Very helpful M1!
What’s the best way to make a million dollars as a mechanical engineer?
Would you rather start a business right out of college and get a small business loan or get a job and save instead of getting a loan but it might take 5+ years?
Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.
Which renewable etfs are you looking into? Or have already invested in?
Looking for a good travel credit card? Going to be working for a boutique firm who will reimburse expenses. Open to all options. TIA
which is the best mortgage optionAll conventional 30 year fixed3.325, PMI, 10k closing3.875, no PMI, 18k closing4.375, no PMI, 10k closing
What is the correct amount of M’s to have in your bank account?
If renting a luxury car with enterprise, are non-ey employees covered if they drive? Paying with a chase sapphire preferred card.
Do you feel like your “wants” drive you to earn more or do you start to enjoy more expensive things because youI have the money now?
Financial Advisors… I get lots cold calling me. Any worth actually using? I’m a foreign lateral so the help with all the US stuff would be helpful, but I also don’t want some 25 year old D3 community college kid from Northwestern Mutual managing my money.
Best strategies to help increase credit score?
My wife and I are looking for cottages in the Ellijay / Blue Ridge area. Anyone know of areas around that are similar to buy?
what are your thoughts on reporting? i have untouched assets from 2016 i'm scared the tax i face when i suddenly "claim" a gain in a few years
When does EY 401K vests? Right after employment or after certain period?
Finding family offices - does anyone have a good source (free or purchased) for a database of family offices that make private equity investments?
Do we have to update the tracking and trading with details of like mutual fund, life insurance
Relatively new to the crypto space. Where do folks buy into coins that aren’t yet available on Coinbase?
Anyone looking for a short-term NYC executive/corporate rental? Midtown Manhattan (available 1-4 months). Home office, fully furnished, 1bd/2ba, daily housekeeping.
Obligatory financial info post. 1) size of firm, 2) billable requirements, 3) salary, 4) bonus, 5) quality of life, 6) debt, and and 7) family/married/single. Go!
Hi Fishes,I will be joining KPMG global services and first time coming under tax slab.Can anyone please share monthly payslip as I wanted to plan my rent according to HRA?Also please share the Annual basic so that I can calculate my HRA accordingly.Attaching my compensation plan.Pleaaaaassssse helppppppppp.
Hi fishes,Can anyone let me know..which certification is good in the resume for the business analyst.Also any idea about the certification cost...Also can anyone let me know..which tools and what is mandatory skill for BAThanks for the suggestion
How often do you Indian guys call your parents in a week?
Best agencies in Copenhagen? And would they have opportunities for English-speaking writers from the US? Would appreciate any insight as I consider making a big move.
What supplements (vitamins, herbs, etc) do you take with your coffee/tea?
I billed 215-225 hours in the last 2 months, what do you do to maintain a some sort of sleep schedule? I need my rest... or some rest.
Do you think it's true that white healthcare professionals have an inherent bias? Do we? I understand the differences between prejudice and racism (and that neither has a place in healthcare), but I wonder if a Black patient's (well-informed) prejudice against a white doctor could impact their care and if a Black doctor would have that same issue serving white patients.
What are the perks and benefits offered at Autodesk India, Bangalore office. Do we get free food, outings, hotel stays, coupons, etc.😃
I have been selected in EY India with 11.5 as fixed salary what will be my inhand after all deductions. 55689 is my yearly PF deduction.
Conversation Starter
Hi friends, may 16th I joined my new company.this month I got my half salary and also this month I missed to update the tax declaration. So next month onwards what ll be the in hand salary for the below breakup.
How much do nurse managers/director of nurses make?
Looking for some insight, considering putting in for a position at Lockheed Martin. Does anyone have any idea of the pay band for a Aircraft Maintenance supervisor on the F-35. The location for the position is Maryland.@
Is there a firm that does a lot of consulting work for hospitals in Texas Medical Center (MD Anderson, Texas Children's etc.)?
Are you a passionate python developer who is looking for Job change ? Then this is an exciting opportunity for you, Thoughtworks is looking for python developer to join the core tech team. Fill in this Google form.https://forms.gle/x8pJFxtqPpJHKmUF8
Hi All, My joining date is older in offer letter. I did not get updated letter with new date. Just some screenshot from recruiter in some drop down. When will we get virtual onboarding link. How do they know whether we joined or not.
Hi fishes, I need 11 likes to enable dm.
I am an engineer, but want to get another degree in biology. But even though it's my passion I'm worried that I won't be able to get a job quickly, I have a loan to study and I'm too young to declare bankruptcy. Any hope?
What’s the Deloitte title equivalent to a KPMG Advisory Senior Associate? Also the salary range for 1st/2nd year at that title?
