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Finances are one of the most important things to discuss in a relationship as it is one of the top reasons for divorce. My partner and I talk about finances regularly (~1/week).
I think if you two see a future together, you should talk about your finances. This is relevant for conversations about what you can afford if you live together, how to split bills, etc.
Yes ^
Enthusiast
Second the reasons others who have said how important it is to be open about these things, and would say it's also super important to include any debt/financial goals in that conversation. If you see a future with this person how much money you both have, as well as what you want to do with it, is super important!
Totally agree! Each person’s amount of debt (and what kind — credit card debt is totally different from student loan debt) is extremely important topic. Amount and type of debt can tell you a lot about a person.
My bf makes about 100k more than me. We didn’t talk too much about money in the beginning but definitely by a year in I knew what he earned, what debts he had and had an idea of what our lifestyle would be
We talk about it a lot and in a lot of detail now but early days just extrapolated based on his spending and saving habits - it was more natural for us to discuss price range for trip, complain about rent payments and what % we are putting into 401k. We talked about it enough that think about 1.5yrs in when I got my first promotion when we were together and I shared the good news the convo went to our salaries and then slipped into savings. Highly suggest if you are thinking longterm lifestyle to have an open convo around finances in general including monthly expenses, debt and savings plan and get on the same page about what your expecting lifestyle to look like.
Are you married? The longer we're married, the more we talk about it. It impacts vision for future, kids, career decisions
We know how much we make a year so no longer discuss amounts. We talk about finances a lot and it comes up for various reasons I.e completing independence, kids, gifts, vacation etc. SO makes more than me so I like to bring up before spending and get his buy in so that it doesn’t seem like I’m all about spending.
We talked about it when we started thinking about moving in together. Not before then.
It depends if you two see a future together. My ex and I never discussed finances and when we moved in together, it was one of the main reasons we broke up. Fast forward a few years, my current SO and I were upfront and honest about salaries, debt, spending habits, and our financial goals once we knew this was the real deal for us.