Do EY employees get extra discount on rates for any mortgage ?

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EY doesn’t expect you to be able to afford a home on their wages, so no

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Finance question here. My mom promised me $15k for my business but won’t have it end of year/beginning of next year and I need to get stuff rolling and pay for stuff. I have already invested my personal $15k. Do I dip in my personal savings for the additional $15k, 401k or short term loan until she gives it to me? It may sound stupid but I’m losing sleep over this decision lol.

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What is the best way to send money to Canada from UAE? Bank is charging around 3.5%.

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Have a friend that just signed up for a 529 plan in Utah (we live in Texas) - is that really the best one or are there better plans out there offered by other states? Texas is no state tax so I don’t really care about the tax breaks unless it’s a federal one which I don’t think exists...

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Tax implications of crypto trade?

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I just changed my job new salary is 1.5pm

Hra per month is approx 31500 and my current rent is 8000.

Need suggestions whether I should pay the tax by keeping rent 8k will I save more after tax I should move to a different flat increasing my rent.

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Do you guys have allowance for your kids? My daughter is 14 and while she does not get any preset allowance, we discuss financial management with her. Now we are thinking about giving her set allowance every week and have her manage it. Should have started sooner. What do you guys do for allowance?

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Is Affirm to finance a purchase a bad idea if it’s 0% APR and interest? I don’t understand how they make money. If it’s truly free, I’d do it to offset opportunity cost of ROI

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I am an engineer, but want to get another degree in biology. But even though it's my passion I'm worried that I won't be able to get a job quickly, I have a loan to study and I'm too young to declare bankruptcy. Any hope?

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A hypothetical: you inherit $250K from a family member. No consumer debt and a mortgage under $100K.

What would *you* do with it?

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Small business owners, what's your retirement plan? Please share whether you have another job or just your business too

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Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

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First time home purchaser here...Just want to get a rough idea what interest rate nowadays everyone get for the first home purchasers, assuming above average credit score, etc. I heard the interest rate is near all time low, but I always get quote way above that, so not sure what I am missing here. Thank you.

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Has anyone bought a new construction home from Pulte Homes? Considering one of their new townhouse and looking to get a sense of this builder’s reputation. If there are forums where you can validate builder reputations, would welcome those suggestions as well. TIA!

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What career can help me pay off 110k loans with 6% APR as quickly as possible? I realized I don't want to work in medicine but only after taking out a loan of course. I just don't want this to be hanging over me for the rest of my life

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Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

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Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

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If you work with estates and trusts, this is the bowl for you.

Anyone have any learning resources they recommend about CDFI’s and impact investing more broadly?

Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!

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I think its time for me to find another role in a different company. It it my fate only accept EA roles? What are some other roles I should try to market myself as capable / equip to handle?

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How is business ?

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Hi fishes,

Is it worth studying REST-assured automation. I have 2+ yrs exp as a QA engg particularly in UI automation using Java and Selenium.

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Tonight's workout
Sets of 5
Front squats 65kg
Shoulder press 55kg
Deadlift 120kg

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Is green card wait times based on country of birth or citizenship? Sorry I’m a noob.

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No more lay-offs please !

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What's best practice for maintenance of an automatic watch that you're not wearing every day? Are watch winders a must?

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Requesting thoughts on developing a registered agent / local business advice (contacts, defense, small real estate masters, etc.) client book. I am thinking about developing semi-passive income streams for myself as a member of a small firm who does litigation and some of this work already. Any advice or anecdotal experience, anyone?

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What are the best consulting firms operating out of London known for / working on sustainability and energy transition topics? Many thanks!

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Question to folks working in IT that make six figures and above how do you get there?
Is it out off specialized skills or generalized skills? Or is it just out of the switching companies and experience.

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Hi there! I’m interested in becoming a product designer and was wondering what platform you all recommend for building a portfolio! I’m not super adept at coding, so that’s worth mentioning.

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What's the dirtiest sales tactic you've ever personally seen carried out? Upper management at my company are encouraging some really scummy practices, and I'm wondering if that's more of the industry norm than I thought.

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Fellow expats, how do you handle the holiday season in Singapore? There's no way I can go all the way back to the States for Christmas, and I'm already feeling the pangs of homesickness creeping in.

