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Should be immune but depends on the state. Speak with the agent that wrote the policy or the company.
It depends on how it’s setup and state laws. If there is no beneficiary then that money get absorbed by the government typically.
The adult kids became both the owners and beneficiaries a month before the person’s passing. I’m just hesitant on the timing of when they were added.
Usually no. The comments above are correct. It really depends on your State laws. You should also check the policy if there is a stipulation to such.
That depends on what is written in the policy and the State laws that governs it.
I think it varies by state. However USUALLY in any situation, Medicaid has to be paid back before anyoe else gets paid. Again I would look at what the laws say specifically to be sure.
Not in my state.