Do you all pay your auto insurance in full every year to save 10% offered by insurance companies or just pay monthly?

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In full, always.

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In full if I got a discount but I don’t think I get a discount option

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That’s a nice discount. Who’s offering the 10%? I would do that if I could. BTW what state, what kind of car, and what do you pay? Virginia, Erie Insurance, BMW 428ix, $850ish.

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You’re saying $850 over what length of time? 6 months I’m guessing?

My insurance company charges 18% on the balance, I pay in full.

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I used to use AAA insurance but now I only use em for the tow service. Their insurance is too expensive

No discount, so I pay monthly.

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I pay whatever is cheapest.

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Progressive is big on full discounts, but not all offer it such as USAA. Always take discount, but time value of money invested is important if it’s very small.

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Out of payroll deductions every 2 weeks. Same price. If you work at EY, call mercer voluntary benefits and they will get you started.

In full.

In full.

I paid in full every year because I get a 10% discount. I do this with other things too, like pet health insurance. I use it as an opportunity if I sign up for a new credit card to meet the min spending limit to earn the sign-up bonus.

I think my insurance has a difference of less than $10/year if I do monthly with auto withdrawal or pay in full, so I do monthly since I like a smoother cash flow line.

With prior companies we always paid up front since there was such a big difference.

In full. Preferably with a card that gives 5% cashback or points

Geico is just a flat $5 fee per month if you go with the monthly and not % based. I have just paid monthly for a cash flow perspective.

Not really sure because I haven’t needed to use my insurance but it was easy to setup, no issues with renewing/they haven’t jacked up rates.

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