Do you all think it’s best to wait until next year for new construction? Prices seem super inflated due to materials costs and/or supply shortages

Just got my house offer accepted!

Where can I learn advance excel for free and apply for certification as well??

How many hours outside of the school day do you feel you work to complete paperwork during a week?

Blue shield of CA fired 375 people. Any other insurance companies having massive layoffs?

EY Mates vote your ratings here....

Need to progress - ❤
Progressing - 👌
Differentiating - 💡
Strategic Impact - ⭐

Any fishes up and looking to get to know each other? 32, male, straight, 6’4”, athletic, etc.
I am a pretty good cook and have found a recent love for cooking Asian food in woks. I dream of a mountain house with gas stoves, and a sun room. Though would accept a condo for more sleep these days haha

Does anyone have a good Kizomba dance class to recommend in Manhattan?

I have an interview this week for an AAE position. What is the best interview advice to give someone that really wants to land this job and also excel in this role? What ways can I impress?

Is Deloitte more demanding than your previous role? How many hours a week to do typically work?

What has Joe Biden done to solve systemic racism since he has been in office?

Hi ,
anyone help on the HCL retention bonus ?

They added 2L per year in separate letter,

will 2L added in every year ?

They added condition of need to stay for 24 month .

How HCL retention bonus works ?

@HCL Technologies

Hi how much i could expect in terms of ctc from HCL for 3 YOE. My tech stack is Informatica, ETL, Sap bods

big 4... 10 years of experience ...cloud practice. Manager 170k in nyc? I think I'm 15k below. thoughts?

For an internal promotion, what % bump is reasonable? Specifically from AD to SAD in NYC but any insight would be appreciated

Is San Francisco in a housing bubble?

Hi everyone,
So I have been maxing 401k and Roth for a few years now. I setup the Roth on an auto deposit spread across the year. Well, it just dawned on me that with my wife and I recent (December last year) raises. We are now over the limit that's allowed to contribute to them. I have already invested a good chunk for the 2020 year.
So my questions are, do I just pull the money out of it or leave it?
What sort of penalties can I expect for next year's taxes?
Thank you!

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Has anyone recently purchased their leased vehicle?

First timer here and since I love it, and it’s way under miles seems like a win, win. Just curious if you reached out to the leasing company first, or if you brought your own financing to the table, and what rates I might be looking at.

Latest buyout quote is for $28k, and I have exceptional credit.

I previously maxed out my traditional 401k
I have about 40k

Once I learned more about retirement, I then stopped contributing to traditional 401k and started maxing out my Roth 401k
I have about 60k

I have about 25k of matched contributions

This is where I get fuzzy
-Should I/can I call the broker to roll over my traditional 401k to my Roth 401k (or do I need to open a separate Roth IRA and have them roll it into this?)

-Should I/Can I move my matched contributions to my Roth 401K...cont

I'm new here can I get likes

Any reading recommendations for beginners around personal finance, investing and the market?

Just landed on 40k unexpectedly from an inheritance. Investments, college, retirement all sound. What should I spend it on? I’m good with an interesting investment. Or a fun toy?

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

How much rent should I spend in NYC?

I try to save so I can FIRE but I'm tempted to splurge a bit on luxury housing in NYC. I have 2 options:

Option 1:
2 bed flex: 1650$ includes all amenities like gym pool etc and I get the main room
But I have to share the common area, bath, kitchen, no Washer dryer in unit

Option 2:
Studio: 450 sq feet, $1995 includes Washer/dryer, gym and amenities $75 extra
Get to live by myself, more modern building built in 2000s

Is it worth the extra 350? TC:160k

I Bonds rate is 7.12% for the next 6 months does that mean I earn 7.12% every month? Just a little confused. So if I have 10,000 in does that mean I would earn 712 the first month?

To calculate you net worth do you add (to you your other assets) your house value and take off mortgage balance?

What is everyone’s take on splitting the bill on a first date if there’s zero chemistry and you know there won’t be a second date? As a guy I always pick up the tab on the first date, but starting to question whether that’s too old school.

I left EY 30 days ago... I have the opportunity to receive a lump sum from my pension plan. roughly $100,000 payout or I can keep it in there and my monthly payments will be 500 (single life) upon retirement. 

should I take the lump sum and invested in an index fund? 

How do you get your spouse to sign a post-nup?

I over-contributed to my Roth IRA by $6k, with earnings of ~$2k on that $6k since contribution in early 2021.

What’s the best strategy here? Is it possible to withdraw the $6k contribution and recharacterize just the earnings to a traditional IRA to avoid the 10% early withdrawal and income tax?

What is everyone’s guess in terms of what Biden will do (over next 6 months) in regard to student debt? Do you think they’ll put a band aide on the problem by forgiving $10k or actually make positive change? Personally I’m hoping interest is punted again.

What is the best way to get access to ABBernstein research?

Newbie here (24 yo) if I have no deductible in network and low deductibles for specialists am I ineligible to open a HSA? Do people pick higher deductible plans to leverage benefits of HSA? Thank you

My TC is 150K, I’m already maxing out my 401K, and am thinking of putting some money into I-bonds. Should I try to get the backdoor roth IRA? Anything else I can / should invest in? Currently have a lot of cash lying around.