Can see support for XLM throughout fishbowl -Why Stellar over Ripple?

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The primary underlying difference is decentralized (XLM) vs centralized (XRP) digital currency. If you think about the potential for a digital currency to be used as a legitimate way to transact between consumers then decentralized is better. Less regulation, lower fees, anonymity etc.. when you think of it in terms of financial companies and big retailers using it as a way to exchange then they require regulation and the ability to hinder illegal activities and such. XLM in theory is way closer in comparison to Bitcoin than Ripple is and I think that most people that have done their research would agree.

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XRP is not going to survive in my opinion. I still have some but I will unload all when it goes up again. The idea of creating a centralized currency and focus on big banks and payment providers is exactly the oposite of what I believe the blockchain and the cryptos will disrupt. I bought because I thought banks would use it to “adapt” to the new descentralized blockchain world, but they are not using XRP and believe they never will. Also, what is the point for users of having a centralized crypto? That would not be different than we have today.

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Also look up the leadership team and advisors to XLM - some top VCs are backing it

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Have same Q

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XRP is basically fiat which is what crypto was created to combat haha. XLM has more backers (IBM), doesn’t have a 12 billion dollar lawsuit over them like ripple does....they are modeled like XRP (token coin on its own platform) but without any of the baggage

Perhaps most importantly, XLM is actually using Lumens as its currency. So Lumens will have a use, whereas Ripple may not. Additionally, Stellar is hosting ICOs and will likely evolve into a bigger ecosystem

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