Can someone explain to me the benefits of maxing out the 401k versus contributing to a non-IRA brokerage account? I would assume the latter would be beneficial since I can have access to finds as needed and my 401k is a Roth. I'm in my mid 30s married with no kids

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Tax deduction and tax deferred growth is the main benefit of traditional 401k. Tax free growth is the benefit of Roth 401k

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