Does Amex gold sky miles cover for rental vehicle insurance?

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Shouldn’t your personal auto insurance cover your rental vehicle?

Do you mean cover the collision damage waiver? Or actual insurance? It doesn't offer insurance unless you specifically enroll and you'll get supplementary liability.

The rental company, at least in the U.S., should cover the minimum legal requirements. If you want supplemental liability, and you don't have your own auto insurance, you'd have to either pay Amex or the car rental company. Depending on how long the rental is, you can decide whether to enroll in Amex's or just buy from the rental provider.

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