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Pro
They can request both. If the job requires a minimum GPA, they will check it. But if not, they will typically just get confirmation of graduation and date.
Methinks OP made a very generous rounding error on a resume...:-)
idk how it is for you but there's a team here whose sole job is to collect and audit official transcripts...
Rising Star
Request a copy of your check, it'll give you a good idea. They usually just verify attendance and degree via online system and will call if your school isn't in the system.
The companies will only do a deep dive if they're being paid to.