Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

Hi All, I am exploring a contract position and they are offering the below. As I am new to contracting, Please suggest which one is better Option 1: $70/hr on W2
Option 2: $80/hr on 1099
I live in the Bay Area, CA if it matters.

Thank you so much !

Looking for advice for investing in these two options. Say I have $100k by October saved up
1) Put 10k into iBonds and $90k as downpyament and closing costs for a property (I’ll need to put in 20%, already talked to several mortgage agents)
2) Put $0 in ibonds and put all the $100k in the home investing (given it’s a little more of an expensive property, given some other factors - location, size, etc)

Hello people,

Need some inputs!

When I file my ITR, it is auto-populating the 'income from other sources' by 40k and increasing my tax liability by 10k however form 26as shows no tax liability.

Should I edit the header to Rs. Xx which is below 10k hence tax exempted and stick to info as per 26AS?

Thanks a lot!

What is your living situation, and how much do you pay for rent in Miami?

Not a specific Blockfi/Celsius question but i have my coins across multiple exchanges including these two, any thoughts on software to use which can show me my Profit/Loss (accurately treating my inter exchange transfers)?

I'm from Baltimore, and lately, we have had a crazy buying spree, I mean I have sold the same property 2 times in less than 2 weeks, and the person who bought it immediately put it on the market and made an average of $25k in less than 5 days. Many reports show that investing in Baltimore and Philadelphia is the future, I don't doubt it. What is the fastest you have ever resold a property?

Anybody waived their escrow and has been paying their property taxes in full? how was it? is it worth waiving it? will you really save some $$ when you do that?

I haven’t had much luck on fiverr with my gigs. Really eager to start a side gig and have a second source of income. Any suggestions or insight would be great!

F*ckkkkkkkkkkkkkkkkkkkkkk

I AM AN ADULT. 🤡

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

I overpaid social security deductions last year due to job switch and two employers. Will that be applied against the tax I owe and will my employer also be refunded for their contribution?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

Any tips/tricks for putting in a winning offer? We’re doing 10% down, primary residence. SoCal market and it’s hot, so trying to figure out how to best compete. Thank you!

Make $80k a year, pay $1,440 for rent, haven’t grown my savings in 2 years. Is it me, or Sf?

Just put my deposit down for a 6 mo wait for a datejust… any ways to speed up the wait time? 😬😳 Want it on my wrist already!!

Who all is looking to buy a house and in what area?

Any contract specialists with experience with rebates looking for a fully remote job paying up to 150k base salary. Please reach out.

I am trying to start a new career in programming can someone recommend me something with good salary rate and future thanks

One of my friends has been given a choice, to work with an extremely outrageous target or to leave the firm. If he chooses to stay, he will be bound to serve a total time of 6 months. And if he refuses, tomorrow will be his last day, what can I suggest to him?

It's a critical decision and he is overwhelmed by this sudden obstacle. Any leads would be helpful.

Hey Amex peeps, does the Pay Range Tool available in Square indicates the CTC or just the Base salary?

Thanks in advance 😊

Any insight in salary range for 5th years at Akerman?

Hey guys,
In the next 2 days I am going to accept offer for SDE 3 role at PayPal Chennai. I have 5 years of experience. Can anyone suggest me how much base and overall CTC I should target to negotiate with HR?

Hi fishes,
Can you please let me know variable payout for Jb6a?
I was told by HR it’s usually in the range 80 to 100pc which I highly doubt

Hello FISHES

Best company to start career in data analytics as a Fresher in terms of growth?

What happened at Heat?

I completed my HR discussion in capgemini one week back. My HR told she will send mail with a amcat test link. But till now i didn't receive any such mail(6 days passed). Am i rejected or will it take some time to send mail?

What’s the salary like for a valuation associate position at a PE fund like Apollo? If the TC is 120k+ I’ll quit pwc right now

This is related to increment/hike.
Promoted to Manager from Senior Consultant 2 in Business Consulting Risk Advisory. Current package is INR 17.5 L fixed with 7.5 years of total work experience. Bonus received is 25%.

Can someone please tell what would be the revised fixed compensation (how much hike can I expect). Also, whether will be promoted to M1 Or M2. Thanks.

Humane hours would be nice. Also some parameters for weekend work. It either doesn’t happen or we are paid handsomely for it?

I have a query. Offer agreement states that termination can be initiated from either party by giving 3 months prior notice or equivalent pay. I want to know if the company can force me for an early release. Is it authentic to do that Or I should ask for 3 months complete notice period or equivalent pay.?

What’s the salary band variation for strategists between health and non-health agencies?

So overheard after work:

I left a company a while back and a coworker of mine that also left just informed me that one of the C level execs has an SEC decision against him for embezzling several million.

This was from before I worked there...

These houston rains are so scary. I am praying that all of this ends however it just day 1 :-(

Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Thoughts on brk.b for long term? Thinking of getting in at this point.

GME and AMC are not doing well today 😂

Dumb question but anyone know what’s going on with KO in 2021? End of 2020 had stock approaching $60/share but then it crashed below $50 in 2021.

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

ABNB @ $144. Invest or not?

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

Used car prices are going crazy! Should I buy out my leased car if the kbb value is much higher than residual?

I’d like to buy indexes of certain sectors right now, any suggestions? E.g. tech, utilities- others I expect to not be hit as hard

Opening my first CD.. thinking of Marcus.. any suggestions?

Thoughts on Jumia stock?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

Tendies? 😊 🤚💎🤚

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

Park for a week at Seattle airport. Cost?
Where is the spot?

Are there any youtubers you would recommend for watching for stock picks advice?

Are Vanguard target funds good options to invest my 401k money in?