I have an offer and I have to respond by today. There are two options I have with and without LTA.
Without LTA in hand salary will increase. I wants to know what are the benefits to have LTA? What option should I opt?
Sanity check. I like a nice lifestyle. Currently make 350-550k with bonus. 53 years old. About 400k in brokerage. Another 1.9million in retirement accounts. House worth 1.2 million with loan of 625k. For retirement pension will be $2400 per mo which goes to my wife if I die for life. Another 3800k Per month estimated from Social Security. I plan on working another 10 years or so maybe less once the kids graduate college. I am this will be out in 2024. What should I be doing or thinking about? ￼
Im doing the refinancing for 2 rental properties getting rates for 2.5%and 2.75%. Im also looking to buy another property soon and i heard we can know get money out from 401k but i not sure what is the process, penalties for it. Can anyone share advice on it? And would it be better take money out from 401k for flips or get a loan?
I was wondering what job positions I would be able to apply for once I finish my degree for BA Healthcare Administration?
Looking for inputs from fellow consultants on how to conduct fruitful and actionable financial planning discussion with spouse. Context: I believe in a more balanced spending + investing equation, with plenty room for both current enjoyment and future financial needs, while spouse is fully focused in present day enjoyment and does not understand the benefits of investing for future. Spouse is fully focused on paycheck to paycheck living, and is trigger happy and very impulsive with purchases.
Insights into IBM, please! Culture, WLB, bonus, benefits$, career ladder/development opt...also, is everyone still remote? Strategy Consultant role, JD states no travel. Any referrals are welcome! TIA!
Winter is here, but my per diem is not 👀
Hey there fellow ESQs,
I am creating a professional corporation PC but don’t know whether to incorporate as an S corporation or C corporation. Anybody create a corporation who can lay out the benefits for an S or C corporation tax wise? My accountant isn’t being that helpful
Does ACN provide home office setup reimbursement? If so, in what form? I know someone asked this before but want to check the latest policy
How much extra parental health share we can get if we increase base health insurance plan.
In base health insurnace, for married it is 5 lakh . 1 lakh each parent in optum.
What will be parent share if we increase or take top up
I’m currently an ultrasound technologist with a bachelors in health science. I really want to advance in my career but I know ultrasound doesn’t have many offers. I though about becoming a radiology director and getting my masters in healthcare management. Thoughts ?
How is the work culture and benefits of joining Credit Suisse Pune? I have an offer from Barclays? Is it worth giving credit suisse try? Any insight would be helpful as I am looking for stabilty and better work culture
Tata Consultancy Did anyone complete their Wings 2 program in TCS? Would like to know the benefits post completion
What are the biggest risk factors to your firm? From my perspective, it has to be the pension liability
Salary negotiations: what do you do when you are due for a substantial raise (for example: promotion with change in title and seniority, increased qualifications, certifications, etc) and your current employer lowballs you through the floor (i.e. suggests $5k increase when the market/other employers offer a $60-85k increase)? How do you respond with grace, while sharing the accurate number for your current market rate?
*before you say "run", this is helpful to sort out due to benefits payouts*
What are the What are the benefits offered by Maersk GSC Pune ?
What should be the expected salary for JL4 ?
Additional Posts in Personal Investment Chatter
Is there any automation tester/SDET with YOE less than or equal to 6 years and CTC more than 25LPA fixed?
I just ran a linear regression with two independent variables. When I did this, the coefficients changed (as compared to when I ran them as single variable regression)... cont
Excuses to leave a job that make sense ( I don’t want to say I hate it and this job is dumb) what else can I make up so it’s sounds kind of okay
Advice for a senior accounting student who just failed an intermediate accounting 2 exam near semester end and is rethinking their entire career path. I just want to be an auditor man. I did the internship and loved it. How do I get over this hurdle.
Have you worked with Bain Capital and Advent? Thoughts on the two? Which would you rather have as a client and which would you rather join?
Got an offer at one of the MBB and in process for Accenture in their Strategy division (CEO & ES). For MBB, would be coming at a level below (PL/EM) with 1 year tenure and Accenture would be lateral (SM). Leaning towards the MBB offer as it has been my dream to get into MBB and the overall value proposition.
Is there any strong reason to prioritize Accenture Strategy over MBB in this case? Would appreciate your thoughts. Thank you.
Hey, anyone from Bain Capability Network? I would like to understand how the variable pay works there. Primarily:
1. When is the amount disbursed (which month)
2. How much amount is paid (like in my current firm based on your performance we can get up to 200% of our variable pay)
Bain & Company
My petite ladies! What are your preferred brands for casual and more elegant / dating outfits?
Do you actually enjoy your job at MBB? Or are you just there for the money/prestige/exit opps? Been hearing horror stories about the WLB and didn’t know why else people would be sticking it out there if not for those 3 things.
