Do you generally buy or lease a car while in US on H1B?

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It should be. Don't take debt or a monthly car payment. Take a cheap car with all cash and sell it off. I regret buying my new car.

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Visa shouldn’t be a factor to buy a car. If you drive a lot, but. If not, lease.

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This is my 4th lease in 8 years. I love driving news cars. But I negotiate with at least 6-7 dealerships before getting into a lease. The one which has least payment is one what I go for. I show one dealership quote to other and negotiate . I make sure that I get the same value as some one who buys a car.. some times better. But it takes lot of patience and stress to do it . All in all buying a car is cheaper and safe rather leasing if you are on H1B. But if you want to drive latest model every 2 years, You need to put efforts. If you just step into a dealership and get a lease, you will be robbed in comparison to buying a new car.

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Thanks guys. All great perspectives! Thinking of leasing the BMW X3. Driving will mostly be on weekends and road trips. Plan to stay in the US for 3 years. Of course buying used and cheap would be smart but I will probably never get to drive such cars once I move back home in India.

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Fair point. We have considered this. We used Uber/Getaound/Zipcar/Hertz for the last 5 years. With the virus we don’t want to ride share. Between me and the wife, counting one at least one of us will have a job. Does make it a pretty hard decision.

Roght now I’d say lease. It’s basically 10-15% total cost difference with freedom to use latest cars if you want every 3 years, not tied to usual Japanese cars that majority of have good resale values and personally I am waiting for electric cars tk get cheaper and come into mass production just like gas ones are so I can afford to buy something I’d use for years.

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Lease a nice car and enjoy the ride ...

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