Do you need to do anything to receive the 10k forgiveness, or is it automatically applied based on your income and circumstances?

How long did it take after getting your license to actually start making money?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

If I start my notice period today for 1 month, would I receive the RSU shares which are supposed to vest in this month of notice period?

Is there anyone here who spends 50% of their income on rent?

I'll be a first timer in NYC, don't drink or club and want an enjoyable and safe residential experience.

Any formee KPMG fish know how to access the pension plan? Thinking of rolling it into an IRA. Any insight would be helpful

Switching jobs and am getting 250k RSUs (25% vested each year over 4 years) the stock seems to be doing good (40% growth over the past year) should I keep them all or sell some and put in ETFs or index funds? Or something else?

Financial situation: Planning on purchasing a house in 2022. I don't have major debt just a car payment of 20k. Make about 220k per year. 30k in bank 12k in Robinhood and 33k in 401k. age 38 have a 4YO and no other savings.

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

What’s a good rule of thumb for what percentage of take home pay your mortgage takes up?

How would you invest $25k?

How much tax should I expect on my salary? 25%? Moving to London from California temporarily so hoping there’s a tax upside here

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Has anyone tried to build credit in a foreign country prior to relocating?

Anyone ever required to show proof of insurance to test drive a tesla? I don't currently own a car so don't have any car insurance. Any tips for affordable and reliable options if I'm just driving the car for an hour or so?

The treasurydirect website has a super annoying process to add a new bank account. Do you think they'll change it anytime soon?

How does the investment declaration work at cognizant? Can i declare only 80c for now? Or even hra or loan details can be declared now itself with valid proof? I read somewhere that these details have to be declared in November with documents. Can anyone help in this?

Would you rather spend your savings on a graduate degree or a down payment for a home?

Anyone has experience in investing through Angellist?

What car do you currently own/lease?

Attempting to leave car sales due to the high stress and crazy schedule, however I’m not looking forward to a pay cut. Any tips on how to cope with the sales stress or should I forget about the money and try for something more laid back?

How do layoffs at EY work? I've heard of people being laid off...will there be more? Is it region by region or just an overall national thing? I'm a staff 1 and not sure how this all works

Novartis India recently fired 400 employees. I have read in an article. Is job security an issue at Novartis?

Hi All,

I have joined Wipro on 31st Jan , 2022 and attended induction programme on same day.

However I still didn't received employee ID and default credentials.

Can anyone have idea when I will receive employee ID and login credentials.

Thanks

I started a new full-time job 3 months ago. My teammates only escalate small mistakes to my boss; I rarely get positive feedback on the things I go above and beyond on. I have a review coming up this week, and I don’t feel secure. A role that I applied to pre-covid became available. I got a verbal offer last week. Should I leave a full-time gig for a temp-perm one? I’ve killed myself to implement constructive feedback but I’m scared it wouldn’t be enough.

Best place to get custom tailored suits and dress shirts in NYC? I liked Blank Label but they are having issues with supply chain from China. Also looking for better quality than Indochino. Thanks in advance!

Hello All i need some suggestions, i am working on ETL(DATASTAGE ) support only and i am a fresher with 1.8 years of experience,but i am not interested in this technology,what should i do in this scenario , in college days i have learned java along with its framework spring,hibernate and also know some basics of AWS services and python also,should i go as a java developer or python developer if i need to make a switch for better career growth.

What is the moment that made you realize engineering was the right path for you?

Anyone take the CISA recently? Any topic in particular that stood out? Study tips welcome! I am using the QAE database

Hello everyone,

I wanted to get into Oracle payroll implementation / consultant . Could you please suggest me what kind of Oracle certification will help me to get to the path. I'm already having Uk payroll experience but in different software.

If you are not going to law school or thinking about it. Is it a purpose of staying as a paralegal throughout your career? I mean there is no any other higher up movement other than a senior or managing paralegal.

Hi,
I have been working as accountant for past 10 years at a logistics company. I want to change my route and join different industries for better challenges and opportunities. How can I approach new firms with this single industry background.

Hello all. Need your help on this.
My joining in Accenture is on 19th December and I got selected in TCS also. But TCS HR is saying that offer rollout is now frozen till 31st December and it will open on 2nd January,2023 and then he will immediately send the offer letter. He has given guarantee for that. Should I wait for TCS? Looking at the coming recession situation I am confused where to join. CTC almost same for both. Track is Identity and Access Management and experience is 4.5 years.

Have you been fired before even starting your new job?

I signed for a new job two months ago and will start next month (3 mo notice period in Europe). They were very keen on getting me on-board ASAP before signing but since I signed the contract it has been silent from the new employee. I've emailed them with questions as I'll be re-locating to NL and it takes them 1-2 weeks to reply. Given all that's going on in the world, I'm worried they might fire me before I even start.

What is the job level order at Accenture in commercial cyber?

Anyone know the salary band for a Business Planning & Operations Lead at Meta? DC Area

Hi,
I have got an offer from PWC SDC Kolkata. Can anybody please tell me what are the rewards and other benefits apart from CTC ?? Just like Deloitte gives well being subsidy,smartphone etc.

SOFI or who else?

Has anyone successfully refinanced a non-US student loan (e.g. from Prodigy Finance) in the US? Which company did you use?

Damn LIBOR rate up again...

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Anybody thinks that the student loan forgiveness will pull through at court?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

How did you navigate refinancing loans? I have both private and federal loans (definitely applying for the relief for the federa). I'm going to have to refinance all of them bit I don't really know where to start. I've been holding off because I'm in a contract to hire situation and upon hire (if hired) I'll probably be offered a lower salary.

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

What career can help me pay off 110k loans with 6% APR as quickly as possible? I realized I don't want to work in medicine but only after taking out a loan of course. I just don't want this to be hanging over me for the rest of my life

Today, I officially have enough money to pay off the entire balance of my student loans. Won’t pull the trigger until SCOTUS issues a decision, but having the ability to do so is such a weight off my shoulders that I had to tell someone.

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?