{ "media_type": "text", "post_content": "Do most of you here have perfect credit scores? I'm still building up my score, but seems like you all have your shit together.", "post_id": "5f4c0cfa2a07580029bb74d4", "reply_count": 32, "vote_count": 2, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter", "feed_type": "bowl" }

Do most of you here have perfect credit scores? I'm still building up my score, but seems like you all have your shit together.

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

I too destroy my credit young then had to build it completely back up. There is a magic formula: -low balances (if ever) -diversification of account types -length of credit history -on time payments -very few credit inquiries Stay the course. I brought my self back from 450 to 791 over about 3 years of fixing

likeuplifting

Kudos and thank you for sharing

like

825-845 here. It's certainly been easier to keep it higher during pandemic, since my balances are a bit lower with less spending overall. The trick to having higher scores is always paying on time (auto-pay) and having cards open that you don't really use. I've had these accounts open for a long time, only put small recurring charges on them like EZPass or occasional cup of coffee, and pay it off immediately. I also don't churn cards so I don't have tons of new inquiries.

Recent IconRecent

Yes. I’ve been told Experian has a picture of me on their offices below the word “Perfection”

funnylike

I royally, fabulously, and just gloriously tanked my credit in college. It was awful. I then spent years after getting back on track and my shit together. It was a huge milestone for me a couple years back when I finally sailed passed 800 on all three companies. Now I keep it pegged there.

like

^ Lol love how no one asked for your credit score yet you 🤡 shamelessly shared/showed yours off 😂

likefunny

Night. i will not let this stand in the way of a solid resume, and I’m serious about that!

Yes only 750+ league

like

810+ over hrrrrrrrrrr ...😉

like

I’m 26 with 802 , is that bad?

like

You’re both boring AF

like

Applied for a loan last week, and scores came back as 829 for spouse and 826 for me. This is the highest it has ever been for us I think, though we've been 800+ for almost a decade now.

like

828

Not perfect, 820. 850 would be perfect

812

Also 812 :)

10 in

Congrats! Best of luck on your next 10 years in the credit market! Let me know if you’d like to go Deep on your goals.

Additional Posts

Make sure your hard work is protected. File or register with the U.S. Patent and Trademark Office or U.S. Copyright Office before it's too late. Complete our easy questionnaire and we'll help you quickly submit your application. Use your INNOVATOR code for 10% OFF.*

If you need to pick an industry path in consulting between a) financial services & investment management and b) consumer, which industry focus would you choose and why?

like

I know the base salary is the same between strategy and technology at the BA/BTA level but how significant are the differences in bonus as you progress through the firm?

like

What is something your colleagues don't know about you...

like

What is the longest you can defer an offer start date for an experienced hire? Thinking of jumping for a passion project for a year but want to lock down my return ticket. Thinking I'm in a better

like

ZS health check season: who's having fun with that?

like

Soooo at today's morning status meeting our shitty SM was absolutely railing a consultant. Consultant stands up and says, "Fuck you. You're an asshole. I'm done here." And walks out. 😳...👏🏻👏🏻👏🏻

like

If I have offers from Carvana and Carmax to sell my car do I still need to detail/buff/clean/vacuum my car before they see it?

like

West to East travelers. Would you rather fly out Sunday early afternoon and arrive Sunday evening or take the red eye Sunday night and arrive Monday morning? Assume the firm/project is indifferent

like

I live in VA and starting a long term project in Los Angeles. I'll be living in LA instead of traveling. Is it worth it to get a Cali license/registration/insurance or just rent a car on weekends?

like

Projects in foreign countries where you work there Mon-Thur...do you need a visa? US national looking at project in Netherlands.

like

For those who have invested in multifamily housing, how did you go about locating a duplex? Based on my searches, I am obtaining results on larger houses i.e. 6 bedrooms, but not a true duplex.

like

What are some chill industry exit if your experience in consulting is cloud advisory/migration?

like

Got an offer from a middle market consulting firm and one from KPMG in their Transformation Delivery group. Middle market pays more. (Both associate roles) which one should I take?

like

Glad Accenture is done with the traditional laddering process. No more Hunger Games

like

Staying with a friend at his house for 6 days. What should i get his parents as a thank you? Wine? Flowers?

like

Things to do in Columbus?

like

I was unable to attend the Splash. Can someone update me?

like

Human capital consultant/senior consultant case interview sample prompts/questions and answers? How do I best prepare for case interviews besides practicing on Deloitte’s website?

like

Recommendations for useful podcasts or books for new strategy consultants?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal