Do you include your pension in your net worth?

Hi Fishes , Good day ,

Am actively looking for Manual QA role with 6.2 YOE in healthcare domain with EDI experience. Kindly assist me. Thanks

I was expecting my final EY Pay today but it didn’t get deposited. However, I did have an attempted FedEx signature required delivery yesterday. Do you think that is my final check?

Hey folks, what do you do with your take home after expenses? Do you put it in HYSA or invest? Robinhood? ETFs? Specific stocks? Is there a good resource on investing as H1B out there?

We are moving from Europe to the US and the company is fairly open to building an expat package, with initial suggestions (relocation costs, rent expense, flights home, adj salary) reasonably generous. Healthcare in there too, but not yet clear on what this entails in the US.
Any advice on what else we should think about asking for or negotiating?

Are stocks not taxed per regular income, this should be valued at 30% higher in terms of total comp?

Need to find a financial advisor and someone to help with taxes. Total noob with this stuff (hence the need). Would prefer to have one person to handle both. Recs?

New hire- I’m making my employer 401k match, and have money sitting around. Can I put a lump sum into a Roth IRA or something before the year ends?

I want to avail contingency loan of 50k, but my reason for loan is not listed and neither I can provide proof for why I need loan.

Actually I need loan for my parent. Can any one provide valid reason and regarding documentation that my loan would be approved?

Hi All,
I have received the following offers from various organisations.
Could you please assist me in deciding which one to choose based on work-life balance, career growth, and other employee benefits packages?

1. Deloitte USI (16.5% fixed + 10% variable).
2. AllState India (18.6L fixed + 7% variable).
3. MasterCard (21.2L fixed + 10% variable).
Any suggestions are welcome.

Do employers automatically put part of your bonus payout towards 401k based on your preset contribution %? Will they not do that if you’re already contributing close to the annual IRS limit?

Ladies: (no wrong answer) When considering the finances of a potential boyfriend, which is more important to you:
A. his current income;
B. his current debt;
C. his current savings;
D. his current investments

Keep in mind, I am not excluding all the more important factors in picking a partner, I’m just curious about this specific consideration.

Client is 55 and stay at home wife.

Husband is 70 and on SSDI. What is the earliest she can claim spousal SSI?

I know it's usually 62, but wondering if spouse being disabled changes anything.

Just got a nice recap check (my first). Where can I park the money and get a point or two of interest before I pay capital gains on the recap money on tax day?

For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

How much is 2k a month for a house payment? What size loan would I be able to get?

Best area credit unions?

Anyone playing play-to-earn crypto games? Starting to get into this realm & looking to hear what people are playing. Right now I’m playing DeFi Kingdoms and DeFi Land

Hi- in conversation to make a move, but curious what the total package looks like for an experienced associate? (PTO days, 401K and pension?) Also, is there a paternity leave program? Thanks!

So my fiancé and I are having a microwedding in Rocky Mountain National Park next year, and we’re working with an elopement planner.
She sent over a sample ceremony (intro, sweet poems + passages to be read, and example vows), and we read through it last night. I was reading it out loud while my fiancé made dinner, and it just hit me that this is really happening. I’m just really happy that I found someone who is willing to take a vow to spend his life with me and I’m so excited for that day :)

Anyone working in Capgemini Engineering Noida ?

Topic : Major IT companies revokes freshers offer letters!

Dear Mass recruiting companies, Now onwards please don't lecture only the employees in terms of ethics, moon lighting. Please look inwards and introspect yourself too.

Just few months back you hired freshers and now offer letter is revoked. This is a cycle, When there is excess demand, candidate do the same and when the demand subsides employers does it to candidate. So there is no point in crying when employees give it back to you!

What are the key differences between working in Venture Capital vs Private Equity? I’m sure this has been asked before, but it would help to hear it from those who are in the field :)

Anyone received offer letter today?

For me ibigin status changed yesterday as evaluated .

I didnt received yet.

Does anyone else get super annoyed at having to provide the same information , documents or research to a partner numerous times? Even copying the assigned secretary doesn’t help because they just regurgitate the request rather than saying “hey she gave this to you already”. Sometimes I respond with massive attitude and then have to rewrite because I need my job…lol.

Developing a business plan to go solo- how to overcome the fear of being judged or dealing with self doubt etc. I know I just have to do it, but any tips how to not chicken out! TIA

I am creating a personal blockchain network hosted on in house IOT network, anyone interested in building it along with me?

Who all here thinks work from home is boring, depressing after sometime..

Hi All,

I have 5+ years experience in Java.
I have offer from below companies need help in choosing best company to join.
1. Mindtree: 22 lacs
2. Globant: 25 lacs
3. Harman: 25lacs + 1 lac joining bonus.

Which among above would be better to join for work-life balance, job security & and good work?

Kindly help to decide good company to join.

Thank you.

I have two offers , company A offers better pay than company B (20% including joining bonus). But I like company B ? Work culture and type of work is similar? Company B has little better benefits also. Please help how to decide?

Please suggest an ergonomic keyboard and mouse for carpal tunnel syndrome. Tia!

Can someone provide a referral for @Google? I’ve been sitting on a couple of positions I’m really interested for the last few days. TIA!

Based of socal. How’s everyone’s staffing in the surrounding areas and what’s your management doing to ease staffing? How’s your retention rates and what are you guys doing to keep the staff nurses happy and retain them?

Which company is worst EPAM Systems or Epam Anywhere?

Anybody else hitting the PB&J Every. Damn. Morning?

Hi folks,
How is the work life balance in capgemini? I have recently joined for consultant position and having 4.11 years of exp.

Is it possible to live off 12k/year?

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

I have about $45k cash on hand. Job looks pretty safe but I want a fall back in the event of job loss and / or recession. I have student loans of about that same amount on pause but at an 8% interest rate once they start up again.
What should I be doing with it?

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

Which Vanguard products are you investing in? I want to open a Vanguard account to contribute to (after maxing my 401K and HSA) but there are so many options. Suggestions on for “set it and forget it” products? Planning on contributing annually but not touch it for the next 30years…

Are Long Term Care Insurance Plan and Disability Insurance worthwhile? Do you need both?

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous

Do you think I can count on Social Security money after I retire or it will be gone?
Real question, since I'm new to the US and am planning my retirement money.
Thanks!

Ally or Marcus? What’s best for HYSA?

Can someone please explain a “backdoor” ROTH? When its required/why? I’m very new to all this. I keep seeing this mentioned but no idea what it means.

Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼

Need advice: 58 years, $3M saving mainly in 401K, $1M mortgage debt and HCOL. Retire now or should I wait for 2 more years?

Any strong opinions on Roth 401k vs Traditional 401k? I max out a Roth 401k but am curious if anyone has found good reasons that I should be focusing on traditional

Is a 1 bedroom apartment big enough for a couple, especially if one primarily works from home? Thinking about moving in with my SO.

I’ve been listening to “millionaires unveiled” (highly recommend for FIRE content) and it seems like every other guest ends up doing real estate investing. If you do it, what books or online courses would you recommend to get started? If you have experience in real estate investing, would you ultimately recommend it?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Need some FIRE advice please. I am currently 25 M, with 125k in savings across my 401k/ESPP/Personal Brokerage Acct. etc. I have no debt. Base salary of 125k with up to 25% bonus.

I contribute 20% to my pre tax (employer matches up to 6%) and 5% in my Roth 401k and 10% in my ESPP. I keep only what I need in my checking to pay rent and have some fun on the weekends, but all relative would you say that I am allocating my funds correctly. Huge believer in value investing and compound interest.