{ "media_type": "text", "post_content": "Does anyone know if you can transfer a credit card balance twice? I.e. say if I have 5k in my Amex and I want to transfer that balance to a Citi card. Then, say in two months later I have another 5k on my Amex and I want to transfer that as well. Do I have to open up a second card or can I just do a second balance transfer to the Citi card?", "post_id": "5f7e8eeb3fe063001a060f3f", "reply_count": 7, "vote_count": 0, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

Does anyone know if you can transfer a credit card balance twice? I.e. say if I have 5k in my Amex and I want to transfer that balance to a Citi card. Then, say in two months later I have another 5k on my Amex and I want to transfer that as well. Do I have to open up a second card or can I just do a second balance transfer to the Citi card?

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Yaa, avoid CC debt at all costs

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Do it once, pay it off, then stop spending money you don't have. Easiest solution.

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You can do many balance transfers, but they will charge you, so it's not generally worth it. Are you talking about a 0% promotion? In that case, you'll need to read the specific terms and conditions.

Call your credit card company. I had to do this in college. So if it’s a new credit card, you can sometimes get a 0% balance (fee and promotional rate). Sometimes the 0% is only the first month, sometimes they’re doing something like three months. After that, some credit cards will give you promotional transfers at a 3-5% fees and 0% promotional balances. Remember they’re counting on you to not pay so they can charge you interest so make sure you make your minimum payment and pay it off by the promotion expiration date.

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