Does anyone do any type of real estate investing? How'd you start?

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Put only 5% down on my first house. Second home, My parents loaned me the down payment and I pay them interest at the same rate as my mortgage. Better for them to have the cash making 4.5% than 1% in a checking account. Win win for both parties. As long as you buy correctly the return is still plenty. Then it just snowballs into more houses after that. I’m 23 about to buy my third rental, and I live in the newest one and rent out the other rooms so I have income rather than a rent payment every month. Makes it very easy to save 1-2k per month for another down payment. Depending on where you live, (i live i. relatively low COL) the snowball can happen very fast.

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Fundrise is a decent way to start

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OP check out bigger pockets podcast and read "The Book on Investing in Real Estate with Low (and no) Money Down" by Brandon Turner. I just invested in my first property which is a duplex and renting the other side will cover about 70% of the mortgage. If your single you could also look into just buying a big single family residence and renting out the extra rooms.

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@Pwc 1. When did you start investing in Fundrise? My 2017 tax statement shows a return of capital most months, not regular dividend. so I’m wondering if my investment is not doing well... sometimes I feel like they are not transparent with their financial. And your investment with them is not very liquid, meaning if I sale within first yr, I can only get back 97% of my money

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I just put some money in a REIT

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GT 1, ha that's why I asked the question. Don't really have a lot of capital, just started working and trying to build up my knowledge in specific areas.

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How did you get money for the first home Deloitte 1?

My first home was only 100k so I only needed about 5k, I had a very good paying internship ($20 an hour average) from sophomore to senior year in college that i worked about 30-40 hours a week at and i was an RA so i didn’t have to pay for housing, that allowed me to pay for college and save up the money.

OP, I'm pretty much in the same boat as you. Currently live in a high COL area so I'm saving up but also thinking about doing out of state instead

I sold my tower records franchise last week to buy me an RV

Senior Accountant 1-obviously take my advice with a grain of salt, but I think it's easier to start renting out the piece of property you currently live in, or want to live in, than finding a random property out of state. That's the way I'm leaning towards.

Deliotte 1-what was important to you when picking your property? Beyond being in a liveable condition....

If you live in a high cost of living area, I would highly consider doing out of state investing in low COL college towns like SA1 said. The minimum rule of thumb is you want monthly rent to be at least 1% of the purchase price of the home and any capital improvements the home needs one purchased (buy a house for 100k add a 10k roof, you need to be able to get monthly rent of at least $1,100 for that house). Probably closer to 1.5% to be safe. Anything above 1.5% is a bonus. It’s hard to do if you are buying houses 250k plus. With interest rates going up, it only makes it harder to find a good deal.

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