Do you count unvested RSU as NetWorth if you're still within the company?
My idea is that if I ever change I will try to get an offer to compensate the RSU loss or I'll realize the loss then.
Also, I'm subtracting to my net worth the taxes I'll have to pay

I’m getting married this year in Vegas (was planning on next year) purely because I can’t afford how much I’m taxed.

Anyone have experience with Fisher Investments and their portfolios? I lost a nice account to them today because I made a conservative investor 18% last year, but his buddy made 25% with fisher. :(

How do options gains get taxed? Same as capital gains? Trying to learn more about options trading.

Anyone get funded lately? Share so we can celebrate you!

My fellow road warrior 🐠, I have 110K Hilton points and want to open Hilton honors card ($95 annual fee) that will get me to 250K points (once I spend $2K in first 3 months). Already have 6-7 credit cards and no outstanding balances. Doing it to book hotel travel with family later this year. Is it worth it to pay $100/year? What will 250K get me? TIA

What are the non vanilla adjustments you make to go from EV to Equity Value and how do you identify them in a public company’s 10k? Pension obligations and debt like items? Do operating leases get subtracted out

Does your network include the money in your pension account as well as any portion of real estate that you’ve paid off?

So possibly silly refinancing question: my understanding of refinancing is that if interest rates lower, you basically start a new mortgage with a new bank at lower rates and pay off your old mortgage. With this, there's some closing costs associated.

Assuming your old bank doesn't want to lose your business (aka, interest payments), why don't they offer to simply reduce the interest rate on your mortgage to what they're currently offering customers?

🐠 fam in the DMV area, has anyone done a home restoration or a big renovation project on an older home? I have some questions if you’d be willing to talk. Thank you in advance!

Has anyone successfully appealed property assessment on your own with the assessor? My FMV is 40% higher than my purchase price from June. Just wondering if it’s fine to appeal it without a lawyer prior to the 9/16 deadline. Chicago-based.

Has anyone seen Liberty Mutual’s Q2 Net Loss of $343 Million? Do you think it’s related to their CEO retiring this year? Thoughts?? Just curious to hear what’s your take on this.

I just got out of an abusive relationship and now my savings are halved because he took most of it. In addition, he used to control all our finances including investing and I don’t know where to start. Can someone please help? Do I put my money in a Roboadvisor or ETFs? Are they the same? I don’t have a risk appetite to play with whatever savings I have left. Thanks!

Anyone have a good accountant/lawyer for tax season? Have met with 3 so far and have gotten 3 different answers on tax implications, especially with use of like-kind exchange in 2017

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Net worth was at -$280k @ age 25, hit $1m at 36, and today $2m at 39.

Hello there real estate super sleuths! A friend is buying a DR Horton home and is forgoing a 3rd party inspection since home will be under warranty for first year. Thoughts? Thanks so much!

my confession is that i hope the housing market finally crashes so i can buy and not have to sell my left nut to a seller in order to go under contract.

I’m 23 and my assets include $49K cash, $15K in ROTH IRA (will max for CY) and $5K in 401K (20% contrib). Liab is $9K for car loan. No HSA option since I’ll be staying on parents insurance until 26 yrs old. What should I do with my cash on hand and any “extra” cash from my paychecks? Goal to buy either personal or investment property in 3-5 yrs to support my family. How do people reach hundreds of thousand by early 30s? The concept seems like a stretch to me.

hi how much is the max LTA exemption? i have declared for 52k this year.

Does buying/selling from USD wallet on Coinbase settle instantly or does it also take a few days to settle?

Hi all,
Just started my professional career 8 months back and started working as Product Analyst (writing requirements, making wireframes, prototypes - all the BA stuff).

Education Background - B.Com(H) and MBA in Finance. Don't have a tech background.

About the work - I'm getting to work on the new products and it is pretty exciting.

I would like to know some of the skills (for example on tech side I have started learning about APIs) which can help fastrack my growth? TIA!

Favorite stocks to play options with? I’ve been using Tesla, NIO, spy, aal. Want more ideas please!

What is the average salary that i could negotiate for a Business Intelligence Developer role? I feel i am being underpaid in my current company. It would be great if someone could suggest me how to improve my skill set and how to prepare for an interview on this role. TIA.

Hello All,

I am looking to transition into consulting. I see chatter on other bowla that MBB hiring is on 🔥. I have a PhD in mechanical engineering plsu 7yoe in sales and project management. Would anyone be willing to look at my resume and provide feedback and possibly referrals?

Thank you.

Capgemini campus offer holder.
Got a mail recently from superset platform asking for language certifications if available.
Can anyone give any insights on it? What if we don't have any foreign language certifications?

Maybe some perspective might be of use to me. I’m transitioning out of the service and I’ve positioned myself decently to be competitive in the market. I’ve got two offers from great companies. Biotech and Healthcare, both on the Human Capital Team as an Employee Relations Consultant. I have a graduate degree pursuing a Doctorate, LSSBB, ScrumMaster, SPHR, and PMI-ACP certified. I know this is personal and dependent, but what should I be considering as a commensurate salary?