My checkr report status came as consider!
Should I be worried?
It’s related to employment which I did in India before my mba till 2019!
I’m in the home stretch of my pregnancy, and expecting a little boy the next month. What advice do you have for a first time working mom? Can be work related or just general parenting advice. 🤍
Thoughts on being Instagram friends with your co workers (i.e, same age associates and paralegals)?
Was promoted to Principle System Engineer in December 2021 (Technical Band 3) and went from 81k to 98k. Our company has experienced significant attrition (13 engineers down to 4 engineers within 6 months) so a few months ago my director bumped me up to 110k based on me being a top performer in 2021 end of year review. I am grateful for the pay increase, but all of the coworkers who left have found positions that provide significantly higher pay. Am I being underpaid for my work?
How long does it take for you to tell if a new person is going to do well or not? A new person started on my team a couple of weeks ago and I already have a gut feeling that it’s just not a good fit. Can’t decide if I’m good at getting a read on people or I’m just being too judgemental.
Does anyone have any suggestions for a Salesforce side gig? I’m looking for a part time and/or contract work to supplement my day job. Looking for Business analyst or Junior admin/admin type work.
Additional Posts (overall)
Anyone know of any good sources for information around index funds/ETFs and some basic investing type things in Spanish? Want to share something with some non-English speaking family
Folks with 529 plans for their kids, in which state and what investments did you put the money in?
Same old song & dance every Q1 for me.
Leaving my credit union who I do checking with. I have CCs with Chase and wells fargo, any benefit to going with one over the other for checking account?
Well, I got hit with the annual fee for CSR, and they refused to refund anything on the fee. The did offer a no-fee “chase sapphire” no-fee placeholder base card with the same credit limit. Anyone have luck with the annual fee reduction?
Any advice for paying student loans? Graduate from law school trying to figure out what’s the best route in terms of payment plan, consolidation, services etc. trying to pay them off as quickly as financially possible. thank you for any advice!
I’m about to get a huge bonus in a few months and I’m concerned that this will put me over the salary threshold for a Roth IRA. Anyone else experience this? Want to make sure I’m following IRS rules for contributions.
Need Fidelity mutual fund recommendations. Mkts up last 2 yrs, but my diversified portfolio has remained flat. WTF!? Convinced Fidelity is stealing my $. No-load and low expense ratios a must. TY!
Any good sources for quality fundamentals analysis/investment theses/special situation plays? Other than Seeking Alpha and VIC
Starting to build my first ETF ASX portfolio. Thoughts?
15% A200 ASX top 200
30% IVV S&P 500
20% NDQ NASDAQ 100
10% VAS ASX top 300
25% VEU All world ex-USA
Incoming FSO assurance associate at EY starting this fall. Looking to start investing, but I know independence plays a role in what we can invest in. My goal is to hopefully make it until SM one day, and from what I’ve researched after reaching manager investment options become quite limited. Any ideas on where I should start or know more about EY policy? Thanks in advance!
Opening up a Roth IRA account.. what’s the difference if I contribute to 2019 vs 2020 tax year ?
Should I move my 401K contributions into less stock heavy investments? I'm at a biglaw firm with no employer matching.
First time home owner and may have to move unexpectedly (spouse’s job). We want to hold our property (east Boston). Recommend renting traditionally? Or Airbnbing it out? Seems we could get more with Airbnb. Also that provides nice flexibility
Trying to open up a savings account for 1st time & want to put aside 10-15k. Need advice on savings account for long-term & short-term? Any recommendations from folks who have savings accounts?
What do you all think about paying the house with full cash (meaning wiping out all stocks/Savings/401k loan) vs going traditional route of mortgage for a house that is listed at 500K. With loan origination cost and amortization calculation, I really don't want to go through the hassle of mortgage and have peace of mind to call a place my own. I know that I might be making more on stock market but the feeling of owning a home gives confidence to go all out on my earnings. Thoughts?
I’ve been trading stocks for over 5 years and would like to venture into options - what’s the best starting point? Saw a couple YouTube videos - but I’m more of a practical ‘play and learn’ person than get the basics right theoretically.... any suggestions? If it helps, the platform I’m used to is E*TRADE
First time doing a backdoor Roth conversion for 2020 taxes. Do I have to fill out Form 8606 or is this a question they simply ask you on your returns? I've googled, but still a bit confused. Any help from those that have gone through the experience is greatly appreciated.
Stay or Go: American Funds?
I have allocations in ANWPX, AWSHX, AGTHX. With high expense ratios and front load costs, I don’t see why I should stay with them. Im on the verge of rolling over my Roth IRA to vanguard. But I can’t quite understand why people, even in this bowl, continue to invest with them. Any staunch American Fund advocates out there? What’s an appeal to stay?
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