Can someone please explain a “backdoor” ROTH? When its required/why? I’m very new to all this. I keep seeing this mentioned but no idea what it means.

Anyone else just waiting for impending layoffs or are we at the end of the recent wave?

Found a cool buying platform/service - Wine Text (Gary V)…made a few purchases already, solid bottles for sizable discount. Link below if folks want to give it a look/see how it works:

http://winetext.com?wrc=1b650796

Can we take leaves for marriage in Natwest on probation period ?

What salary does insurance defense max out at? And at what level of experience?

I dont have much confidence in bringing in business. 4th yr associate. NJ/NYC/PA tristate practice

Can someone please help me with investment banking hierarchy grade in BNY. what those grades are position wise.

Anyone hiked Strawberry Peak? Looking for any tips if you’ve done it. Heard it’s one of the hardest hikes in LA per Alltrails with some death defying maneuvers

Curious if anyone here has gotten a prenup. If so, what is the average cost and any recommendations for lawyers?

How is the working environment at KBC Brussels in Compliance department

aws isr l4 offer what should I expect? Hopefully it’s better than current situation at IBM

Monday Wordle 331 5/6

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Can anyone tell me about the cab system in new delhi office
Will it pick and drop at my home?
I am living near sagarpur,new delhi

My girlfriend and I have both worked at the same company for the entirety of our careers, which isn't very long, but she just got an offer with another company. Super happy for her, but it feels weird, knowing we'll no longer share that bond of bitching about PwC.

I’m honestly dreading going in today to hear *nothing* about the Buffalo shooting, the terrorism and white supremacy that keeps getting people murdered. We’re just supposed to keep responding to emails and join calls.

Tuesday Wordle 325 5/6

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I trained on .net and then after I supported .net application. After 3 years I got to work on ssrs reports. We build reports from scratch in ssrs, then I worked on qlik view application. Attended training on qlik sense. My question is for which openings/certificate I have to look .net (I have only support knowledge) or reporting tools like ssrs, qlik view ? I am struggling to choose with the way to upgrade myself.

I've received 2 offers to FAANG companies this year as Sr Product Mgr, got along brilliantly with the teams, but ultimately neither were willing to help process my visa in this climate. I know folks have it more rough, but feeling pretty bummed out.

Should I throw my entire $6k of Backdoor Roth contributions into VTI or DCA in case of market downturn (ex: $2k per month)?

How old is your car that youre driving? I know folks here try to save extra by driving older cars, so just curious. About to upgrade my 2012 car for a 2018-2020 when 2021 models come out.

Help! I need to invest in a passive income but don’t know where to start. Any suggestions? 🙏

What’s a good budget for a king size mattress? $160k salary if relevant.

Any recommendations on growth stocks to buy now ? I missed the Tesla run....

Should i be paying down my mortgage fast, or aggressively investing instead? My salary is 200k, my mortgage is 1700 but I pay 3000. I’m in big law (second year) and not sure how long I can last in this job, so that is why i was trying to pay my home off as much as possible (it cost 350k, i have 315k remaining on the balance)

I’m going to be borrowing $100k from a family member for a real estate venture. We want to tie the interest payment to an inflation index. Any recommendations on publicly available indexes to use? I thought CPI-U but that’s not really a valid index for RE.

Hi everyone, I’m looking for some ETF recommendations for long term growth. So far I’ve been putting my money into VOO and QQQ. I do plan on getting into crypto in the near future as well but want a majority in long term growth ETFs. (For context I’m 24, single, 80K salary, HCOL). I’d appreciate any investment/life advice as well.

Can I afford a 300-350k mortgage on 87k salary? I have no debt, would put 10% down

My mother has $80k she’s had on the sidelines for years in a money market account in her 401k and she’s asked that I put it in the market for her. Should I put this in the market now or DCA over the next few months? FWIW she’s in her 60’s and will retire in 5-10 years

I am in my early 40's and have about $300K invested and some in cash. I have $70K in credit card debt (no lavish lifestyle, just 2 bouts of unemployment and some major medical expenses, even after insurance).

I live below my means, LCOL city, used car, max my 401K, save my bonuses, etc.

I am going to get a large bonus where after tax, I'll get a couple hundred thousand.

Should I prioritize pay off all credit cards or pay down half/some of the cards and use the rest for a house down payment?

Has anyone bought a house in pre foreclosure for investments? How do you assume possession of their loan? Do you have to go to the bank and qualify for it or just sign? Also, is there a way to see how much in fees and backed mortgage they owe?

Looking to buy a new home in the suburbs but need help figuring out what my price range should be. HHI is $500k, savings are about $300k and I have the following debt: (1) investment property 1 mortgage $380k, (2) investment property 2 mortgage $460k and (3) brokerage account margin balance $600k. Thoughts?

Hello, looking for some guidance. I make 70k a year, I pay $1300 in rent, and I contribute 7% to my 401k
Most months, I am able to add $1k to my emergency fund, $400 in a travel fund, and $200 has leisure money. Is this okay? I find myself very nervous about my expenses even though it may not be terrible. What should I do?
If it helps, I grew up taking care of myself (state ward) and recently paid off 60k in student loans. I have no one to count on so I need to make sure I don’t fail with this.

Live in HCOL city with 2 kids. Have been rentvesting in smaller lower cost cities and getting good yield, moderate growth. Property is ridiculously priced in my city, can’t get anything for under $1.8-2.2mil and don’t have much of a deposit. but rents are going up too. Does it make sense to continue rentvesting? We will have to stay in this city for kids education for next 12 years….

Does having a credit score between 750 - 850 play a huge part in buying your first property/getting approved for lower rates?

Is that something to strive for?

What are your favorite podcasts?

Anybody used stairs by ground floor? Supposed to be a savings account with 4%. Reason it’s that high is because they use it to flip houses. Wanting to see if people are getting that as I’ve read reviews that the interest it gives you is inaccurate.

Is the San Francisco Bay Area real estate market overpriced right now? Do you think prices will continue to go up indefinitely? Any chance of it going down? Feeling like buying a home is forever out of my reach.