Chase preferred or reserve? Hoping to use this as my every day card for everything other then flights because I have American card.

like
Posting as :
works at
You are currently posting as works at

Neither are a good card for every day purchases. They are great for dining and reserve is also good for travel. Lots of other good options for spend outside of the above two categories. I have a preferred for point redemptions, no fee chase freedoms for the quarterly 5% spend + dining and venture x for all other categories. Works well for me

like

Go with a 2 prong approach if you can. CReserve for redemption, and CFreedom Unlimited for daily spend. Move all points to the Reserve

like

Agreed - this is the best option

Chase Freedom Unlimited is better for everyday spend (1.5x catchall + 3x restaurants)

like

If you spend at least spend $300 a year on hotel or car rental than go with the Reserve.

Can you further explain this? Do you get cash / credit back in that amount?

I’m all about Amex: Amex plat, Amex gold, and BBP. I also have the venture X for when Amex is not accepted, and the Apple Card for convenience.

I recently downgraded my CSR to a CSP, and will probably downgrade that to a Freedom or Freedom Flex.

Related Posts

Looking for some guidance on Australia PR process. Been in the US for a decade and half and still on H-1B visa with lot of uncertainties. Hoping to apply for Australia PR and move.

like

AE Business Platinum Card or Chase Reserve?

like

Hi Fishes, working in TCS, Help me choose below option.
TCS giving USA onsite, ~80k USD ( H1B was expired, came back to India, still 3 years left, have approved H1B extension, not stamped yet) - CCTC - 9.25L
Infosys 24L (21-F,3-V)
JPMC - 28L Fixed.

Would it be possible to use my H1B in infosys/JPMC in future.? I don't have new H1B extension docs with me. Can H1B employer be changed in india ? Infosys JPMorgan Chase

like
like

If you’d like a referral to the Amex Platinum card with a welcome offer of 100,000 points and 10x points on restaurant spend worldwide in first 6 months, let me know. DMs are open too.

smart

Fellow fishes, I have an offer from JP Morgan Chase and Goldman Sachs with almost the same CTC. I want to choose one based on work life balance. Which would you suggest among the two?
I have heard that people at Jpmc are made to work for 12-15 hours a day, but no info about Goldman Sachs....

like
like

Hi all! I'm looking for an IB (M&A/restructuring) Fall 2022 internship (on-site in the US or remote) - profile below. If your firm welcomes students on F-1 visa and is hiring, please let me know - happy to share my resume and/or jump on a call. Thanks in advance!

Profile: STEM at UCLA/Cal/UMich + internships at BCG, Strategy&, PwC Deals Advisory (Valuation)

like

Has anyone faced 221G during USA H1B visa process?

What is the salary of analyst- risk management in Amex ?
Current ctc - 13 lpa
Total Work ex- 1 year 8 months

like

Got H1B lottery picked up last year (2021). Now I have an approved petition. But I am not holding visa.

In this situation - can I able to switch company? Can I able to change the petitioner(new employer) in this approved petition?

I am looking for jobs in below countries as a senior developer(5yoe). I want to relocate with my wife, who is currently an HR in banking industry. I want to know what are the job prospects as an HR in these countries with a dependent visa.

Germany, UK, Australia, Netherlands, Singapore.

PS: if you know please also suggest countries which would be easier to migrate and get a job as HR , apart from the above

like

Hi Everyone,
Does anyone have an idea if Wells Fargo does a H1 visa transfer/processing? I’ve found a few roles which match the job I currently do to a cent% and I feel I’d be a great fit but I just wanted to get this question out of my way because I’ve heard that WF doesn’t really deal with H1 visa’s much. Thanks, P

like

Hi everybody ! I’ve been working in Dubai for the past 6 months as a Marketing Manager in a Web 3 firm. Coming back to the US due to visa status, I’m looking for a similar position in the Crypto Industry. Due to the very technical nature of the industry and market sentiment, there are only software engineers being hired and no marketing :/ any recommendations to go into those technical Industries as a marketer ?

like

Hi Folks, I'm looking for supply chain consulting role in UK. Preferably in digital transformation.

I'll need a visa sponsorship

EY(India) Manager looking for SAP BWoHANA/Analytics/SAC/ in UK. Need visa sponsorship.

like

Hey fellow fishbowlers! Looking for some feedback. Possibly moving to Chevy Chase, MD as a PM for CBRE. Any idea on cost of living for one person there?

like

Hi, can anyone refer me for analyst - data science position Amex
American Express
I have the job id, any help would be really appreciated

Thanks
American Express

like

More Posts

In your opinion, What makes a great writer? And on the flip, what makes a great art director?

like

Anyone wanna refer me to KPMG or EY? Lol

like

I recently got a new job that came with a 30% hike in salary and I was thrilled. However, now that I’m here, I can’t help but feel… bored. I don’t have as many responsibilities as I thought I would. Is it weird to ask for more work? Will it seem like I’m just trying to suck up to my boss since I’m still relatively new?

like

Why are head hunters reaching out to me with middle market investment banking/consulting roles when I am in audit? Not even a CPA. They claim they hire auditors from big four and train them from ground up. Would I be stupid not to ask for more information? Or don’t waste my time. Senior in audit. Thx.

likefunny

Any M or Sm who are looking for a business analyst? I have 8 YOE as a BA.bangalore location.