Hi folks BirlaSoft has changed variable payout policy? Is it now monthly payout instead of 6 monthly?
I gave interview for RBS client and my doj was 1st week of August.But due to some reason I got my joining delayed as my doj is nearing HR saying Client not happy for late joining. HR asking me to give new client interview again. What shall I do?
Deloitte India vs Deloitte Digital I got an offer from Deloitte Digital, how is the WLB and culture there compared to DI?
See a lot of people saying I “house hacked” a $XXXk home and it cash flows $X. Can someone explain what house hacked is referencing a little more? I’m assuming getting an owner occupied mortgage but renting it out but am unsure
I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?
What are some of the hardest lessons you learned investing in real estate?
considering buying a piece of rental real estate in a different state NC and I currently live in FL. Would setting up an LLC be the best option to protect my personal assets? Best option and pls lmk if there is better: single member, SCorp elect, C, pshp. I am married and HHI 150k.
Signed an agreement for new construction a little more than a month ago. Expected delivery early March, and can’t lock rates until 60-90 days prior to. Now getting antsy and nervous as the rates go up! 😬
House listed for 400k and did offer for 450k based on the recently sold price around that area.Lender is going to approve mortgage for 400k. Can I borrow other “appraisal 50k” amount from frnds & family to pay off ?
Best homeowners insurance? Buying a 1905 house that worried me enough to ask if the online insurers like Lemonade are ok? Or if I should pay a bit more for State Farm, Traveller’s or All State in case of a claim? Also, with more options than a Cheesecake Factory menu, any add-ons that are good moves? TIA
About to list my townhome for sale in a Chicago suburb. Any suggestions on how to price it right? Should i get a property appraisal? I have done alot of renovations recently and don’t want to price it lower. Realtors i have spoken to suggested based on the recent home sales in the area but not too many similar homes were sold in the zip code to get a good idea. Appreciate ur responses.
My mom bought a second property and it went up by 200 K so she’s now looking to refinance it. She’s asked to put my name on the mortgage as my dads credit is not the best. She has and still will be paying the mortgage payments. Also, when I do plan on buying my first house years from now she said she will remove my name from the mortgage so it doesn’t affect my credit and sell the property if I need help for the down payment. I trust my mom and I do want to support her but is this a good idea?
My wife and I are buying our first home. Our realtor pretty much has us look through Zillow and Zenlist and send her what we're interested in. Is this how it normally works? She's with a larger firm, so wouldn't she have access to listings before they go to everyone else? Been looking for months and it's getting frustrating.
What income do you think one needs to afford a $2.5M home?
I want to buy my first investment home/condo. How do I find out how much to charge? And how long will it take to be profitable? I want to eventually buy multiple properties. It seems like it’ll take 10-15 years to make money on a property. How can I make sure its worth it?
Hi all- I’m new to real estate investing. What are some books/ reading materials you would recommend to learn about selecting the right investment property, things to look out for, laws etc.?
Visual Storyteller
Apparently there are some septic issues at a place I’m looking at on the lake. The seller says “it works for a 2 person household as of now but they are aware of defects” — if it’s partially working, what’s the most likely scenario here? $5-10K in repairs?
I have a refinance appraisal tomorrow and I’ve been text coordinating with the appraiser (I will be out of town). What’s the best way to get my personal estimates in front of him without coming off rude?“FYI, I wanted to provide you the numbers that I’m seeing on my side. Hope this helps!” ?
Any bad experiences with rocket mortgage at closing ?
How does foreclosure home works? Is it worth investment?
Coach
Under contract for a 2,700 sqft home in LA. I think the price is OK: it’s not rock bottom and definitely not overpriced either as similar sized homes in the area have sold for MUCH more. The price is decent because it needs a bit of work on the interior, and I’m perfectly fine getting that done. OK time to buy now? Ideally I won’t have to sell this one to buy another home anyway, so in theory the hold period can be indefinite. What do you think about the impending foreclosures due to COVID?
Is RE equity building overrated? I have been doing deep analysis only to find out that bank mortgage interest makes a deep cut into whatever equity I think I am building by renting out properties. This is despite having the1% rent wrt property values. Is appreciation what makes this worth for investors? How do I all calculate break even ?
Thoughts on the Houston / Katy RE market? Do I exit out of my rental property before the oil and gas industry goes down? If I do, the money will be rerouted to the SoCal / OC market at a lower cap rate but potentially higher cap gain with much more volatility.
Yes, may want to have 1.00 or 10.00 as cost for transfer fees purposes.
You could. But not sure I would not use a Bargain & Sale Deed or Special Warranty Deed depending on the state. Assuming you know you own it. Just would look better for future reference.
Very helpful M1!