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I really think that the insurance policy given by mediassist is way more expensive for parental insurance, means who will pay for 50k+ premium and that too for large copay, I guess the leadership team should intervene here....Parental insurance is really important for any employee and most of the time is only needed.
Recently I used parental insurance and found that the insurance company only paid for 50% of the total bill.
Tavisca JPMorgan Chase
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You should get some limited coverage for free, unlikely you’ll need to pay for extra disability coverage beyond your H&W insurance, esp. if you’re healthy