Do you invest in a single index fund/ETFs or further diversify?

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I have multiple ETFs and index funds plus a few stocks that I like.

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I don’t know the exact proportions, and I don’t manage it that way. But I am probably 70% ETF/index funds.

I diversify. I have different funds in different accounts. In my brokerage it is mostly IVV and IXUS. I also have some VXUS because of tax loss harvesting. In my IRA I have FZROX and AVUV, which has smaller value companies. My 401k is mostly trusts and split up between SP 500, international and bonds. hSA is all FZROX

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3 etfs, 2 individual stocks. That's it.

That's up to you to decide.

You can do it by risk tolerance or expected retirement age.

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PSA: Amex -> B6 transfer bonus now. 1:1 ratio instead of normal 5:4

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Happy to work with startups as an advisor and even help raise funds if I find that your business’ current state matches the investment criteria of the VCs I am in touch with.

Former Private Equity Analyst and Venture Fellow with a Masters geared towards Entrepreneurship and Technology from a top tech school in NA, currently working with portcos and startups, and have an extensive network in NA and APAC.

Primary focus would be tech-based startups but am sector agnostic in general.

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I heard someone make a bold statement that contributing to a traditional 401k versus a Roth 401k were the exact same assuming the same tax rate. I ran the numbers and to my surprise they were not wrong (even considering the earnings). Can anyone explain why a Roth would ever make sense given that income will likely be lower and therefore lower tax rate in retirement?

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Hi Fishes,
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I joined mindtree in Jan 2022. Suddenly there is a 10k deduction in salary in the month of April. The salary slip say 10k deduction as INCOME TAX.
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Hi Fishes,
Need help with a tax query.

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I found a great great home near family perfect location to things, decent size, but is expensive. I don’t have $120k to just drop for the down payment (I want to have money left to furnish or just spend) my salary is under 6figs and even if it wasn’t I feel like it’s still not enough to rack up $60k within 1ish year. Does anyone have any side business or alternative income ideas to earn more money? I don’t wanna go an FHA loan for the 3.5% cause mortgage will be very high. Thoughts?

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Does Bank of America do a Mega Back door 401K?

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