Looking for a change. Pls DM me. No referrals pls

Looking for data visualization or reporting analytics projects

Tips for seeking funding for a non-profit org?

like

Accounting in Big Tech or Technical Recruiter in Big Tech, which one pays more overall? I’m currently interested in being a technical recruiter for a FAANG.

like

Friends from Deloitte consulting who have left the firm for MBB, what’s different other than pay?

like

Currently a JR PM at an ad agency in NYC. Working on social media for my client. Really don't enjoy it. Previous experience is in experiential marketing and really loved that because I knew humans would interact, touch, and feel the things I helped create.
Not attached to advertising, I crave work that makes me think critically and isn't redundant. I am a huge people person and love interacting with people. I am wondering if anyone has career paths or style of work that is more inline with me 🙂

like

Do you dress casually to show properties?

like

So who's curious enough to see the movie "The Accountant"?

like

Does anyone know the average salary for a mid level Creative in Amsterdam?

like

Is it worth to resign in this recession time ?

like

Hi Any one have the referral for SAP SD & S/4 HANA Certified Freshers ?

like

Does a severance usually come with a lack of work letter? (Big4)

like

What do other couples do to spice up stale marriage sex? Or should I just be happy we still occasionally have sex?

like

Ladies of Washington DC, do you like it? I’m mid twenties and thinking of moving but not sure if it’s the right move.

like

Getting ghosted by my recruiter after sending R1 availability? It's been over a week since I since she asked me to send time frames that I was available and I've since followed up but have heard nothing back. What do I do? I was planning on having it next Thursday and really need to plan for it if it's happening then...

like

When will I recieve revised offer letter from citiustech? After how many days?

Additional Posts in All things points

Is Clear worth it? I was also convinced by a Clear agent at the airport that it’s free for 3 years with an Amex platinum?

like

Entire plane boarded and then delayed 50 minutes for 'several connecting passengers'. I've never heard of this,.. never had a plane wait for me as a UA platinum, wth, is this worth miles?

like

Marriott Status extended until February 2022!

Post Photo
like

I have SPG Amex cards and a Marriott Visa. Am I supposed to get nights posted to my BonVoy for these still? If so, have they posted yet?

like

My alaska airlines miles expired due to 2 yr inactivity on the account. Any one had any success getting them back without a reinstatement fee?

like

Citi prestige card is actually pretty good. Booked 4 nights at a super luxury resort and saved $500 immediately since they pay for 4th night. However, maximum of 2 nights free starting sept 2019.

like

Any way to use SPG or AA points to book cruises?

I’ll be like $400 short of the $14k annual spend for bonvoy titanium….anybody know if it is worth calling them over at year and and asking for? Would any of you just stay somewhere a night or two to hit that?

likefunny

Marriott vs Hilton? I'll be travelling to Palo Alto for next year and I am just getting started on points. KPMG promo for Hilton gives me diamond in 16 nights whereas nothing for Marriott.

Just financed a new vehicle and the finance company will only allow payment with a debit card. Are there any debit card deals out there that do cash back or are worth looking into to pay off a ~30k vehicle to get some cash back or points?

like

Not exactly a points question- but I’m new to consulting and am wondering what you do with your extra per diem when it’s a use it or loose it program. Is there a way to bank it for future days?

My brother (same last name) is traveling and wants me to book his Marriott hotel room so he gets an upgrade. Is this possible ?

like

United Platinum Upgrades: Flying Denver to Boston and I’m typically ~20-30 on the upgrade list. What gives? Is it always this impossible to get upgraded? I matched plat from Delta when I moved to Den.

funny

All I hear about is SpG..anyone here who prefers Hyatt ...any reasons for not going for Hyatt status over spg..(except for very few hotels across the world) ..new to this game

like

Trying to capitalize on my Hilton points. If anyones interested in a trade, comment here.

like

Anyone know what’s happening at LGA? My 2:45pm flight got canceled, and the two after it - coming from CHI. Supposedly due to weather at LGA? How can I benefit from this? Southwest is the airlines

CSR People: are points best used purchasing tickets through chase or is it a better deal to transfer it to another airline?

like

Flying Norwegian to Croatia this summer, doesn’t seem like it’s linked to any freq flyer programs, and suggestions to get any useful points with these guys?

like

Anyone know if we get access to lounge at ritz Chicago as platinum Marriott? Looking to stay a weekend in Chicago, wondering where as far as SPG and Marriott, would prefer ritz

like

Is it worth getting the saphire preferred right now? Amazing promo going on. Have the chase freedom (old card) and the chase freedom unlimited.

Thinking of getting it now and then upgrading it to a reserve when move traveling comes back if that makes sense.

likesmart

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.