Diversify Fund vs. Fundrise? Which one is better

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Supervisor said I couldn’t have week off for vacation this summer bc another coworker of higher seniority asked off the same week and two people can’t go on vacation at the same time because of staffing. But this coworker that asked off works different shift than me? He works 1st shift I work second. We have a total of 8 workers and no more than 4 work a day. can easily be covered. This has never been a problem until this year (we got a new supervisor). we’re used to being short staffed anyway


“I joined Deloitte Strategy and Analytics not because it was easy but because it was hard…..”
Lol, JFK must be rolling in his grave.

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Thankfulness. This is definitely an awful, stressful, uncertain time. But, what is one thing you can be thankful about? Maybe if we focus on those things instead of the negatives we can survive.


Which one is the worst time (from economy and job security perspective )?
9/11 or 2008-10 recession or COVID-19 ?


Hi sharks,

Nagarro vs Amdocs vs Netcrackers

Looking for job security, wlb and Tech stack. Which one is best to join if CTC offered is same in all of the above.
Tech stack:- Java Springboot Microservices. YOE :- 4

Thanks in Advance.

Amdocs Nagarro Netcracker


Has anyone joined those Facebook groups I.e “babies due January 2023?” I joined for our due date and it’s opened my eyes to the world of misinformation online. I also feel like I can’t relate to any of those women, am I just out of touch?


Question for couples who are not in long dist relation :

How frequently do you guys hangout ? Who amongst you plans the date? Is it always one-sided?
Wanted to understand how much do other couples meet. As me & my partner (3 yr relation) are drifting apart and meet hardly once in a quarter (not a long dist relation ). We chat everyday but she doesn't suggest to meet and which is why even i don't plan as I don't want it to be one-sided. I feel that she has lost interest in this relation


Are there any good open bars/restaurants in the area around port authority? Trash area I know, but am meeting a family member who commutes. Would be interest in 42nd and south places if possible!


When creating OKRs and looking for metrics to shoot for, how do you calculate what said key results should be? Are they idealistic in nature, or should they be rooted in the work that you’re going to embark on? Then based on that work, a scientific deducing of how that work will effect the key result in the direction you’re trying to go? Essentially, I’m trying to see how calculated one must be.


Anyone here lives in Nashville? Looking for some new friends!


Should I take up this job?

Current - Consultant in Deloitte USI
Offer - Senior Consultant in EY India?
Hike offered - 30%

Role - Internal, EMEA Leadership Support

Please help.


Hi All,

Need a help !

I have been offered and already accepted the offer but in the offer letter there was no clause for my relocation however as i am an out station candidate i got confirmation from HR that i will be eligible for relocation and she will revise the offer with the relocation amount. Is this normal thing or there maybe complications in reissuing the offer ?


Do you have a limit on the number of students on your caseload? What is the maximum number you’ve had while still teaching a full class schedule? Are you responsible for all aspects of the IEP (ie, scheduling with parents & staff; writing the IEP; submitting it/filing it; sharing copies; progress monitoring on each student, etc)?


I guys i need to enable chat features so i need 11 likes please like this post

Thanks in advance


Hi Fisher,

I have an offer from Robert Bosch of fixed 25.3 LPA, and an offer from HCL with fixed 27.4 LPA.
Which one is best to go in term of wlb, company profile etc



Please share your details if you come under above role. This can help others in negotiating/understanding current salary range in the market for this role


Hey all, my company just posted a Lead Data Engineer role in the Quantitative Equity Investment Strategies group. If you're interested, lmk and I'll send you the link. Must be based in Austin, TX.


I accepted an offer a few weeks ago at a consulting firm, I start mid April, but now I feel the salary is low and I should’ve negotiated more. Can I still negotiate even if I already signed the offer?

Closing red tomorrow?


Hello CT, I was just concerned as to whether starting another business would be possible while working with CT. as an sleeping partner.

Additional Posts in Personal Investment Chatter

Looking for some advice/suggestions here. 24 years old, TC is now 110k. I have 40k cash savings. $6,500 in my 401k and $6,400 in Roth IRA. Just was promoted and wondering if that’s too much cash to hold onto AND if contributing to a Roth makes sense. I contribute 7% with 100% match and 10% profit sharing at the end of the year to the 401k. Contributing $550 a month to the Roth. Would appreciate any ideas as I know it’s a good spot but just wanted to see if it’s the smartest approach.


Would you buy a Porsche hybrid SUV now? Or why not?


Is it a good idea to withdraw money from Roth IRA for first home purchase or b-school? What are the downsides


Struggling to find a cost efficient way to invest in sp500 from Europe. What are people using? Ie something similar to what Fidelity offers in US.

Is XRP over?


Is it worth getting some apple stock before or after the split?


Hello! 23 y/o, 2nd year analyst who is ~hopefully receiving her first bonus and wondering what tax elections / retirement elections I should make? I max my Roth, and should be close to maxing my 401K, but wondering if it makes sense to dump it in trad 401K to avoid the taxes? Otherwise would I just keep my normal paycheck contributions and call it a day? Thanks!


Looking for some guidance to maximize gains. 401k- 115 K managed by Vanguard robot , Roth IRA - 15.K in FTEC and ONEQ. 55 K cash.
Don’t have immediate need for cash. 29 M

Looks like stocks are back on sale


I was sitting on cash for the market to crash and did not invest last month and now markets are moving up. Shall I wait or enter now? I don’t need this. Ash for next 5 years.


Folks - want to buy a house/condo/townhouse in LA but we’re going to run out on our l1 visas and the h1 is a lottery and we may not get it. Indian nationals, GC is at least 10-15 years away. We’ve got the down payment saved up for a 800-1Mn house/condo/townhouse and can afford the mortgage. Wondering if we should buy keeping the visa risk in mind or just continue to rent? Thoughts?


What are some things to consider when buying a house/townhouse to rent out? What are some cons that most people don’t realize? Currently in Houston if it matters.

Having equity tied up in the house is a waste imo. I have 300K in equity. I’d be better off if I sell and move and put most of that into stocks. In 30 yrs, the returns will outdo any home appreciation. Thoughts?


Can someone clarify under Biden's new proposed capital gains tax, LT capital gains are now income? Meaning if I sold above $1m worth of stock, I'd be taxed at 40% regardless of annual income?


If you had to create a 5 stock portfolio for long term growth, which 5 would you pick?


Planning on investing $1000 every month on Vanguard funds/ETFs. Which ones should I be buying and in what ratio?


Anybody have any general advice for the markets right now? Any specific areas you think to invest in, or wait a few weeks/months for the inevitable bottom to hit.


Planning to buy a new construction, is there an advantage going with agent vs without them in terms of additional perks from builders as they don't have to give agent commission?


Any reason why most of you seem to buy VOO instead of VFIAX (which is the Admiral Shares/mutual fund version of VOO)? Same expense ratio. I have VFIAX since it can auto invest.


Has anyone had an ETF/fund close and liquidated and the realized loss never reflected? My brokerage firm couldn’t help me and I’m wondering what else I can to do so I can use this loss to offset my gains when I file taxes next year


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