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Rising Star
Hey, I am looking for Operation/ Audit role for USA company. Can any one help me here. Currently working with MNC whos base is managing client books of accounts, esp for USA clients. Also, have a good grasp on SALT(State and Local Taxes) for these (Sales Tax, local tax, business tax). Please DM me. Happy to work remotely or need be immigrate but would required visa support. Accenture Deloitte KPMG Google EY PwC CohnReznick Tata Consultancy Infosys Wipro Cognizant Microsoft Adobe Walmart Cisco
Rising Star
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Has the attrition in your company gone up?
I got a call from Wipro for the post of Financial Data Analyst.
Thing is they agreed to whatever hike I asked but reviews are really bad in Ambitionbox and Glassdoor. Also as per Glassdoor, the salary for this role is much lower than they're promising. So is it worth to sit for the interviews?
They said they'd schedule the call next week and I want to respond to them before they setup the call and prevent wasting time for both parties.
Wlb is top priority.
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How much is retail supervisor pay this days?
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Pharma vs Inhouse?
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Make multiple payments on the card each month. You’re getting a credit ding because when your statement closes, the 7k balance is a much higher % of the overall credit limit. In credit score terms, your utilization is too high. If you make a payment every 10-14 days, you can still spend the same amount, but when the billing cycle closes, it will report a much lower balance due.
You can also use this same method to maximize reward earnings on cards with lower credit limits. E.g., I had a card with a 3500 credit line that I earned airline miles on. I’d cycle 5-6,000 a month through that card. I’d spend a thousand or so. Make a payment. Then keep spending.
Chief
Don’t use more than 1/3 of your total credit limit or more than 1/3 of your card’s total limit.
I have made a call but they only do it 1k at a time, so super frustrating
The date your payment is due and the date your card balance gets reported to the credit bureau is not the same date. Be sure to find out when your card balance gets reported (different for each card) and be sure to pay off as much of your balance as you can by that date. It is actually usually the end of the statement cycle so you should be paying by then
Agreed. The date they report to the credit bureau is usually the statement closing date, which typically is about 3-5 days after the due date.
Increase your credit limit on the same card or open another card you don’t plan to use as often just for the additional credit margin. Also, try paying off like 90% instead of 100% monthly for about 3 months running. Additionally, you can take out a personal loan with lower interest and make the monthly payments to build your credit score.
There is zero benefit to not paying your card off each month. This is a credit utilization problem.
Why are you using a credit card for all of your expenses? Either (1) get a higher credit limit or (2) don’t put all expenses on that one card
Chief
Open a business card. Usually have higher limits