Can anyone plz share the famous blueprint for income allocation by someone - 401k match -> roth ira -> max 401k -> hsa. Can’t remember all steps

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1. Contribute to 401k up to employer match
2. Save 6 month emergency fund in HYSA
3. Contribute maximum to Roth IRA
4. Contribute max to HSA if you have a HDHP
5. Contribute maximum to 401k
6. Donate to charity
7. Treat yourself
8. Save cash for a big ticket item like car, vacation, down payment
9. Invest in taxable brokerage account like Fidelity or Vanguard (whoever you have your IRA with)

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That’s it, you got it

What is the benefit of donating to charity besides feeling good about it? I personally do volunteer work

It’s a personal choice. I prefer to donate money rather than time because most people don’t have that option.

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Hopefully resolution stays intact

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You should be able to find by going on Google and searching for something like "personal finance flowchart Reddit"

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I am with 2 yoe, with 8lpa package.

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No other sources of income, and have enough money for 1 year of emergency.

Targetting to hit 15lpa in next 6 months then apply for loan.

Will 40 lakh loan burdon for me?

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Thanks

📢OPEN ROLE: Executive Assistant
🗽Location: Farmingdale, New York
👔Industry: Staffing/Recruiting
💼Reports To: COO/CTO
➡️The ideal individual will have at least 1-2years Administrative exp, is extremely detail-oriented, and ambitious. Marketing experience is a plus, but not required.
💰Salary Range: 55k - 62k

Please DM me if interested!!

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