What would you do with your traditional 401k after leaving an employer if you’re trying to minimize taxes. I don’t expect to be in a higher tax bracket in the future because I’m plan to retire early
Could someone walk me through the exit process in Big4? What are some things to consider when leaving the firm and putting in your 2 weeks notice? (E.g., insurance, leftover PTO hours, HSA, 401k, laptop and equipment, etc.)
Best IRA to roll over my 401k into? And why?
I was laid off before the whole pandemic went down and I still have my previous employers' 401k plan. Should I keep it until I find another job or what should I do with it?
I make $80k a year. I’m looking to buy a car soon. What should my price range be, and am I dumb to finance a car?
Does anyone know the rules around withdrawing money from a Roth IRA that were converted from a traditional 401k on an after tax basis (not to be confused with a Roth 401k). I have only been able to find info on withdrawing Roth funds converted from a traditional IRA being subject to the 5 year rule. But this would be different since tax was never deferred on the contributions. Anyone ever do this?
How many dollars have you made on crypto? How long will u hold? When will you retire in Boca?
Con someone give details around EY pension plans. trying to evaluate EY offer and want to see how pension plays a role in it. thanks
Is non profit tax and other tax exempt work such as pension trusts, private foundations, etc. considered a specialty tax line? What’s the outlook of this field and opportunities outside of PA?
Debating on whether or not I should get myself a financial advisor. I’m in my early 30’s, about to take a 30% jump in pay, and want to make up for lost time when I wasn’t able to save as much as I wanted and start investing. But I’m clueless! I plan to contribute more to my 401k/rIRA but also want to invest for some short and long term goals like buying a vacation home in 8-10 years and future children’s college funds. Would an advisor be worth the cost?
Looking at my 401k - my 1 yr rate of return right now is 30.41%.. Is this decent given everything going on?
Anyone stop contributing to 401ks/IRAs and solely focus on saving cash to use as down payments for investment properties? Just looking for a way to break into rental properties and don’t have the salary to support maxing 401k and IRA and save for 20% down payments on single family type homes ranging in the $400k-$500k price range.
In a small market. Aging partners in an AM100 firm approached me about coming over to work with them and take over their books when they retire within 5 years. Seems like a good deal. What am I missing? How do I discuss this with them to make sure I know all the details? FWIW, I’ve never worked in a large firm before and WLB is very important to me.
Anyone withdrawn a 401k from US and brought it over ..?? 1. What's the best way ? 2. How much did you end up losing.
What personal savings advice would you give a 25yo? I was maxing out my 401K until this year. Brought it down to the company match and opened a Roth— throwing the difference in there. I just opened a brokerage account as a house/wedding fund. I have a small chunk in a 529 for grad school. What else should I be thinking about?
Those of you that buy ETFs, do you have ETFs for small cap, mid to large cap, and total stock market? For example, I have VBK (small cap), IUSG (mid to large), and VOO (s&p 500 tracker). Looking for a sanity check on if this is a good approach for 10-15 year investment plan that’s outside of a 401K.
I have around $8000 in my HSA account sitting in cash🤦♂️ Will appreciate any recommendation from the group. For context I’m 39 and have a family with one kid. Medical costs are minimum in the family so, don’t really need this cash near-term. Investing in target fund is an option but, my 401k and IRAs are also invested there so, wondering if I need to diversify any?
Can someone give me an idea of what your investments look like? I’ve done large deposits and never touched again however, I am thinking I should start DD right into a vanguard account from my paychecks but I really don’t know how much and what to deposit into. Current investments are into an expensive roboadvisor which is ok, but I’m trying to find other investment strategies that aren’t so aggressive or expensive. Currently make about 230TC with base and bonus and max out 401k. TIA
If i can afford it, any reason why i shouldn’t be maxing out the 401k and Roth IRA? $19,500 & $6,000 respectively.
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What are good exit opps with 2 years of experience in M&A due diligence? Can I get into industry strategy/ops roles?
EM refuses to let us put more than 8 hours per day on our timesheets because the client pays a daily rate, but expects us to work 10+ hours a day. Wants to talk because I left at 5 two days in a row
McKinsey and Bain 🐠, do you feel like your firm values you? I really like consulting, but I’m considering a switch since BCG’s culture is somewhat toxic.
What percentage of your yearly income do you spend on your car? Car - TC - City 2016 Chevrolet Malibu (19K) - TC 210K - San Francisco 10%
Chase is running a promo: $500 if you open a checking and savings account. Min balance 15k and set up direct deposit. Y'all should jump on that free $$$
About to start my first travel project. What are some tips/advice you wish you would’ve gotten when you first started traveling?
What’re the best teeth whitening sets that you all have used and recommend? Mine aren’t terrible, but just want a whiter smile!
Harshest feedback you’ve ever received?
Tired of work functions where people are talking over each other on how awesome they are... Stop controlling the conversation with your personal story!!
There are far too many posts asking for the quickest and cleanest paths to 500k+ salaries as Partners and/or work at FAANG/PE in this bowl. We should be encouraging people to take risks, start companies/join early stage ventures, and actually impact the world—not spend their careers making slide decks and avoiding the fray. Consulting is great for exposing people to lots of fields and problems, but I would be ashamed to still be a consultant beyond 3-5 years.
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