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Hi everyone!
I just found out about this resource from the State Controller's Office of California where you can search for refunds/money (aka Unclaimed Property) owed to you!
Search for your name to see what funds are owed to you. I know the holidays can be a stressful time financially so hopefully this helps out.
Ucpi.sco.ca.gov/en/Property/SearchIndex
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So many red flags in one paragraph
No school tomorrow. This is fine.
What's your favorite shoe brand?
HSAs might be an option, but often the trade off of shittier coverage isn’t worth the couple bucks. We’re in the same boat and contribute to a taxable heavily; there don’t seem to be good tax shields for us upper-middle peasantry
This year is out. Next year, buy a house / take a mortgage, and pop out some kids
We actually have a home on mortgage and one kid with the other on the way. Mortgage is still under the 25K for standard deduction so couldn’t get much out of it
Backdoor roth doesn’t reduce taxes you pay current year though
Real estate
Are you considering kids? 529 plan?
I thought of it. But my state doesn’t offer any tax breaks for 529 so not sure if that is beneficial
But there is no limit to back door Roth?
Incorrect
Any particular reason why you aren’t talking to a tax professional but on this platform?