Citi Accelerate vs Amex savings vs Vanguard Prime money market? Which option should I pick to grow my rainy day money?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

Anyone enjoy being a realtor just to view different homes? Lol

Hey guys,

Working at TCS. Recently moving to Bangalore.
I need proper (clean) accommodation for now PG (women) or 1RK will be appropriate. I do not want to give any brokerage charge.
I would also like to know what kind of rent I can expect for a decent PG.
CAN ANYONE HELP?

Does it make sense to buy a 50,000 dollar car if your yearly package before tax is 120,000?
I have 100K in savings and want to buy in cash, to avoid monthly payments. Appreciate any mentorship or advice.

Financial literate people of the bowl, in your opinion, what should be your net worth to buy a Rs 10 lakh car?

If I made 75k in 2018, but 80-82k in 2019 should I be getting the full stimulus check or just a portion? Filed my 2019 taxes already

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

Curious about your thoughts on this one. I get why people maximize their 401(k)s, IRAs, etc for retirement. But what if your retirement investments get significantly reduced due to a stock market crash, or a banking/financial institution system failure (especially as people get close to their retirement age)? I mean with all the changes in the world, who is to say that these institutions are to be trusted? At the end of the day, your investments, paychecks, etc are just a number on a screen.

How much (%) should I contribute to my Roth 401K

Hi all- I connected my wallets to CoinTracker for tax evaluation purpose. It says I have long term gains although I have not realized any gains. Is it because I have used the wallets to buy NFTs and that process of transferring eth from a wallet to a MetaMask wallet gets recorded as a realized transaction?

Finance bro moment of the day - my friend is searching for international bachelor party destinations using favorable exchange rates as one of his criteria

New consultant never got to fly. Have an upcoming cross-country flight coming up for my SO’s birthday. I would love to be able to gift him an upgrade. Any chance someone here can lend a United Upgrade that maybe expiring and they are willing to lend? I would really appreciate it. Thank you.

Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

New construction townhouse @$485k near metro/city area ...
Single F 🐟 earning @$145k gross, current expense for rent @$2000+.
Really love it... eager to buy... but can't shake the feeling it's too much. 😩😩 Any advice?

Anyone in this bowl work in NY but live in CT? And if so, can you explain if the difference between living and working in two different states has impacted you tax wise? Considering a move from NY to CT because of cost of rent differences. Thanks in advance!

I have 26k IHG points expiring 12/31 and no plans to stay at an IHG property in the near future.

What's the best way to cash them out? I was considering transferring to an airline but conversion is 5:1 and only in increments of 10k...

I’m Have been an RN for three years. I have worked in the prison system for over two years. I recently applied and was offered a job in the ICU/CCU. Which I would love to try this new adventure. I like to look at pros and cons. Pros of the Prison my boss recognizes my hard work, I have great pay, and a great schedule. Cons-there is at times unequal distribution of duties, some bad attitudes with some of the staff. PPE is not always easy access, who knows who. What’s your thoughts?

Hello everyone,
I have recently moved to Australia and so quite new to the job market here. I just wanted to understand what’s like an average pay which a SC is entitled to?
Please also mention your YOE, would help me with a more informed conclusion.

What is the average Salary for Dynamics CRM Functional Consultant with 7 to 8 years of experience. HR always says industry standard but what is industry standard actually ? Any thoughts ?

Mine is 31 LPA

BPO T&S Operations Associate - Can someone tell me what does T&S stands for?

Who else is working this weekend? And how many hours do you think you’ll put in? Me, about 10 hours total by Tuesday.

How is the layoff at Eli Lilly?
Are they kicking out people because of free insulin tweet?

@lilly @Eli Lilly

Would you know what salary I should ask for for this position?

Title: Associate, a niche type of search at a big firm
Location: Montreal, Canada
Background: 1 year experience in aforementioned niche search as a project coordinator
9 years experience as a paralegal (labour law for 6, 3 others in commercial litigation)

Could someone also help me in what questions to ask the partner/HR rep?

Thank you very much.

got offer as data scientist at EY with client HSBC. exp: 5+ salary: 20. I wanted to know culture and work-life balance at both EY and HSBC. I will on payroll of EY india. Location: currently WFH
Job is Fraud Detections in banking transactions.

There is no mention of variable pay in offer letter of hsbc. Do they pay variable without mentioning in offer letter?

Recently I cleared 2 technical rounds and had salary discussion with HR on 26th July.
When I enquired about offer letter last week, hr replied in mail that "Since your education under blacklist with cognizant, we are unable to process with your offer. Many of college alumni are already working with cognizant. Even mailed them what part of education is blacklisted but they are not replying.should I still expect offer letter from them?

