Currently have $22k sitting in hysa. However I have $15k in student loans with 4% interest rate. I keep think I can use my savings to invest when stock market goes down. Should I pay my loans instead?

I want to spend some money but I don’t know where 😭

Anyone doing any investing in Charleston, SC

Does anyone else partake in foreclosure auctions? What's your criteria when you scout out the property?

Any Connecticut Ins companies that will write a coastal property (old saybrook) on pilings? Old saybrook,ct 1mil

Alright let’s be real... buy sell hold GME, AMC, BB, NOK tonight? (Looking for more than “to the moooooon!”)

Can anybody please shed some light on how to invest your money, specially when the most stocks are overvalued? How should you plan investing?

Has anybody invested on affordable housing in Gurgaon, India? Or got any insight for a first time investor.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

New consultant never got to fly. Have an upcoming cross-country flight coming up for my SO’s birthday. I would love to be able to gift him an upgrade. Any chance someone here can lend a United Upgrade that maybe expiring and they are willing to lend? I would really appreciate it. Thank you.

How to overcome the fear of putting a large amount of cash in index funds? I know historically speaking you'll have positive returns. However, I'm 40 and my horizon is 20-25 years. Will I have the long enough time to stop worrying about the market crash?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

I aspire to have a net worth of Rs. 200 Cr by the age of 50.
I'm 21 now.
What are the probable options or paths on which I can walk on to achieve my long term goal?

Thanks!

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Interested in others opinions.

Early 40s. No debt. Currently have ~50yrs worth of [annual expenses+15%] between savings, investments and 401k (not including future social security). Current savings ~1.5yrs [expenses+15%], 401k ~12yrs [expenses+15%], and investments ~37yrs [expenses+15%]

At what point would early retirement be a serious consideration for you, given no interest in increasing expenses (other than inflation) or any other substantial changes, with satisfaction in life outside work?

Which green economy, infrastructure stocks you are still buying or doubing down in 2021.

Living in Chicago with SO. We both love our apt. a ton and has been a great experience. We both just started our first full time jobs. But I’ve been thinking a lot about the cost/benefit to finding a duplex/triplex and house hacking. I am paying $1050/mo. if you total rent, utilities and parking. To me it seems like house hacking I could cut my living expense very close to 0 if I do it right. To me it seems like a great move if I can handle the extra effort that comes with it? Crazy to do this?

What’s the best way to make a million dollars as a mechanical engineer?

Debating between a few travel cards and need some opinions. Debating between Capital One Venture, Venture X and Amex Green card.

Live in a non major city with an international airport, but need to be flexible to different airlines. Which of those cards, or other cards out there, would be best

Anyone selling 45k-50k united miles? I had a family emergency and have to get back home (not US) asap. Please DM me.

Anyone doing any investing in Charleston, SC

I want to spend some money but I don’t know where 😭

Hey,

I am going to join cisco next week and yesterday they announced layoffs. Now I am scared as hell. Ido have offer from cvent and blumeglobal should i just join other company instead of cisco
YOE:5

Anyone using MH Inspire Science? What are your thoughts? Are there enough labs for distance learning or do you supplement?

Anyone got fever or chills after second vaccine shot ? How did you deal with it? Tylenol?

Hi, how is the work life balance and job security in Infosys?
Which location is the best for the AWS role?

What's with the weird application questions? How does answering questions about the last movie I watched and the perfect peanut butter sandwich tell a recruiter about how qualified I am for a job?

What does your your classroom look like?

Need to switch immediately please..!!!
Anybody in this bowl can help me ?
Open for positions in business or consulting profile.

What are some non-industry books that have made you a better strategist? Or even genres that you tend to favor to expand your thinking?

“What will the account think?”
“We’ll burn that bridge when we get to it.”

Today is the first day of the new work week! What are your goals for this week?

Can any one share there salary stats working as Senior Consultant Specialist in HSBC ? Wanted to know the Range.

F / 28 / NYC / 120k

How much does a product developer for a commercial insurance company make?

How to overcome the fear of putting a large amount of cash in index funds? I know historically speaking you'll have positive returns. However, I'm 40 and my horizon is 20-25 years. Will I have the long enough time to stop worrying about the market crash?

Interested in others opinions.

Early 40s. No debt. Currently have ~50yrs worth of [annual expenses+15%] between savings, investments and 401k (not including future social security). Current savings ~1.5yrs [expenses+15%], 401k ~12yrs [expenses+15%], and investments ~37yrs [expenses+15%]

At what point would early retirement be a serious consideration for you, given no interest in increasing expenses (other than inflation) or any other substantial changes, with satisfaction in life outside work?

Hi! I’m looking at buying a home beginning of next year. Current friends still rent & parents live abroad, so no one to ask for some advic. Can someone please give some tips and tricks? (F, 24)

Is 6.8% return over 4 years on 80% stock, 20% bonds stock portfolio in the US a good ROI? I used PersonalCapital.

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

Single M in NYC spending 4.5k per month. Too much or average?

Home vs education. Which debt is better to take and why?

This is my first time participating in a 403b and the fees are ungodly and the market has been anything but sexi. I’ve moved all future contributions into the money market fund with a guaranteed 1.70 return until 12-31-2022. The funds are pretty generic life cycle funds etc. How should treat this thing?10% Roth contributions and employer match 6%.

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.

How much on average do you and your family spend per month?? We are at $8k average including a $1100 mortgage and $1100 in car payments (family of 4 (2 adults / 2 kids under 10))

Looking at getting a 2019 camry se. Anyone have a good experience with Camrys??

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

Mortgage at 3.25 % interest for 5% down. 91$ monthly PMI. Good time to buy or should I negotiate/ shop further?

What asset class/type of investment did seasoned investors move to the last time housing demand outpaced supply and/or the stock market was this frothy?

I'm decently knowledgeable about investing, but one thing I never understood is all the rates being thrown around. Is the fed rate the interest rate on borrowing for banks? I thought the T bills..cont

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

How many credit cards do you have and why?

What are some of the best home mortgage refinancing tips you became aware of or knew about when you refinanced your property? We have a $450,000 mortgage and our house value right now is $590,000 which equals to >20% equity. Lenders mentioned that we can cut our $2,806 payment to as low as $1,700-$1,800. Would I be crazy if I didn’t chase that?

Any clue how much credit score might be impacted by closing one card and opening two within the same month? Net available credit would increase by 10k and I’m currently sitting at 785 credit score.