Do you pay your credit cards in full every month?
I ask because I’ve let my credit spending get a bit lax since moving and adopting a puppy recently, so I haven’t been paying them off in full every month like I used to (though still well above the minimum payment, and keeping utilization at 30% or under). It got me thinking about how many people adhere to this advice.
Anyone at RBC falls under the Transaction Banking LoB and can tell us about the main services the firm offers to clients and the digital software products utilized by Treasury Controls/Payments etc?Royal Bank of Canada
Pregnant ladies or ladies with kids,
If you were still working when pregnant, did you manage to keep your workday up to truly 8+ hours and keep your utilization intact? Or,
if you weren’t feeling well and stepped away, did you factor that into your timesheet?
@eygds ..hello everyone.. please help me understand the full utilization and effective utilization. Mine is 79 and 71% respectively... just wanted to understand what is the difference between two and which is has more weightage
Deloitte people on CPT with 40 hour/week limit: Since its self-reported, do you just bill 40 hours per week? Worried about the impact to my utilization.
After learning how credit utilization impacts one's credit score, I just raised the limit on 2 of my credit cards. I opened 2 cards last week in order to take advantage of cash back bonus deals.(cont)
Got offer from BCG for ECT. Read numerous comments about ECT being not attractive compared to Generalist track. Also heard challenges about billability/utilization. Any views/ guidance appreciated!
I am not super keen to become a partner (selling) and main reason to join will be working with different clients, smart talented people and a good brand. End goal (at the moment atleast) is to stay for few years and return to the industry. 15 YOE
What is your utilization goal? Firm, LoS, level?
Random question and hoping consulting moms can help me out - Why do Partners still have Utilization targets?? McK/BCG Partner fish, do you have Util targets?
Can you please share diversity job boards and organizations that your Firm has partnered with or utilized to hire diverse talent within investment management industry? Thanks in advance!
I wish admin utilized Tier 1 supports with teachers. Smiles, appreciations and acknowledging ones efforts would do a great deal to boost morale and climate. I just don’t understand what that is so hard to do.
In the last PDM town hall, they said they were going to lower utilization targets for those that work on projects with capped hours. For those people, have you seen your utilization target lowered? I haven’t seen shit change for me.
Promoted to SSE with 25% hike and 9% VP.
I received ACE award in Q3 with recognization still I feel VP is very less. Utilization report I have maintained 100% . Is it possible to revisit the component
English isn’t my first language (Native Spanish speaker), and I’m noticing that it’s difficult for people to comprehend me. What do you honestly think of people with accents?
Happy Monday!!! Are there any shops hiring for a junior brand or creative strategist, or would it be best to try my luck at applying to places in Q1?
Hi Fishes, how much can one expect for 11 years of experiance in storage automation QE profile in HPE. Thanks
Are video producers just destined to be constantly lowballed? I’m a freelance editor and producer and I feel like my clients grossly underestimate the time and effort it takes to deliver a final product.
Anyone with experience getting an ESA (emotional support animal) letter? Please dm me thank you.
Partners - what is your advice to be successful as an SD? Starting to have a bit of imposter syndrome set in.
How much do most LMM PE shops for associates?
Any fish from LEK London willing to refer? Currently interviewing with other top consulting firms in London and keen to pursue LEK
Appreciate the help!
Howmuch in hand exctly
I put in my notice today to my second job. I’ve been there since i was 18 so i could pay for college which i graduate in May! I am mentally and physically exhausted. Cheers to finally enjoying life in my 20s! 👏
I’m in a rut. Ever since I had my daughter 5 months ago I haven’t read anything other than magazine articles. Looking for a fun page Turner to get back into the swing of things. Something in a similar vein as Stephen King, Michael Crichton etc. would be great! Thanks in advance!
Dealing with a senior right now who only cares about putting a front to the managers and partner and dgaf about the staff, ignores them and never coaches them. But tells the bosses he does. Ugh
James Robinson, or
Need 1 RB and 1 Flex in 1 PPR league. Thoughts?
Hello! My position was recently made redundant and I am being let go so I’m on the job hunt! I am hoping to find a role in the realm of: internal communications, internal operations, DEI, culture, learning and development at a remote start up!!
If you missed any of the commercials, don’t fret, they’ll be beaten to death as YouTube preroll until the end of Q1
Anyone interested in joining my newly launched angel investment network? It’s entirely free and takes less than a minute to sign up. Comment below and I will DM you! Thanks!
After being away on a work trip for two weeks, my gf blew off our plans yesterday to stay at an office happy hour until 11:30 PM but hope everyone else is having a good week…
Has anyone ever been asked to present an ID at check in when using a Google hotel code in the Silicon Valley area? Their rates are great and want to see if I can use it.
Additional Posts in Consulting
Deloitte 🐠, Qq about the well-being subsidy- how exactly is it paid out? I entered a 60$ well being expense and on our paycheck last week it appeared as an extra line gross income “well being subsidy” for $60.00, but then also showed up under deductions as “well being subsidy” for $60.00, I tried to reconciled the amount but it seems like I actually didn’t get the money? Any insight here?
Happy Diwali to those celebrating ❤️🪔🙏🏼
I’ve been asked to join a consultancy team specialising in coaching - but they’re using a stake holder approach to leverage pressure on the employees of the companies that hire them. I’ve built my practice on putting the relationship first, and using a different coaching model.
What are peoples experiences of organisations using external coaches? I’ve heard mixed things.
Kyrie is muhh babydadi!
Has anyone taken one of those online executive courses, like the Harvard Extension School offers? Looking to use my $5k of tuition reimbursement and already have an MBA. Worth it? Best programs?
Happy Independence day to all Indian and Pakistani friends. Those who don't know, Pakistan Independence day is on August 14th and Indian independence day is celebrated on August 15th.
As an advisory cyber strategy manager making $150k base, why I cannot find a career case justifying MBA cost?
Hi everyone. If you travel for work and live alone what do you do with your pets ? Looking for advice on dogs in particular. Mine is not friendly. He won’t bite but he doesn’t warm up to strangers right away.
Looking for recommendations on a good book/resource on how to manage people, especially when you’re managing teams to achieve tight deadlines and also overall leadership for those teams. Currently on a project with tight regulatory deadlines and feel like I’m struggling to push people without pissing them off. Great learning curve for me and a good read seems timely. TIA!
How long does the global entry process take?
Fuck this, I'm gonna DL Pokemon GO. #YOLO
Does MBB place new hires (with 3-4 YOE) into experienced analyst/associate roles? Or is it worth applying directly to the traditional consultant role (post MBA). I graduated in 2018 currently working at a startup in BizOps and wanted to explore realistic opportunities to break into MBB without an MBA
Ritz Carlton Aruba yes or no? #itsonlyTuesday
Hotels power went out yesterday, moved us to another hotel for the night. Ended up comping the night(could care less as I'm not paying (ILOT), and giving me 12k SPG points. Is that good enough?
I’m a petite woman - 5ft. Looking for an ergonomic work chair with good back and neck support, also easy on the bum. Have been working for 12 hours a day everyday since March. Paid $600 for a work chair (back in April) which gives me amazing back and neck support but my bum has started hurting so bad now. 🥺
(Sorry if it’s TMI). Any recommendation?
1 of 1 on the upgrade list for 2 open Delta Comfort seat and they never cleared me. Seats are empty as we take off. What gives?
A friend who graduated from a state school in NY is still without a job. He still needs to pay his last semester fee of about $6k. Anyone knows if public schools are considering need based aid after you graduate?