Combined TC for spouse and I is 400K. No kids or debt. Live in HCOL city but feel expenses are getting out of hand, monthly expenses (including rent) is 6.5K. Looking for ideas on budgeting.

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Recommend using a budgeting app like Mint, Personal Capital, YNAB, etc, to help you track all the expenses according to categories and see where you can make your intended adjustments, based on self priority ranking!

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Start tracking your expenses on monthly basis. I do that every month to track where I am spending extra. Major culprits are Amazon, uber eats, and grab hub. Try to cook home, outside food only on weekend 2/3 meals only. Set up some rule around your habits

Honestly, $6.5k house hold expenses including rent does not seem to be like an expensive living. You would still be saving close to 40% of your post tax income

Same boat. 6.5k isn’t too bad I think. 3.5k is rent and and parking. We also have an auto loan. We have a baby so those expenses. Still manage to save about 6-8k a month. That’s not too bad.

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