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Is it easier to get approved for an apartment right now too? I'm unemployed but I have some savings and would like to take advantage of the market to save more money.

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Can someone working as a marketing facing underwriter for Zurich, tell me what a day in the office is like ? What are your job responsibilities? Do you have to go out and market the insurance products ?

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Hello there,

Last week, I was causally updating my Naukri profile and to my surprise, I saw a Goldman Sachs recruiter bookmark my profile and download my resume. Until then I was of the opinion the I'm a long way from even thinking of applying to GS. That li'l incident has piqued my interest and now I'm obsessed with working for GS.

That said, can anyone here help me with getting one step closer to my newly envisioned dream? I"m looking for a PMO profile - I have relevant exp of 2.5yrs.

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Additional Posts in The Real Estate Bowl

Is anyone a real estate agent as a side hustle? Or maybe has a spouse with a less demanding job doing it?

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Does anyone have any experience buying studio/one-bedroom apartments to Airbnb/VRBO

Where can I get a pre-qualification quickly without a hard credit pull?

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My lender sent an email saying, “Good news! my loan is conditionally approved”, what does that mean exactly?

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Any help searching how to DIY this style of lighting (glowing behind the wall)? Sorry I don’t know what to search

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Ex-Consulant here that now works for a big name Real Estate Investment Trust. Saw on LinkedIn that EY has an America’s REIT Leader. Didn’t know that much attention was paid to the REIT space. Are there really consulting teams dedicated to the REIT space in the Big 4? Love working for a REIT and would love to jump back to consulting if there were teams dedicated to the industry.

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My brother's family have moved to NJ and are closing on a home. Can anyone recommend good mortgages companies they have dealt with in NJ?

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Anyone own a rental property in DC? 🏛 Is it truly a nightmare as they say? 🏠💴

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I have a rental property that is stressing me out. I've owned for 11 years. It's a 2 flat. I'm renting under market at $2400/month total. Mortgage is $1600/ month. I do all maintenance myself, except big projects (roof, masonry, etc.). I am tired and have been deferring maintenance. The tenants are fine and its always rented easy. Its in a nice area. Should I sell this place or figure out how to make it work? It's worth $200k more than I paid for it.

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Just finished a Real Estate training in Miami with Grant Cardone.
Didn’t spend $25k to join his club because that’s 50% of my savings.
Anyone ever join and if so, do you feel like it was worth it?

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Bought my first property last year and ever since i’ve wanted to get into being an agent.. however, i can’t just quit my full time because i have bills to pay. Any chance i would be successful being a part time agent until i can fully support myself? I’m in soflo. Is this doable? Anyone doing this now?

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Considering renting out my home & buying something bigger. My mortgage is pretty high though. How much is a good return between mortgage and rent? Hows $400?

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What are the thoughts on flipping vs wholesale?

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How important are radon and asbestos inspections? Realtor is suggesting they’re not common

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Hi all! Seeking advice here. We have a home purchased for $330k and $277k left on the loan (we put little down and have only been here 5 years). We are looking to move in 4-5 years and would purchase something in the range of $700k - $850k. After talking to a mortgage person, I could refinance and take $50k of equity out of the house. I would invest it in something safe and have a larger down payment for the next house. Cash flow is the same and closing costs range from $2.5 - $3.3k. Thoughts?

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Does Keller williams give a base pay to new realtors that are licensed? What kind of $$ for base?

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My mom bought a second property and it went up by 200 K so she’s now looking to refinance it. She’s asked to put my name on the mortgage as my dads credit is not the best. She has and still will be paying the mortgage payments. Also, when I do plan on buying my first house years from now she said she will remove my name from the mortgage so it doesn’t affect my credit and sell the property if I need help for the down payment. I trust my mom and I do want to support her but is this a good idea?

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How does the home appraisal process work? I have good offers (above asking) and am afraid incase the home doesn’t appraise. All offers have some version of appraisal clause. I am asking buyers to waive it off. Any light on what appraiser looks for and how he/she appraises will help

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Is this a good deal or should I shop around more?

15Years Fixed
$432,000
1.75% Interest
1.819% APR
$748 Point Buydown
No Appraisal Fees
Rate Lock for 45 Days.
Lender - Ally & Better

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