Business Development Manager for a Biotechnology Company, 1 YOE $90k base, $120k OTE in a Low COL area

How much is the avg salary for TL in Infosys BPS? This is for Middle Office Operations role

So..I went on a date with this dude last week and we hooked up (but very pg13) we made plans to meet next weekend for dinner, and we exchanged a few texts after the date, but haven't heard from him since Friday. Am I being ghosted? Granted he's taken a few days to respond before but I thought after we met up it would be different.

Traveling solo to Sydney, Australia for NYE. Any tips? Since it is a trek, I plan on staying for 3 weeks. Already got my visa and securing lodging 🎉

Is it’s okay to start interviewing with company’s even though you don’t plan on leaving your job for another year or so?

My SO and I regretted getting a dog from the 2nd week we had him. Fast track 6 years, we care about him, but we’ve never been able to shake of this regret (we actually joke around about this till this very day). My biggest gripe is less the cost and the daily care than it is our dog dictating where we can rent. The regret isn’t a daily background feeling, but it comes up strong when apartment hunting. We would like to rehome our dog, but my SO feels like we are just disposing our pet. Thoughts?

Know anyone going on stress leave in TO due to work? Apparently there are several considering it at my shop.

Looking for jobs/companies with a great work life balance, great benefits, and the ability to work fully remote anywhere in the world (Potentially looking to move abroad). I have 5 YOE specifically with Salesforce as an end user and administrative tasks (I am not certified but thinking of studying for the exam). Are there any companies that fit the bill or is this a pipe dream for me? TIA !

Big legends Guide to Three-Fund Portfolio. Yay or nay? Additionally, please share personal finance books that you recommend to newbies! Thank you and happy holidays!!✨

$RVP makes the syringe/needles that will administer the Covid-19 vaccine. I feel like it could be a great opp to double up.

Why shouldn't I go with M1 Finance over Wealthfront/Betterment? No fees and more custom portfolio

Should I open an IRA? 25m net worth ~$80k
- 401k: $30k
- robinhood: $20k (+60% all time 😎)
- cash: $25k
- random stuff like bitcoin/robos: $5k

Worked in consulting for two years > startup (laid off) > will be interning at a growth equity/VC fund starting July 6. Comp is variable, could be $70-$200

Hi all,
Sorry if this is a repeat post, I’m new here. I recently came into an inheritance and i’m trying to figure out where/ how to invest it. Does anyone have any advice on some type of company/ person to talk with? I know some people at Morgan Stanley but the amount is too low to work with them. Thanks!

Any advice on the best place to put funds I eventually plan to use for a backdoor Roth? Do I just put them in a traditional IRA every month and then roll it? Or do I put it somewhere else?

Hi all - amateur investor here who somehow started getting in the market right as things took off. I didn’t pay rent this year due coming back home after COVID so had a lot of extra $ to invest. Currently maxing my 401k, Roth IRA, and ESPP. Not maxing HSA but contributing $3k, so close.
After this, I have a $500 monthly auto investment into a vanguard fund & have been intermittently buying stocks on Robinhood.
What else should I do with any extra cash I have?

How do Point of Sale companies (buy now pay later) offer 0% APR make money with customers who don't end up paying any interest due to having on-time payments.

Looking to buy a house. Right now, my wife makes 50k, but she after 1 year she will stop working to be a stay at home mom. Should I still include her income on a mortgage application or is it best to leave it off and only report mine?

Whole life insurance for a baby — yes or no? Is the money better put elsewhere?

I’m an attorney trying to learn about finance and economics. I didn’t take any economics courses in college and don’t have any experience in that area. What books or other resources would you recommend for a beginner? I’m not looking for investment guides.

How do options gains get taxed? Same as capital gains? Trying to learn more about options trading.

Does your network include the money in your pension account as well as any portion of real estate that you’ve paid off?

Would love some input on putting money into house renos, and whether they’ll be worth it in the long run. Thought this would be a good bowl for it.

First time homeowners. We splurged a little on the house and hope to make it a more long-term (10-15 year) place. It needed some upgrades and renovations, the biggest one of which is the kitchen. All in, we’re looking at around 90k for kitchen. It feels like an absurd amount of money, but all 4 quotes we got were around the same ballpark. Thoughts?

So I’ve been sitting on $40k in cash for last 2 months given my certainty of the economy (stupid move in retrospect). This is a small portion of my overall savings / investments but interested to see what folks think I do with the $40k based on where the market is today. Feels nuts to throw it in at an all time high, but I said that last month and look what happened haha.

Should we buy a new property?
Context: newly engaged(27F & 30 M) we each own a house 1400 sqft(3 bed 2 ba $280 K bought 2021 @ $232K) & (4bed 2 ba $325 K bought 2020 @ $246 K) both at 3.0 interest rate.
We are looking to buy a new built 4 bed 3 ba for 4.75 for $370 K. The logic here is we will rent out our current properties and slowly build up our real estate portfolio. Don’t know if it makes sense. HHI is $425 K with an additional $100 K in passive variable income. No kids yet. TIA

What kind of rates are people getting for their mortgage right now? How should I find a lender without multiple checks against my credit?

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

How did you go about getting your life insurance policy? Trying to get one but not sure where to start (26M) , no debt, no kids

If you don't need the money, do you leave the equity you've gained in your home? Or still try to take it out and invest elsewhere?