{ "media_type": "text", "post_content": "Caused some damage on my car that cost ~$600 to repair. The following week was involved in a hit and run collision on the same side. Would insurance let me combine the claim?", "post_id": "616e081f3f094f002daed5c2", "reply_count": 12, "vote_count": 1, "bowl_id": "5b6ef9cc6736900018b5c2dd", "bowl_name": "Automotive" }

Caused some damage on my car that cost ~$600 to repair. The following week was involved in a hit and run collision on the same side. Would insurance let me combine the claim?

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Could be an unethical question but are they clearly different incidents, damage wise?

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Not advocating for fraud

What were the two damages, and does the insurance know about the first one? If you scratched your bumper and then someone backed into it, it’ll probably have to be replaced anyway so not really anything wrong with just letting insurance handle it. If you opened your door into a cement wall and someone scraped the drivers rear fender while parking, then it’s probably obvious that they’re different and no, they won’t let you combine them.

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I understand that which is why I planned to go out of pocket. But seeing id have to pay a deductible for the hit and run that’s when the question came up

That’s insurance fraud, no further details needed

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To add- will repair personal damage regardless, auto shop is waiting for part to ship

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