If you leave your job and take a month (or more) off before starting the next, what do you all do about health insurance?
Just got a big raise (50%+) starting July 1st that is going to move me out of income limits for direct Roth IRA contributions (prior to raise was under the limit) even with maxed pretax 401k and HSA - however I am already halfway through contributions ($3000). What options do I have to address these excess contributions?
How does an MHA look when applying to larger consulting firms (MBB,big4, etc.) ? I don’t have an MBA but I do have 2.5YOE in healthcare consulting and an MHA degree . Can I start out past the entry associate level?
Do I need to elect for COBRA if lateraling? I have my last day this month, so current health insurance will terminate almost immediately, and I am relocating so won't start at new firm until end of August. I am not really familiar with how COBRA works and am confused.. it seems expensive for 3 weeks.
Ex-kpmg employee here so can’t post in that bowl but does anyone here know how pension plan works? I was vested based on time with firm but does the money stay there til retirement or can you request lump sum payout and invest it how you want? Thanks!
Did any US citizens move successfully to Europe? I have a medical thing, as a freelancer I can’t afford healthcare here, and I’m afraid I will become broke and homeless living in NYC. I want a better quality of life, and to just live while I still have time...
What would make you choose a 3 person firm with less pay/benefits over a BigCo? I’m hiring in the new year and I’d love some thoughts from you all. Thanks!
Backdoor Roth or Kill student loans. Interest rates are 0% and .95% (0 will go to 4% soon and .95% is variable - total about 62K) I’ve never contributed to a Roth and now I make above the income limits. I max 401K and also put 16500 or so into ESPP annually (free money)
How can I not work to live - I want 10m as fast as possible and go retire. Working for another 30 years sounds miserable
Just got offered 60% to lateral transfer into a BB banks Innovation Strategy group. Would be insane not to accept right? Better wlb, benefits... Probably won't be VP for 2 years though.
Switched jobs in the middle of the year. Will my 401k contributions automatically cap off or do I need to manually stop payments around the time I hit the fed max limit?
EY 401k Matching question: recent changes say matching monthly I believe? Can I contribute aggressively and get the 18k over with and receive full match? Or do I need to contribute every check?
Does Accenture’s 401K plan allow backdoor or mega backdoor? If so, whats the process look like?
Leaving the firm and the country. What do I do with my 401k? Any suggestions would be much appreciated. Don’t plan on returning to the US anytime soon and I’m in my late 20s.
Another laid off case here. Anyone moving out of US considered keeping the 401K as is instead of withdrawing? Any pros / cons to keep in mind ? Pro I see is no penalty and the fact that it'll continue to grow till I turn 65. Con is that it's a decent size amount in my case and I might need some if that cash if I don't get a job soon 🙄
Interested in getting others perspective here. Senior consultant but received an offer in healthcare industry for more money and an upgraded title. TC for the offer is about a 25% increase, with the base being higher than my current TC. Currently working on a high profile client and have a decent chance of being promoted to manager next year but will probably go through hell this year to get it and it’s not a sure thing. Should I take the money and run?
Hi guys, I know this has probably been asked multiple times but need a fresh wind of advice. Shall I switch from pre tax to post tax/Roth contribution for reminder of the year? Not sure what’s the benefits are of each. If I anticipate my income to go up, shall I max Roth now?
Recently accepted an offer but I got another one later on with better pay and benefits for the same job. How common is for people to withdraw from accepted offers and how do you address it? Will that affect possibilities to move to that company in the future?
Not in IB or ER, but I have to ask (per CFA study), how common is it to run in to troublesome pension accounting issues? It seems like most companies have/are going the way of DC plans and away frm DB
Hi, Consulting Moms! I need advice - I am leaving industry to return to consulting. I have offers from KPMG and Deloitte, and we are looking to start a family ASAP (we have been actively trying and I have a feeling it would be just my luck to start a new job and find out I’m pregnant). Would love your insight around personal experience with hours per week, work-life balance, culture, etc. Offers are same level/role/scope (Change Management / Transformation / Human Capital) and same salary. TY!
PwC fish, how many years does it take the combination of the wealth builder and 401k match to effectively equal the 6% match that other firms offer comparatively right out of the gate?
Hit with a delinquency charge in my Amex corporate card for not making payment on time. Trying to get it waived but no luck. Anyone faced similar issues and got these charges waived?(over $300)
How to ask a startup to share their books with you. Being courted for Manager of S&O role, but don't want to be walking into a sinking ship.
Help! Interviewing for a Senior CW role. Anything specific questions I should ask or will be asked?
I hate my job so much. It’s like when I’m there I feel like I’m wasting my time like I’m losing money being there. It’s an operations job and quite honestly stayed too long. There are processes where there are 20 things to do just to send the P&L out. It’s such a relic. I am 36 and freaking out because I want to do something new. I’m working 60 hour work weeks because people keep quitting. I’m over it. I’ve been interviewing but just in that waiting period to see what happens. Any advice?
Hi folks, I’m wish to break into tech sales as marketer. Have got consultative, training and prospecting experience in my own business but need to get back to traditional work. I’m based in Toronto and interviewed with a US SaaS company recently, open to networking with anyone in this area over a virtual hang! If you’re part of any exclusive “women in sales” groups please offer me an invite!
Just started at another B4, is it too soon to mention to the recruiter I know someone else who’s interested in coming over?
Does a high salary hurt my chances for MBA admission? Are the important metrics to these schools salary increase post-graduation, or do they care more about absolute salary amounts post graduation?
Trying to help a friend out: her partner is back in school and looking for a coding internship (preferably in gaming or a tech company). Any leads or ideas for where to look? He's an international student.
Anyone moved from KPMG to another Big 4?
Have a tentative job offer working at a mid-size company in their internal consulting office (so my clients would be other departments at that company). The salary is 50% higher & they actually (cont)
Anyone aware of any open consulting opportunities at BCG within healthcare? Got 5+ YOE within healthcare
2018 i was laid off, took a salary and title cut, only got a 1% bonus from Accenture, final round and rejected by BCG, and today McKinsey Digital. Any words of hope? Thinking of leaving consulting.
Anyone here looking into or done a golden Visa program? Looking at Portugal in particular and wanted to see if anyone had good luck with this.
Layoffs are coming
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