Can I contribute to my 2022 IRA now? Or do I have to wait until 1/1?

Has anyone heard of Steadily Landlord insurance?

My last day at PwC was December 8th and they took out a full months insurance premium from my paycheck. Am I covered for the whole month?

Anyone with United 1k in jeopardy of not meeting the lowered “move the goalpost” PQP targets? Is there a December promotion or do you think United will pivot to extend status to 2023 in the final hour? Ugh, I don’t want lose 1k but can’t justify ~$5,000 in out of pocket expenses / mileage run. Anyone in the same boat?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Should I lease a car or buy it? Which is better? Does it impact the insurance rate?

I probably have 3-4x times my 6 month emergency savings in my savings account (with no upcoming major purchases). Have been slowly DCA $1000k / month into VTI in brokerage account. Am I still being too cautious? Want to have my money grow but anxious to try to put more in at a time in such an uncertain market

Paid 13k in credit card debt in full.

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

What are good areas to invest in the Middle East (stocks, certificates, real estate etc.)? Open to hearing about both low-risk and high-risk asset classes. For people who invest in US / European markets, what platforms do you use?

Just got my first payment after the raise kicked in, and it is less than $30 after tax....

What is the best setup for Retirement Plan Advisors? RIA? B/D? Hybrid? Other?

Are there any virtual teaching positions in Michigan that pay into the MI retirement system (ORS) for educators? I have 4.5 years until I can retire and due to my health may not be able to be in person. All of the jobs I have seen only offer 401Ks. Thanks for your help.

What are the downsides and upsides of working for a LMM fund? Something like $500-700m funds and all in aum under 2b

Any banks doing jumbo cash out refi loans? I've got a duplex and looking to refi the loan to around 850k

Does anyone have an Individual/Solo 401(k) for their personal business?
Are you doing the mega back door strategy?
If yes, what’s your plan provider?

I’m looking to set this up for my wife’s business but haven’t found a good one that offers the option for voluntarily after tax contributions with in-plan Roth conversion.

Do you guys claim Home office expenses when doing taxes?

Seeking an expert in self guided/self directed Roth IRA investment and rules/regulations. Looking for a consultant who can quickly identify if there will be any red flags in this transaction (for my dad). Thank you!

Apifiny - crypto startup in NYC

Anyone know anything about them?

Hello fishes,
My In-hand salary is 11.25 L per annum. Which tax regime is suitable for me?
I pay 1L per annum house rent + I have education loan with interest 20k per annum.
HRA and Education loan interest falls under which section?
Please suggest.

Has anyone transitioned from being an Account Executive into a CSM at a new company? If so, how’d you do it and what was the process like?

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

How are you guys calculating ER for IG, TW, and TikTok? Should it be engagements divided by total impressions or total platform followers?

Hi, this is the first time I have changed the company.. I wanted to know the procedure for transferring Infosys PF to my current company PF. Am struggling to get correct direction s Infosys is trust. Please share your knowledge and the process of it. Thanks buddies

How do you guys manage multiple interviews in one week while trying to be effective on your current job? I have interviews with 5 different companies next week and it’s been a scheduling challenge to say the least…

Has anyone used a virtual assistant?
My practice pivoted hard during covid.
I used to travel 60,000 miles a year to meet clients. Now it's mostly virtual from my home office. I have clients choose virtual who live closer to my office than I do.
What is your experience and what do you have them do?

Just moved to Dallas - any recos on meeting new people or breaking into the dating scene?

I have been meeting this girl for matrimony for almost 9-10 times now, we hit it off pretty well - we event spent a couple of entire days together -morning to evening, just working together and talking. We would text each other 2-3 times a day at least. Now she went on 2 dates with some other guy and hasn’t even messaged me once. Is it weird? Am I wrong in thinking whatever she and I had is over?

Is it too much to ask someone to go away for the weekend for a fourth date? We've had three really great dates before and she's spent the night so I feel like it's ok, but I don't want to scare her off. Thought a lake-side cabin thing would be romantic but my sister says that's sometimes a red flag, so also asking what's an appropriate place to go/stay. Should I pick a hotel instead?

Any favorite research shops with quick turnaround for new biz?

In an open work environment/ lack of rooms,how do you do personal things (phone calls, checking bank acct) I find myself awkwardly standing in the hallway of our building discussing personal matters 🤭

There’s certainly a lot to be shitty about in 2020, but damn this is some of the best summer weather I’ve experienced in the Midwest in along time. Stay positive fellow 🐠

The job market is really heating up. I’m getting a lot more opportunities to get turned down for jobs these days.

tales of the aisle seat: high school kids next to me are loudly making out and I low key feel like puking

Hello everyone,
I have a 8 years working experience in sales and management. If there is any job offers please let me know

6 months BA experience, Looking for Product role.. Any leads?

Looking for advice on asset allocation. $20k in hand picked stocks, $15k in Roth IRA with ETFs and some hand picked stocks, $50k in 401k with ETFs, $20k in checking account. No plans for family (cont)

At what point do you switch from index funds to HYSA for future expenses such as a home purchase? When it’s 3 years out? 1 year out?

Marcus vs Amex Savings Bank vs Chase Preferred savings ( intro offer of 60,000 points) if I maintain a 75k balance.

How do you know if you’re being too picky as a first time home buyer? Or is there no such thing as too picky? So discouraged by what I’m seeing 😕

What do consultants do? And why do they make so much money?

Has anyone signed up for The Points Guy (TPG) App? I don’t like how much data I would be giving the app access to

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

🚙: Buy used, new, lease or just Uber/rent a car?
I live in a city, no kids, drive 2-3 times a month (occasional weekend trips). Don’t want a complete beater of a car, but a fancy car does not make me a happier person. What’s the best approach?

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Can someone point to the IRS source of truth that defines how and when to apply the pro rata rule to Roth IRA conversion? Specifically, is it based off 12/31 balance of prior year or the the year in which the conversion is made?

Looking at refinancing current apartment but plan to move in two years. Would reduce monthly payment ~$400, but remaining balance in two years would be ~$10k higher in two years than current plan with closing costs rolled into new mortgage. Should I do it?

I can pay my rent in new building through Zelle, Venmo or PayPal. Any way to hack this to earn Credit card points without any extra fees to me?

To everyone who looks at what’s going on with GME and is focusing on WSB. Please reconsider. You likely heard that the liquidity on the market almost dried up Thursday, causing what would have likely been a crash. Please understand this is because some hedge funds took an extremely risky bet, on margin,with unlimited downside and then refused to capitulate and take the loss. They dragged it out until the loss would be so large it would take down the marketmakers, if they had to absorb the loss.

Have Nvax ran it's course. Up 50% and thinking to book profits and move on. I believe all vaccine stocks are now fully priced in without much upword potential. Any thoughts.

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

Where do you buy used cars from? Any good sites for awesome deals? Looking for a car for parents. Nothing fancy- Toyota or Honda. $15K-ish tax, tag and title budget.

Is it worth attempting to buy an apartment in NYC

28 years old, single. $250K net worth, $250K pre-tax annual income. Tips on how to save / invest for my future? Kind of a noob at this

Is there an alternative platform to Vanguard? I was trying to create an account but they aren't accepting applications either online or over the phone.

I am looking for a solid, professional platform to do automatic investments for mutual funds.

Looking at Fidelity at the moment.