{ "media_type": "text", "post_content": "Chase Freedom Unlimited vs Chase Freedom Flex. Thoughts on which to get?\n\nIt seems the only different is the Unlimited gives you 1.5% on all “other” purchases, and the Flex gives you only 1% on “other” but a 5% category you choose each quarter. \n\nBoth have the same intro offers, including 5% groceries for the first year, and 5% travel thru Chase, 3% restaurants and drug stores forever. \n\nThinking the Flex is the better pick out of the two but maybe im missing something", "post_id": "5f93073bf262ee002a8961b6", "reply_count": 3, "vote_count": 1, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

Chase Freedom Unlimited vs Chase Freedom Flex. Thoughts on which to get? It seems the only different is the Unlimited gives you 1.5% on all “other” purchases, and the Flex gives you only 1% on “other” but a 5% category you choose each quarter. Both have the same intro offers, including 5% groceries for the first year, and 5% travel thru Chase, 3% restaurants and drug stores forever. Thinking the Flex is the better pick out of the two but maybe im missing something

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What are the 5% categories? Are they areas that you spend a lot in?

I’m glad you asked this bc I thought you get to select your own out of a list every quarter but now I see it’s pre picked. And looking at the 2019 and 2020 calendar there’s at least one thing in each quarter that I spend money on. Not amazing but the again is 1.5 vs 1% on “other” purchases that much better?

EDIT: nvm, it’s the “Chase Freedom” thats getting retired, Unlimited and Flex and the new cards So actually I just read the Unlimited is supposedly retiring, so I might get the Unlimited to gets its intro offers (I’m mainly interested in the 0% intro apr for 15mo) and then next year pick up the Flex to enjoy its intro offer

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