Do I need to return retention bonus if I leave the organisation?

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Hi All,
i need one suggestion.
I have two offer one with
Virtusa-13.63lpa Fix Total-15.00lpa
Exl service-13.5lpa Fix Total-15.22lpa
Tsystem offer i have they can revised upto 15lpa.
Which one should i go for?
virtusa Client is HSBS, does anyone have nay idea about HSBC Client.
please help asap my joining with this company is tommorrow.
Thanks in advance



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