Do you have to pay taxes if you do a backdoor Roth IRA? Can I call up a Schwab advisor to guide me through the process?

Can someone share the levels at West Monroe? What level does an SM at big 4 align with at West Monroe?

I made it to the final round of a recruitment process for a Content Marketing Manager position at a big multinational company in the food industry. I now found out they interviewed another candidate and are going to take the next few days to make their final decision. It's just down to thr 2 of us. What is something creative I can do to stand out at this stage? Would be happy to hear your personal stories too or just your general advice. Thanks!

Hi Fishes ,
How to save taxes , will be getting 1,42,000 /- per month from next month . Please guide/help On how to save maximum tax ?

Hi! Question. How does your company handle the communication between customers and solution engineers during integration? Do you use Slack, Jira, etc? We are using Slack but some customers won’t use Slack so then it’s bleeding over to other forms of communication that are less ideal. I’m starting to wonder if we would be better off doing Jira tickets. 🙃

Soo what are we going to do in the winter months in the city

Recently graduated with my bachelors in healthcare administration and management. Also have an associate’s degree in occupational therapy assistant. 5 years of rehab director experience. I’d like to get out of the therapy world. Any suggestions on what to look for that’s comparable salary wise?

What are some good sites or publications to remain updated about the latest developments in the digital world?

One of my partners asked me to start "pushing things down" to our paralegal to save on legal fees for our client....but I don't think he knows that our paralegal's billing rate is higher than mine (2nd year, and she's been here for like 30 years).

Due to increased access to Netflix during lockdown, I've watched all seasons of The Thick of It about 3 times already. I love the wit, the swearing, the politics and the swearing. What other British TV shows would you recommend that I might have missed out on?

Is it a good idea to switch to backend java development with DS, algo and a framework from an oracle consultant role?
I feel I can unlock higher salaries only in core software Dev jobs than mere oracle fusion consulting. Please suggest as I have no experience in core applications development. Which company/profile should I start with?

Hi All,

Need one help , for collecting Deloitte laptop i visited there collection centre by putting PTO ,can I reimburse my travel expenses (Bus Fare ) as from my home to ofc and ofc to home
It's around 600+ Km distance of one ways

I work part-time as a freelance designer in a marketing agency and recently asked my boss for more hours. He said he'll help me with more projects but all he's done is assign more work to me without extending my hours, and he said he's not willing to pay me overtime. Now I'm scared to lower my workload because he will just say I am lazy and don't want to work. How do I get out of this?

Best wallet for iPhone or windows PC as of today?

Hi,
Need some advice. My pet had been eating his kebble food on a consistent basis. Then I introduced a bit of raw chicken into his kebble and loved having it even more. But now I'm realizing that if I don't add chicken, he just doesn't eat his regular kebble food. What should I do? (Don't want to feed chicken every day)

Need recommendations for a home office chair. My current one hurts my back.

Feeling discouraged. The office brought in multiple new agents; open houses were gifted to them along with prime time. Plus, my superstar agent coworker and mentor quit! Advice? *be gentle with me*

Anyone willing to chat about Guidehouse? I'm looking to get into their Strategy or Operational Effectiveness areas at the manager level. Would love to connect.

Any PwC/strategy& folks willing to chat to see if I’d be a good fit within deals strategy?

I want to give my parents money so they can buy an apartment in our home country. How do I do this without having them pay taxes on it? Is it better if my name is also on the property for tax purposes?

Has anyone been a mortgage lender/loan officer as a side hustle? My lender does it as a side hustle but I don’t feel comfortable asking him the details... wondering how to get into it.

Has anyone had an ETF/fund close and liquidated and the realized loss never reflected? My brokerage firm couldn’t help me and I’m wondering what else I can to do so I can use this loss to offset my gains when I file taxes next year

Favorite personal finance podcasts?

What are some things to consider when buying a house/townhouse to rent out? What are some cons that most people don’t realize? Currently in Houston if it matters.

Bought Roku at the peak and doubled down at the lows - finally breakeven 😭😭 thank the stonk gods

How do our pre-tax money into a traditional IRA (to then back-door Roth it) if my employer doesn’t have a traditional IRA option?

Looking at houses around $800k. Just got introduced to the idea of a jumbo loan…. I have about $125,000 in equity in my current house, which will probably be closer to $100k by the time closing is done. My local lender is requiring 20% down on a jumbo loan, which I don’t have. My first question is—does anyone know of a lender who doesn’t require 20% on a jumbo? Second, I have about $100k equity in a rental property but lender requires 40% down on investment properties for a HELOC. Help!

Hi strangers, tell me what to do with my money 🤠

I’m 22 years old still living with my parents with minimal expenses. I make $65k, maxed out my 401k, have no debt, $30k in an HYSA, and $13k in a brokerage account. When I move out in 6 months or so, I estimate I’ll need $12k in an emergency fund. Should I put everything except that in my brokerage account? I hate that I have so much in the so called “high yield” account only making 0.45%

Probably an ignorant question, but are there any alternatives to a traditional mortgage for a $1M+ loan? I have heard jumbo loans can have lower rates depending on the person and bank. But is there anything that is closer to a bond rate loan if you have a 800+ credit score and say 30% down?

Would you buy a house in LA right now if you were ~90% sure you’d be gone in three years? I know generally speaking staying longer makes the math work out better. I could always rent it out later?

Anyone have experience with personal capital advisors (or any other recommendations) ? Spoke to several others before but never gone with any as I have always invested through retirement funds or in real estate but now want a little more market exposure. For context, nw 850K with 30% in retirement funds, 50% in RE

Thoughts on annuities for early retirement?

Anyone know what kind of downpayment I’d need to buy a house in Atlanta? Know markets crazy right now but our rent just went up 11% for our apartment lease to renew which has me thinking I need to stop renting probably by beginning of next year . Household income >$100k but currently a good bit of our monthly income is going to education expenses for my wife and I (will=$20k total and is our largest expense outside rent)

Do you consider college savings funds as part of your net worth? I can see why you would but then your net worth would decrease pretty quickly once your kid(s) go to college.

Best value stocks to buy now ? Is it worth doing an etf or stick to individual stocks for dividends?

What are your favorite 2-3 ETFs to invest in for the long-term 10+ years?
My number one is of course, VTI.

Bought Alibaba back in 2020 and it’s been downhill from there. Should I sell off the $3k max for tax loss harvesting? Does this just reduce my income tax on that 3k?? No other investment sales this year. New to this, thanks.

Why do stock splits matter? Like it shouldn’t affect the underlying value of the stock right? For example, if the share is worth $1000 and then splits into 2, each share is now $500. How come some stocks are appreciating due to upcoming stock splits?

What’s your annual salary and what percent of your take home pay are you saving??