Does anyone have personal finance/investment book recommendations for teens?

Any particular segment of sales good for ex-finance? Currently 3 years in at fortune 100 bank on business development side (on commercial loan originations team but no commission/targets at the associate level, basically do credit analysis and build pitch books for the producers) This role has been great as I have gotten both analytical experience and tasted sales experience (I say taste bc I’m not the producer) but would potentially like to transition to a sales role that is less analytical

Do Big 4 partners need to maintain any level of independence in retirement?

Thoughts on taking out $60K from my retirement account under the CARES provision (no 10% penalty) to pay off my house? My current interest rate 5.25%

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Does anyone use the fidelity app? How can you change it out of dark mode? I can’t figure it out for the life of me.

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Can anyone suggest if I can make a rental contract with my parents on a 1rupee stamp duty letter for below 1 lakh? If so, can I directly submit that to income tax department while filing the return for claiming refund or should I be disclosing in Deloitte Portal for last FY 2022. Also, I assume 11 months contract doesn't require to be registered with the govt? Please correct me if this is incorrect. Appreciate your suggestions on the above for tax benefit purpose..!!

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Anyone have any good book recommendations?

Looking for help articulating / explaining how inflation has a greater impact on lower paid employees than higher paid employees. I'm having a difficult time framing the toll of a decrease to income, above fixed costs, for those who have less income than others.

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

Guys, I did my part of losing money. Tell me how I can get out of a 40k debt with this meme coins.. where’s the next pump for a $500?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

My portfolio is getting HAMMERED this morning. That is all. Clearly I'm not selling but seeing straight reds is painful.

Does anyone have experience with defi yield farming? It seems like a great way to make passive income, but I’m hesitant on how I can report the profits for my taxes. It seems pretty difficult to keep track of. Any opinions would be appreciated!

Anyone joined top social clubs (i.e. Zero Bond, Norwood, Metropolitan)? Why were you accepted in & did it meet your expectations?

Does anyone know the salary for Managing Consultant at Capgemini? The consulting practice not Tech

Can someone describe the difference between Apple in Culver vs Apple in Cupertino?
(Types of work, culture, pay, teams, etc.)

I was wondering if anyone knew of a company specialising to recruit within Switzerland and also offer sponsorship, I'm planning to relocate after several years of waiting but seems I can't find a good search engine to help me find specific roles that will offer sponsorship related to my profession...

Does anyone need a hr coordinator, or entry level talent acquisitions coordinator that is 100 remote? Remote jobs are extremely competitive and when I find job posts on LinkedIn there are already over 100 applicants. Very competitive!I am open minded about salary,I have so much interest in expanding my skills. I have about a year of recruiting in the staffing industry and 6 months as an hr assistant for a corporate/manufacturing company. MA in Hr and will be testing for phr in July. Thank you

Do people intentionally delay or hold of their own promotions to avoid more work and pressure at higher levels?

Hi All,
Does any know more details on AM PPM role(HRST) at Deloitte.I got an interview call.requesting valuable insights and support please.

Hi... Anybody working here working for Deloitte Touche, Mumbai??? Have an offer to Join... Not much reviews abt the company are present online... Want to know about culture and WLB... WFH prospects??

Has anybody given nab codility test.please let me know

Bain🐠, do ANY of y’all know experienced hires that got into your firm pre-MBA (no advanced degree)? These mythical creatures, or rather unicorns that are rare but possible?

Anyone in Mckinsey Implementation willing to chat? I am interested in lateraling - I actually enjoy the operations & implementation side of strategy and wanted to make sure I had a clear understanding of the role

Anyone know the raise amounts for BCG yet?

I’m struggling. I left an agency I liked last year due to growth limitations and since then I’ve worked at 2 different agencies and can’t seem to find my footing. The first one seemed like a good fit at first but then it turned out to not be the best place for me so I left. At my current agency I feel super undervalued. I’m always raising my hand and offering to help where I can and no matter what I do, I don’t feel utilized or valued or part of the team.It’s really taken a toll on my confidence

Any star alliance status match delta platinum?

Leaving EY in a week. Is there anything specific I should do/ save before leaving?

Where did you meet your significant other in the city? Looking for ideas to meet new people!

Hi all, what are the mental health benefits at Deloitte?

Anyone do the 15 nights mandatory quarantine in Taiwan? I need to go back for visa reasons and looking up which hotel to stay at. Thinking of staying in Marriott for the points but would love any recs! Can I use someone’s Marriott Bonvoy Ambassador Elite contact or something? Overwhelmed with this whole process 🥲

What are the best words of encouragement you've received when feeling discouraged about this job?

At Wells, we have a monthly email newsletter (automatic) as well as an email platform on demand. Do you guys think clients receiving a monthly newsletter is too much and would look like spam?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Who is proud of their office? Share a photo of your office; this is your chance to be loud and proud while providing ideas for others!

Trying to gauge what everyone is giving to their sales assistant for the holidays?

During the warm weather months I try to set up impromptu events (Storefronts, etc.) where I can be in front of people at little/no cost. How do you guys proceed to take advantage of the summertime?

I’ve seen claims out there “fake it till I make it” when it comes to car buying etc. Curious, what do you constitute as “making it” from an income perspective? I know everyone has their own definition

What is the most expensive thing you have ever bought? How much did it cost you?

What is a deeply held truth that you believe?

been in Financial services 4.5 years. It has been a struggle and hasn’t gotten easier Just got a job offer from the city. Feeling torn don’t know what to do. Wife wants me to take job and quit.

Best technology to use that LPL has?

I had no idea how well people could do for themselves as an advisor. Are many of you millionaires? If so, when did you reach that milestone?

Have you used RME for seminars or 2nd opinion mailers?

RME - have you used them for direct mail for one on one appointments?

How do you sell the benefits of managed money to your clients?

Looking at starting the CFA journey. Schweser was recommended, but is it worth the added cost? If I'm subscribed to the idea that I am going to be spending 20hrs a week studying, is that sufficient?

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

I am interested in speaking with FAs approaching retirement. Many have no continuity/succession plan. I want to help develop that plan and find them a successor. Do you know anyone I can assist?

If you are coughing every 5 minutes during flu season in the office.. please go home