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Are there any Psychologists here?
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Chase is solid. Much better than Citi. Those are the only major brick and mortar banks I use, however
I do both my biz and personal checking on Chase and it really simplifies things. Plus if you have credit history you’ll get more leeway with your Ink card
100% second Chase. Their minimum balance is so much better and they have a pretty easy bonus right now
Novo bank, there’s no account minimum
Not at all, it works great!
🏃♀️🏃🏃♂️
(that was my way of saying chase)
Novo
I have been with Wells Fargo for 10 plus years. I found them to be pretty good. Use a bank that is national with branches in most major cities. I like credit unions but they have severe limitations
For business, I love a physical branch just in case I need a document/need help asap - of course it’s nice for personal but business is more critical in my opinion
Ps. There is always a way to have no fees. You just ask
Are you referring to something other than fulfilling certain bank activities? I.e. maintaining a minimum balance
I find it’s easiest to just use the same bank as where I do personal banking. Legally it has to be a separate account but you can link them to transfer money back and forth.
Subject Expert
Chase.
Chase was easy. I got my running quickly
Save Bank …
CHASE. Get yourself their business credit cards.
I recommend Novo, it has a straightforward application process once you have your EIN number. Very good customer service support too!
I love Chase. They have a good history, many locations if you have an issue and a good mobile app. Deposits are instant between my biz and personal accounts (had to link them in my business account under Relationships, but in my personal account it’s all separate). And I think they’re promo is around $500 for new accounts right now.