Fuck Deloitte. Not only is our employer 401k match 1.5% but it takes 4years to vest. I'm so done with the nickel and dime-ing. Getting promoted and running.
History repeats from time to time but still greed seems to conquer everyone. We should always stick to fundamentals. Bitcoin , GME , AMC ... let me say it again: in this fake battle between Reddit and hedge funds the only people at loss are the noob investors. Hedge fund money comes from many of our pension and retirement account so if hedge funds loose it is ultimately the common man that suffers.
The math is wonky, but Wifey and I spent $1M this year (including the 620k in loans initiated) - 700k house, 60k taxes, 70k boat, 40k car, 60k to finish attic, 50k stocks, 36k 401k...#opp.ofhumblebrag
My salary is 95k, 10% in 401k, save $1500 a month, renting, and single. I feel financially middle class despite being at least in the 80th percentile. Seems really hard to achieve the american dream.
If anyone is interested in learning more about personal finance please let me know. My friend and I are teaching a class tomorrow night where we discuss all aspects of personal finance. We’ll cover 401k, IRA, Roth, debt, ETFs, savings, budgeting, etc. Class is $25 and we offer a 100% money back guarantee if you don’t learn anything from our class. If this interests you please PM me and I’ll send you the details.
Looking to sever ties with my financial advisor and take matters into my own hand. I’m 27 with 250k cash (flipped a house), 50k in 401k, 30k in brokerage. Medium risk appetite / hoping for FIRE. Recs?
I absolutely hate EY’s Fidelity 401k. Deloitte’s Vanguard answers the phone the moment you call. Meanwhile Fidelity I’ve been on hold for 20min+ and this is every time I call.
Would you retire if you had $4M in savings?
I don’t know who needs to hear this, but... -Buy used or cheap cars, nobody cares how ~sick~ your car is. Once your net worth is $1M+, buy whatever new car you want -GET YOUR EMPLOYER 401k MATCH -If you are not investing money, you are losing money (2% inflation per year) -Investing is not only for rich people & is not difficult. Google “total stock market index funds” pick a few, buy them every month, and HOLD ON TO THEM -Everything about personal finance can be learned on YouTube
26 and my 401K balance looks like my annual income 🙏🏻 feeling thankful and motivated to continue to play in this consulting game 🤓
To all you 90s kids that loved “emo / punk” bands, what bands do you still listen to and wish made a come back tour (or wish to see them live one more time before they retire)?
Can your 401k money be shown as proof of funds for your Canadian immigration application? The full amount or part amount?
Rate of return from previous employer with transamerica mix is nearing 15%. Most of my money from 401k and Roth etc tied up with Fidelity. Do I consolidate with Fidelity into ira or keep 2 separate?
Does anyone know what to do to deal with the pension taper tax in the UK? Opt out of pension scheme altogether or is there an optimal amount you can put in and not get the tax charge? So confused.
Question for someone in an HR or Ops role: is accrual of years for 401K vesting typically tracked against your month of start date or actual start date anniversary?
Can i withdraw my funds from my Roth IRA (contribution and growth) penalty free under the cares act? Or is that just 401k?
Having an issue with direct 401k rollover. I had an after tax portion with old plan and my new 401k plan now does not accept after tax rollovers. The check has already been issued to a state street bank & trust FBO [my name] and I can’t reissue to a new bank. Any tips on deposit this check to an IRA? Can I endorse to another bank even though I’m only FBO on the check?
How many first year analysts here started as interns? What did you guys do to get those jobs?
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What's the best level to make move to industry that will be an increase in responsibility...manager, sr mgr?? I'm seeing a lot of folks thinking they can move to a directors position after 2 years...
Today, I became a permanent resident of the USA 😭😭 🇺🇸🇺🇸 🎉🎉 This might not mean much to many, but for me, this has been a long time dream and it finally came true today 😭😭🥂
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