Associate Account executive role? Scope on the job function and possible TC for those who are currently in the role?

How much in savings / net worth would you need, before you decide to retire? (Regardless of age).

I assume most in this bowl don’t escrow taxes, insurance, etc. Where do you park those funds until the payments are due? HYSA? Brokerage?

Should I pay all cash or get a mortgage? My rate will likely be 5.5%, loan amount 420k to 840k (depending on how much I want to put down). With paying all cash, the sales office gives me an $15k incentive/discount. If i don’t get mortgage, I can always do home equity line of credit later (instead of refinance) if interest rate lowers in the future, right? What are the factors I should think about when approaching this? Also, nuanced differences between home equity line of credit vs refinance?

Any good retirement ready calculators that take into account having a spouse who is also contributing?

Why is it only worth buying a house if you’re going to stay in it for 5+ years? I’ve seen several people in this bowl say this and wanted to understand the reasoning. I’ve toured with the idea of buying since I’ve seen listings for places where monthly mortgage would be less than my current rent but I’m also hoping to move in less than 5 years. Currently in nyc, hoping to go back to texas in 2-5 years.

Good day to invest?

$DIDI is getting delisted, do I sell? What happens from here? Is there a going private price that will be announced?

In process of buying a home. How do I estimate tax benefit of buying vs renting? Can I deduct all mortgage interest (on a loan of up to $750k) and property taxes (up to $10k)? Appreciate your guidance

If I believe we’re nearing market highs, convince me why taking a 401K loan for home improvement opportunities is a bad idea. Assume that I am not currently at-risk for layoff, and the improvement opportunities are on the higher end in terms of ROI (adding bathroom, etc.)

Massive amount of my NW is in tech investments & crypto.... this is extremely painful. Like about 2 to 3 years of earnings just evaporated.

😔

Stupid question but can we link brokerage accounts to E trade? Not a big fan of the investing interface vanguard has

If you're at a company with an ESOP, what happens to those shares when you quit/leave that company?

Which crypto trading app do you use?

anyone use the essential portfolio feature from TD Ameritrade? How does it compare to something like wealthfront?

Are Certificate of Deposits (CDs) getting popular again with the rate hikes? Thinking of putting some money in since I’ll need to buy a house in 2 years.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?