Right now, work is slow due to statewide restrictions. There isn't much to do but we're still required to come to the office everyday. I waste around 3 hours daily between commuting and getting ready, on top of the surging gas prices. How do I talk my manager into letting us WFH? It's not like coming to the office does any difference.

How much is IBM IMS hierarchical database suitable for EDW implementation for a mid-size insurance company? The company is insisting on using IMS, thoughts!!

How do you deal with the stress of knowing that other people on your team are working weekends and you aren’t? I’m a mom with two kids so working in weekends is tough for me. Cont. in comments:

Best boutique and smaller SF implementation firms with the best culture, clients (higher Ed, healthcare, NGOs) & wlb (40 hour workweeks)?

DEG? Huron? Cloud for Good? Others?

**I spoke with a few folks from DEG and they came across as arrogant. I wasn't a fan.

What would be the variable bonus and hike % this year in GDS from Senior to Manager promotion?
And what was the % last year for the same scenario?

How do you spend the Summer (if you’re not in the classroom)? Are you relaxing and recharging or are you engaging in some type of content specific or pedagogical training?

Should an employment lawyer consider getting a PHR/SPHR certificate? Is it worthwhile?
A lot of in house opportunities seem to be looking for them

I need some advice…not to sure what to think about this. Been working for a 4 years. I was the first sales leader. Working with the founder. I hired first 4 AE’s in 2018, team grew to 20 in 2019. Created SDR and account management role from scratch, 2020 team went to 30. 2021 42 reps and 2022 54. They hired a vp of sales who has no Saas experience and I need to train him. I got turned for the position as vp as I don’t have the experience in scaling. Which I do. 3 companies scaled to over 50m at

Did the Uber shopyourway promotion end? I have not been receiving points past 2 weeks

For my new apartment I have the option to pay rent on credit card but it comes with a 2.95% transaction fee. Does anyone know of a card with cash back at more than 2.95% to make it worth while to pay with a credit card?

My status in the Bonvoy app seems to be flipping between Platinum Premier and Titanium. Like I’m pretty sure last week it said Titanium, now Plat Premier. Anyone else seen this? Bug?

Chase freedom flex or citi custom cash? I don't travel much (yet). I already get 3% on dining/groceries.

CFF is $200 bonus with 5% back on rotating categories capped at $1500 spend/quarter, 5% back Chase travel, 3% back dining/pharmacy

CCC is $300 bonus with 5% back on top eligible category capped at $500 spend/month

Can we just have a new channel for the repetition of “something small happened to me, can I get points”.
It’s generally pretty obvious if your being petty nuisance or genuinely put out so stop asking

I’m looking to get into business class for a flight to Europe this summer ideally with 4 United GPUs (me and SO). Post a burner if you’re interested or I can post mine

Which hotel should I pick in Atlanta: W or the Westin at Buckhead or Twelve Centennial (downtown)?

Just hit diamond on delta but my current status is still platinum while my 2020 status is diamond. Will I not be able to use diamond perks (i.e. lounge access) this calendar year?

When buying United tickets through the Chase portal, would I be able to add my united rewards number so the flight shows up on my app? Or is that not possible since chase books through Expedia?? Would it be better to transfer the points to United and book through United? I hate it when I make a reservation and I have a third party confirmation instead of the hotel/flights confirmation. Same Q but for booking a Hilton hotel.

Thinking of downgrading CSR. If I do so, I have already used $300 travel credit and Dash Pass, and redemption of points - would :
1. I get the annual fee back? Prorated?
2. Have to pay back benefits? $300 credit? Redeemed points benefit back?

What have y'all done with cards after you got the sign-up bonus, but it just wasn't worth spending more on the card? A few months ago, I cancelled my Marriot Bonvoy card because Bonvoy points are worthless compared to airline points on other cards. Any reason I should have kept it?

Hi 🐠. What’s the best 0% interest for 12-24 months credit card right now?

Need $15-30k between myself and my wife. Need to do home improvements but HELOC won’t kick in until next year. Thx!

What is an elite night for Marriott properties?

Anyone know any codes for good rates for hotels in Montreal?

What is offered for breakfast at JFK Flagship First dining?

Best way to get some Marriott points? (Already have the Bonvoy card).

Ubud hotels in Bali. Anyone have luxury hotel recommendations? (FS, RC, Chedi). So many to pick from and I can’t decide.

How many points for sitting on a runway for 2 hours to de-ice to then be told we need to switch our pilots and have been sitting on the runway for over 30 mins for a gate crew to let us off the plane?